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JODENE H WARTMAN Customer Care: 1-800-257-0770

Closing Date 06/09/24 TTY: Use Relay 711
Account Ending 0-21006 Website: americanexpress.com

Delta SkyMiles®
New Balance $3,425.89 Miles Earned this Period
Minimum Payment Due $68.51 3,394
For more details about Rewards, please
visit americanexpress.com/rewardsinfo
Payment Due Date 07/04/24 Account Summary
Previous Balance $306.87
Late Payment Warning: If we do not receive your Minimum Payment Due by Payments/Credits -$306.87
the Payment Due Date of 07/04/24, you may have to pay a late fee of up to New Charges +$3,396.15
$40.00 and your APRs may be increased to the Penalty APR of 29.99%. Fees +$0.00
Interest Charged +$29.74
Minimum Payment Warning: If you have a Non-Plan Balance and make only the
minimum payment each period, you will pay more in interest and it will take you longer
to pay off your Non-Plan Balance. For example:

If you make no additional You will pay off the balance And you will pay an New Balance $3,425.89
charges and each month shown on this statement in estimated total of... Minimum Payment Due $68.51
you pay... about...
Credit Limit $29,000.00
Only the Available Credit $25,574.11
13 years $9,083
Minimum Payment Due
Cash Advance Limit $4,200.00
$4,968 Available Cash $4,200.00
$138 3 years (Savings = $4,115)

If you would like information about credit counseling services, call 1-888-733-4139.
See page 2 for important information about your account.

Please refer to the IMPORTANT NOTICES section.

We will debit your bank account for your payment of $1,000.00 on

07/04/24. This date may not be the same date your bank will debit your
bank account. Any inquiry to American Express concerning this debit
should be made before 07/02/24. If your AutoPay payment is less than
your Minimum Payment Due, we must receive an additional payment
for at least the difference by 07/04/24.

Payment Coupon Pay by Computer Pay by Phone Account Ending 0-21006

Do not staple or use paper clips americanexpress.com/pbc 1-800-472-9297
Enter 15 digit account # on all payments.
Make check payable to American Express.

JODENE H WARTMAN Payment Due Date

15169 OAK RIDGE CIR SE 07/04/24
PRIOR LAKE MN 55372-1915
New Balance
$3,425.89
AutoPay Amount
$1,000.00

See reverse side for instructions AMERICAN EXPRESS

PO BOX 60189
$ .
Amount Enclosed
on how to update your address,
phone number, or email. CITY OF INDUSTRY CA 91716-0189

*917160189891*
0000349991795421395 000342589000006851 06 Á
 JODENE H WARTMAN Account Ending 0-21006 p. 2/7

