Printed:

Mailed:

Current Account
Statement

1581

Mr W Irko
25b-25d Navarino Road
LONDON
E8 1AD

Your FlexBasic Statement date: 04 October 2023 Sort code 07-04-36

transactions Statement no: 57 1 of 5 Account no 31954273
Start balance £17.46
Date Description £ Out £ In £ Balance
End balance £229.73
Average credit
2023 Balance from statement 56 dated 04/09/2023 17.46 balance £163.30
05 Sep Bank credit PX230869B DWP PIP 424.54 Average debit
balance £0.00
Transfer to Aqua 100.00 Receiving an
Contactless Payment 4.50 International Payment?
MB super Market London BIC NAIAGB21
APPLEPAY ****4957 IBAN GB90 NAIA 0704 3631 9542 73
Contactless Payment 4.50 Swift
Intermediary Bank MIDLGB22
MB super Market London
APPLEPAY ****4957
Contactless Payment 4.80
MB super Market London
APPLEPAY ****4957
ATM Withdrawal LINK 51.99 276.21
Inc charge from ATM Owner 1.99
06 Sep Contactless Payment 13.10
MB super Market London
APPLEPAY ****4957
Contactless Payment 13.10
MB super Market London
APPLEPAY ****4957
Contactless Payment 22.60
Hackney Meat Centre London
APPLEPAY ****4957
LIDL GB LONDON LONDON 130.25 97.16
07 Sep Contactless Payment 13.10 84.06
MB super Market London
08 Sep Contactless Payment 3.60
TWO DOORS LONDON E8 1
Contactless Payment 5.50
ZETTLE_*BEST IN TOWN T HACKNEY

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078.
Head Office: Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 1NW
00013699 01 of 05 8804 10/14.4pt_DC83 (30 June 2014)_CSIS
 Your FlexBasic
transactions (continued)
Date Description £ Out £ In £ Balance

2023 74.96
08 Sep Contactless Payment 13.10
MB super Market London
APPLEPAY ****4957
Contactless Payment 13.10 48.76
Statement 4 October 2023
MB super Market London date
APPLEPAY ****4957
Statement no 57 2 of 5
09 Sep Contactless Payment 13.10 35.66
MB super Market London Sort code 07-04-36
11 Sep Contactless Payment 15.00 Account no 31954273
SHELL UPPER ST 027 UPPER STREET
Effective Date 10 Sep 2023
Contactless Payment 4.50 16.16
MB super Market London
APPLEPAY ****4957
12 Sep Contactless Payment 13.10 3.06
MB super Market London
APPLEPAY ****4957
13 Sep Contactless Payment 2.70 0.36
MB super Market London
APPLEPAY ****4957
15 Sep Bank credit 201540T9P DWP UC 1,214.80 1,215.16
16 Sep ATM Withdrawal SAINSBURYS BANK 50.00
Contactless Payment 4.95
Perfect Chicken London
APPLEPAY ****4957
NATIONAL LOTTERY INTE WATFORD 5.00
Contactless Payment 10.60
HOLLAND & BARRETT HACKNEY
APPLEPAY ****4957
Contactless Payment 13.10
MB super Market London
APPLEPAY ****4957
Contactless Payment 20.67
GREEN WOOD FOOD AND WINE
APPLEPAY ****4957
Contactless Payment 30.00
SHELL UPPER ST 027 UPPER STREET
Contactless Payment 38.95
TK MAXX HACKNEY
APPLEPAY ****4957
PEABODY TRUST LONDON 600.60
APPLE.COM/BILL APPLE.COM/BIL 4.99 436.30
18 Sep NATIONAL LOTTERY INTE WATFORD 5.00
Effective Date 17 Sep 2023

