Credit Card Report
Credit Card Report
Credit Card Report
PROPE the
professional
R USE
OF THE
CREDIT career of
CARD administrati
on of the
Students of
Catholic
University
the angels
of chimbote
Subsidiary -
Piura
WHAT IS A CARD? OF CREDIT
BA
NK
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1234 0000 0000
0000
0 Y
0
CARDHOLDE A
0 NAME
R
0 R
CHIP DUE DATE D NO. OF EMERGENCY SECURITY CODE
0
0
Z
O
O
BUT WHAT IS A CARD
DEBIT
Remember to also keep track of your expenses. When you make a purchase, withdraw money
from your account, or pay bills that exceed your account balance, you may be charged “overdraft
fees.” Some financial institutions offer overdraft protection, covering your check or debit
transaction from bouncing.
CARD TYPES
• QUOTE
Approved limit or no limit.
• Depends on ability to pay
• Adequate credit history
GEOGRAPHIC COVERAGE
National or International.
PAYMENT
PrepaidTYPES
(gift), minimum payments (deferred), full
payment.
BY ISSUER
• For General Use (Banks)
• Restricted use (limited to businesses)
With and without reward systems. (miles, cash
back, bonuses, points, discounts, among others)
FOR REWARDS
If the agreed deadlines to pay off debts are met, as a means of payment over the Internet.
interest is exempt.
Its use is becoming more and more standardized
Allows you to have access to a balance greater than Money is always available.that of a
checking account. You will be able to access a larger amount
of money if you need it.
It
allows
you to purchase
items and services
and pay for them
in full on the
payment date.
#4#* UH
The first
step is
to get
APP
LIC
SHORT TERM FINANCING
ATI
PAYMENT
DATE ON
S
। (09 It is the deadline you have to pay
Page,
1
ACCOUNT STATUS PACIFICARD
Pacific BANK
Attention:
177.49
177.49
41.38
- 18/MAR2016
your obligations.
The payment date is indicated
QUOTA
ll
Total debt 177.49 100% Total to be paid in cash 64.53
Authorized Used Available Extra quota
Minimum to pay 56.98
♦ 32.00% Suggested Payment 63.00
5,480.00 177.49 5,302.51 0.00 PAY AT LEAST THIS VALUE — ■_
on your account statement.
APP
LIC
SHORT TERM FINANCING
ATI
MINIMUM
ON
PAYMENT
S
In case you cannot pay the total of your consumption, always try
to pay more than the minimum payment indicated on the
account statement, this for avoid he
overindebtedness.
APPLICA
TIONS HUi T
CASH WITHDRAWAL
Credit cards can be used to withdraw cash (advances)
at ATMs or at your bank, paying the corresponding
You can buy products and services that you
INTERESTS commission.
will pay in installments, commonly of 3,
6, 12 and 18
It is advisable
months, attothe
usesame
it to make advances
price as if you only in case
of emergency,
purchased because it is expensive financing.
them in cash.
SECURE
CONNECTI
ON
AVOID
CLONING
VERIFY
COLLEC
TION
VERIFY
VOUCHER
RETURN
DOCUMENTS
IN CASE OF LOSS OR THEFT