Payments: Your payment must be sent to the payment address shown on the date of the first statement indicating the credit balance you do not
your statement and must be received by 5 p.m. local time at that address to request a refund or charge enough to use up the credit balance, we will
be credited as of the day it is received. Payments we receive after 5 p.m. will send you a check for the credit balance within 30 days if the amount is
not be credited to your Account until the next day. Payments must also: (1) $1.00 or more.
include the remittance coupon from your statement; (2) be made with a Credit Reporting: We may report information about your Account to credit
single check drawn on a US bank and payable in US dollars, or with a bureaus. Late payments, missed payments, or other defaults on your
negotiable instrument payable in US dollars and clearable through the US Account may be reflected in your credit report.
banking system; and (3) include your Account number. If your payment What To Do If You Think You Find A Mistake On Your Statement
does not meet all of the above requirements, crediting may be delayed and If you think there is an error on your statement, write to us at:
you may incur late payment fees and additional interest charges. Electronic American Express, PO Box 981535, El Paso TX 79998-1535
payments must be made through an electronic payment method payable You may also contact us on the Web: www.americanexpress.com
in US dollars and clearable through the US banking system. Please do not In your letter, give us the following information:
send post-dated checks as they will be deposited upon receipt. Any - Account information: Your name and account number.
restrictive language on a payment we accept will have no effect on us - Dollar amount: The dollar amount of the suspected error.
without our express prior written approval. We will re-present to your - Description of Problem: If you think there is an error on your bill,
financial institution any payment that is returned unpaid. describe what you believe is wrong and why you believe it is a mistake.
Permission for Electronic Withdrawal: (1) When you send a check for You must contact us within 60 days after the error appeared on your
payment, you give us permission to electronically withdraw your payment statement.
from your deposit or other asset account. We will process checks You must notify us of any potential errors in writing [or electronically]. You
electronically by transmitting the amount of the check, routing number, may call us, but if you do we are not required to investigate any potential
account number and check serial number to your financial institution, errors and you may have to pay the amount in question.
unless the check is not processable electronically or a less costly process is While we investigate whether or not there has been an error, the following
available. When we process your check electronically, your payment may are true:
be withdrawn from your deposit or other asset account as soon as the same - We cannot try to collect the amount in question, or report you as
day we receive your check, and you will not receive that cancelled check delinquent on that amount.
with your deposit or other asset account statement. If we cannot collect the - The charge in question may remain on your statement, and we may
funds electronically we may issue a draft against your deposit or other asset continue to charge you interest on that amount. But, if we determine that
account for the amount of the check. (2) By using Pay By Computer, Pay By we made a mistake, you will not have to pay the amount in question or any
Phone or any other electronic payment service of ours, you give us interest or other fees related to that amount.
permission to electronically withdraw funds from the deposit or other asset - While you do not have to pay the amount in question, you are responsible
account you specify in the amount you request. Payments using such for the remainder of your balance.
services of ours received after 8:00 p.m. MST may not be credited until the - We can apply any unpaid amount against your credit limit.
next day. Your Rights If You Are Dissatisfied With Your Credit Card Purchases
How We Calculate Your Balance: We use the Average Daily Balance (ADB) If you are dissatisfied with the goods or services that you have purchased
method (including new transactions) to calculate the balance on which we with your credit card, and you have tried in good faith to correct the
charge interest on your Account. Call the Customer Care number on page 3 problem with the merchant, you may have the right not to pay the
for more information about this balance computation method and how remaining amount due on the purchase.
resulting interest charges are determined. The method we use to figure the To use this right, all of the following must be true:
ADB and interest results in daily compounding of interest. 1. The purchase must have been made in your home state or within 100
Paying Interest: Your due date is at least 25 days after the close of each miles of your current mailing address, and the purchase price must have
billing period. We will not charge you interest on your purchases if you pay been more than $50. (Note: Neither of these is necessary if your purchase
each month your entire balance (or Adjusted Balance if applicable) by the was based on an advertisement we mailed to you, or if we own the
due date each month. We will charge you interest on cash advances and company that sold you the goods or services.)
(unless otherwise disclosed) balance transfers beginning on the transaction 2. You must have used your credit card for the purchase. Purchases made
date. with cash advances from an ATM or with a check that accesses your credit
Foreign Currency Charges: If you make a Charge in a foreign currency, we card account do not qualify.
will convert it into US dollars on the date we or our agents process it. We 3. You must not yet have fully paid for the purchase.
will choose a conversion rate that is acceptable to us for that date, unless a If all of the criteria above are met and you are still dissatisfied with the
particular rate is required by law. The conversion rate we use is no more purchase, contact us in writing or electronically at:
than the highest official rate published by a government agency or the American Express, PO Box 981535, El Paso TX 79998-1535
highest interbank rate we identify from customary banking sources on the www.americanexpress.com
conversion date or the prior business day. This rate may differ from rates in While we investigate, the same rules apply to the disputed amount as
effect on the date of your charge. Charges converted by establishments discussed above. After we finish our investigation, we will tell you our
(such as airlines) will be billed at the rates such establishments use. decision. At that point, if we think you owe an amount and you do not pay
Credit Balance: A credit balance (designated CR) shown on this statement we may report you as delinquent.
represents money owed to you. If within the six-month period following

Pay Your Bill with AutoPay

Deduct your payment from your bank
account automatically each month.

- Avoid late fees

- Save time
Change of Address, phone number, email
Visit americanexpress.com/autopay
- Online at www.americanexpress.com/updatecontactinfo today to enroll.
- Via mobile device
- Voice automated: call the number on the back of your card
- For name, company name, and foreign address or phone changes, please call Customer Care
Please do not add any written communication or address change on this stub For information on how we protect your
privacy and to set your communication
and privacy choices, please visit
www.americanexpress.com/privacy.
 Delta SkyMiles® Platinum p. 3/7

JODENE H WARTMAN
Closing Date 06/09/24 Account Ending 0-21006

Customer Care & Billing Inquiries 1-800-257-0770

International Collect 1-336-393-1111 Website: americanexpress.com
Cash Advance at ATMs Inquiries 1-800-CASH-NOW
Large Print & Braille Statements 1-800-257-0770 Customer Care Payments
& Billing Inquiries PO BOX 60189
P.O. BOX 981535 CITY OF INDUSTRY
EL PASO, TX CA
79998-1535 91716-0189
Hearing Impaired
Online chat at americanexpress.com or use Relay dial 711 and 1-800-257-0770

Payments and Credits

Summary

Total
Payments -$306.87
Credits $0.00
Total Payments and Credits -$306.87

Detail *Indicates posting date

Payments Amount
06/04/24* AUTOPAY PAYMENT RECEIVED - THANK YOU -$306.87
TruStone Financial Credit Union

