PPT-8 Introduction To Mutual Funds Investing 30 Sep 2024
PPT-8 Introduction To Mutual Funds Investing 30 Sep 2024
PPT-8 Introduction To Mutual Funds Investing 30 Sep 2024
Mutual Funds
Disclaimer
Information contained in this presentation is as on September 30,
2022.
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Flow of Presentation
What is a Mutual Fund ? How to invest in Mutual Funds?
Structure of Mutual Fund Centralized KYC
What is an Asset Management Mutual Fund investment procedure
Company (AMC)?
Investment Modes in Mutual Funds
How does a Mutual Fund Work?
Mutual Funds
Classification of Mutual Funds
Plans – Growth vs Dividend Options
Based on Structure
How to check information about the
Based on Investment Objective Mutual Funds (Offer Document)?
Investment Portfolio Risk-o-Meter
Risk vs Return Mutual fund investment on behalf of
minor and nomination details
Categorization of Mutual Funds
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What is a Mutual Fund (MF)?
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Structure of Mutual Fund
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What is an Asset Management Company (AMC)?
• Required to invest seed capital of 1% of amount raised subject to a maximum of Rs.50 lakh in
all open-ended schemes.
• AMCs cannot engage in any business other than that of financial advisory and investment
management
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How does a Mutual Fund Work?
• Pool of investors
money.
• Invested according to
pre-specified
investment objectives.
• Benefits accrue to
those that contribute to
this pool.
• There is thus mutuality
in the contribution and
the benefit.
• Hence the name
‘mutual’ fund.
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Classification of Mutual Funds
Open Ended
Debt Funds Passive Funds
Funds
Closed Ended
Equity Funds Active Funds
Funds
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Classification - Based on Structure
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Classification - Based on Investment Objective
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Classification - Based on Investment Style
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Categorization of Mutual Fund Schemes
Categorization of open-end mutual funds:
- To ensure uniformity in characteristics of similar type of schemes launched by
different mutual funds.
- Helps investors to evaluate different options available before making informed
decision to invest.
Hybrid
Schemes
Debt
Schemes Solution oriented
Schemes
Categorization of
Equity
Schemes Mutual Fund Other
Schemes
Schemes
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How to invest in Mutual Funds?
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Centralized KYC (C-KYC) in Securities Market
KYC registration is centralized through KYC Registration
Agencies (KRAs) registered with SEBI.
Each investor to undergo KYC process only once in securities
market and details would be shared with other intermediaries by
the KRAs.
Standard Account Opening form (AOF) has 2 parts:
- Part I : Basic and uniform KYC details of the investor
- Part II : Additional KYC information as may be sought
separately by the Mutual Fund
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Mutual Funds investment procedure
Visit official website of KRA and check whether you are KYC compliant or not.
You must submit this KYC status.
Once documents are accepted by Mutual Fund Company, you may start
making investment.
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Investment Modes in Mutual Funds
Systematic •
•
Staggered Investment.
Period of commitment - 6 months, 1 / 3 / 5 years.
Investment •
•
Specific intervals - monthly, quarterly, half-yearly.
Made on specific dates e.g. 1st, 5th, 10th, 15th of
Plan (SIP) every month.
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Investment Modes in Mutual Funds
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Mutual Fund Plans – Growth vs Dividend Options
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How to check information about
the Mutual Funds (Offer Document)?
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Risk-o-Meter and its importance
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Nomination for Trading/Demat/Mutual Fund
Units
Investor to get two options regarding nomination
Applicable for opening new Demat account and trading accounts on or after
October 01, 2021
Applicable for investor subscribing to mutual fund units on or after October 01,
2022.
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Mutual Fund investment by Minor
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Additional Information
For further information, you may visit the following web-sites
and Mobile App:
w w w. s e b i . g o v. i n /
h t t p s : / / i n v e s t o r. s e b i . g o v. i n /
Saa₹thi App
For Grievance Redressal, you may visit following website:
w w w. s c o r e s . g o v. i n /
Or, you may call SEBI at following Toll-free Helpline Numbers
from 9:00am to 6:00pm on all days (excluding declared holidays in
the state of Maharashtra):
Helplines are available in 8 Languages:
1 8 0 0 2 6 6 75 75 English, Hindi, Bengali, Gujarati, Marathi,
Kannada, Telugu and Tamil
1 8 0 0 22 75 75
SEBI : HAR INVESTOR KI TAAQAT 23
Thank You
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