New Charges
Summary
Total
Total New Charges $3,396.15

Detail
JODENE H WARTMAN
Card Ending 0-21006
Amount
05/11/24 NETFLIX.COM 866-579-7172 CA $16.79
SUBSCRIPTION
05/16/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $35.00
MERCHANDISE
05/16/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $22.91
MERCHANDISE
05/16/24 AMAZON.COM AMZN.COM/BILL WA $17.33
MERCHANDISE
05/16/24 AMAZON.COM AMZN.COM/BILL WA $5.24
MERCHANDISE
05/16/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $4.32
MERCHANDISE
05/16/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $24.31
MERCHANDISE
05/16/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $18.41
MERCHANDISE
05/18/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $9.99
MERCHANDISE
05/19/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $61.88
MERCHANDISE

Continued on reverse
 JODENE H WARTMAN Account Ending 0-21006 p. 4/7

Detail Continued
Amount
05/19/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $61.72
MERCHANDISE
05/20/24 CARNIVAL CRUISE TICKETS/RES MIAMI FL $205.43
WWW.CARNIVAL.COM 305-599-
05/22/24 AMAZON.COM AMZN.COM/BILL WA $31.50
MERCHANDISE
05/24/24 SPECTACLESHOPPE.COM NEW BRIGHTON MN $2,142.89
+18885795668
05/24/24 GOOGLE *GOOGLE STORAGE G.CO/HELPPAY# CA $1.99
DIGITAL GOODS: GAMES
05/25/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $7.58
MERCHANDISE
05/25/24 PRIME VIDEO CHANNELS AMZN.COM/BILL WA $7.58
DIGITAL
05/25/24 Uber Trip help.uber.com CA $78.09
D7MC7C77 55337
05/27/24 CARNIVAL CRUISE TICKETS/RES MIAMI FL $81.33
WWW.CARNIVAL.COM 305-599-
05/29/24 WALGREENS SAVAGE MN $102.99
8002892273
05/31/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $58.48
MERCHANDISE
05/31/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $33.40
MERCHANDISE
06/04/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $18.89
MERCHANDISE
06/04/24 AMAZON MARKETPLACE NA PA AMZN.COM/BILL WA $9.44
MERCHANDISE
06/06/24 PAYPAL *WAYFAIR 8662638325 MA $42.78
8662638325
06/06/24 PAYPAL *BRECKS 8125378665 IN $188.43
8125378665
06/08/24 PAYPAL *NESPRESSOUS 8005621465 NY $107.45
8005621465

Fees

Amount
Total Fees for this Period $0.00

Interest Charged

Amount
06/09/24 Interest Charge on Purchases $29.74

Total Interest Charged for this Period $29.74

About Trailing Interest

You may see interest on your next statement even if you pay the new balance in full and on time and make no new charges. This is called
"trailing interest". Trailing interest is the interest charged when, for example, you didn't pay your previous balance in full. When that
happens, we charge interest from the first day of the billing period until we receive your payment in full. You can avoid paying interest
on purchases by paying your balance in full (or if you have a Plan balance, by paying your Adjusted Balance on your billing statement) by
the due date each month. Please see the "When we charge interest" sub-section in your Cardmember Agreement for details.

Continued on next page

 Delta SkyMiles® Platinum p. 5/7

JODENE H WARTMAN
Closing Date 06/09/24 Account Ending 0-21006

2024 Fees and Interest Totals Year-to-Date

Amount
Total Fees in 2024 $0.00
Total Interest in 2024 $1,140.27

Interest Charge Calculation Days in Billing Period: 30

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Variable APRs will not exceed 29.99%.
Transactions Dated Annual Balance Interest
Percentage Subject to Charge
From To Rate Interest Rate

Purchases 05/30/2024 25.74% (v) $12.26 $0.26

Purchases 02/27/2022 05/29/2024 25.74% (v) $1,394.00 $29.48

Cash Advances 07/29/2018 29.99% (v) $0.00 $0.00

Total $29.74
(v) Variable Rate

SkyMiles® Account Number: XXXXXX3667

Current Period Year to Date

Miles Earned for Eligible Purchases 3,394 15,106
Total Bonus Miles Earned and Adjustments 0 884
Total Miles Earned 3,394 15,990
JODENE H WARTMAN Account Ending 0-21006 p. 6/7
 p. 7/7
JODENE H WARTMAN Closing Date 06/09/24 Account Ending 0-21006
IMPORTANT NOTICES

EFT Error Resolution Notice

In Case of Errors or Questions About Your Electronic Transfers Telephone us at 1-800-IPAY-AXP for Pay By
Phone questions, at 1-800-528-2122 for Pay By Computer questions, and at 1-800-528-4800 for AutoPay. You
may also write us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso TX 79998-1531, or
contact online at www.americanexpress.com/inquirycenter as soon as you can, if you think your statement or
receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from
you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you
believe it is an error or why you need more information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to
do this, we will credit your account for the amount you think is in error, so that you will have the use of the money
during the time it takes us to complete our investigation.

End of Important Notices.