DC86 (May 2014 CSIS

 Your FlexBasic
transactions (continued)
Date Description £ Out £ In £ Balance

2023 431.30
18 Sep PAYPAL *FACEBOOK 35314369001 7.00
Effective Date 17 Sep 2023
Contactless Payment 13.10
MB super Market London
Statement 4 October 2023
APPLEPAY ****4957 date
Effective Date 17 Sep 2023
Statement no 57 3 of 5
Contactless Payment 15.00
Mini Mart News London Sort code 07-04-36
APPLEPAY ****4957 Account no 31954273
Effective Date 17 Sep 2023
APPLE.COM/BILL APPLE.COM/BIL 0.99
Effective Date 17 Sep 2023
APPLE.COM/BILL APPLE.COM/BIL 4.99
Effective Date 17 Sep 2023
Contactless Payment 7.00
Marathon restaurant and b London
APPLEPAY ****4957
Contactless Payment 13.10
MB super Market London
APPLEPAY ****4957
Contactless Payment 21.79 348.33
TESCO STORES 6230 HACKNEY
APPLEPAY ****4957
19 Sep Contactless Payment 7.45
BOOTS,HACKNEY LONDON
APPLEPAY ****4957
Contactless Payment 12.58
MCDONALDS LONDON E8
APPLEPAY ****4957
Contactless Payment 13.10 315.20
MB super Market London
APPLEPAY ****4957
20 Sep UBR* PENDING.UBER.COM LONDON 5.99
APPLEPAY ****4957
Contactless Payment 7.58
MCDONALDS LONDON N7
APPLEPAY ****4957
Contactless Payment 13.10
MB super Market London
APPLEPAY ****4957
Contactless Payment 13.10
MB super Market London
Contactless Payment 36.60
LIDL GB LONDON LONDON

DC86 (May 2014 CSIS

00013699 02 of 05 8804
 Your FlexBasic
transactions (continued)
Date Description £ Out £ In £ Balance

2023 238.83
20 Sep ATM Withdrawal LINK 21.99 216.84
Inc charge from ATM Owner 1.99
21 Sep Contactless Payment 3.99 212.85
MB super Market London
Statement 4 October 2023
22 Sep Contactless Payment 13.10 199.75 date
MB super Market London
Statement no 57 4 of 5
APPLEPAY ****4957
23 Sep Contactless Payment 5.40 Sort code 07-04-36
MB super Market London Account no 31954273
APPLEPAY ****4957
Contactless Payment 14.00
MB super Market London
APPLEPAY ****4957
ATM Withdrawal SAINSBURYS BANK 20.00 160.35
25 Sep Contactless Payment 7.87
MCDONALDS LONDON N7
APPLEPAY ****4957
Effective Date 24 Sep 2023
Contactless Payment 20.00
MFG WELLINGTON LONDON
Effective Date 24 Sep 2023
EE LIMITED T-MOBILE CO U 50.00
APPLEPAY ****4957
Effective Date 24 Sep 2023
Bank credit HMRC CHILD BENEFIT 96.00
Contactless Payment 10.60
TESCO STORES 5539 ISLINGTON
APPLEPAY ****4957
Contactless Payment 14.40 153.48
The Armoury Store London
APPLEPAY ****4957
26 Sep Contactless Payment 13.10
MB super Market London
APPLEPAY ****4957
Contactless Payment 47.85 92.53
LIDL GB LONDON LONDON
27 Sep Contactless Payment 10.00
BOOTS,HACKNEY LONDON
APPLEPAY ****4957
Contactless Payment 13.10
MB super Market London
APPLEPAY ****4957
Contactless Payment 13.10 56.33
MB super Market London

DC86 (May 2014 CSIS

 Your FlexBasic
transactions (continued)
Date Description £ Out £ In £ Balance

2023 56.33
28 Sep Contactless Payment 8.00
PRIMARK LONDON E8
APPLEPAY ****4957
Contactless Payment 2.00
Statement 4 October 2023
MB super Market London date
APPLEPAY ****4957
Statement no 57 5 of 5
Contactless Payment 13.10 33.23
MB super Market London Sort code 07-04-36
APPLEPAY ****4957 Account no 31954273
29 Sep Contactless Payment 13.59 19.64
Sea salt London
APPLEPAY ****4957
30 Sep Contactless Payment 3.60 16.04
MB super Market London
APPLEPAY ****4957
02 Oct Contactless Payment 5.60
MB super Market London
APPLEPAY ****4957
Effective Date 01 Oct 2023
Contactless Payment 3.00
CONTINENTAL FOOD BAZAAR UK
APPLEPAY ****4957
Contactless Payment 2.90
Hungry Bikes London
Contactless Payment 3.95
SAINSBURYS S/MKTS ESSEX ROAD
APPLEPAY ****4957
Direct Debit - First Payment 78.74
BT GROUP PLC
Returned direct debit 78.74 0.59
03 Oct Bank credit PX230869B DWP PIP 272.40 272.99
04 Oct Contactless Payment 5.98
MB super Market London
APPLEPAY ****4957
Contactless Payment 7.58
MCDONALDS LONDON EC1V
Contactless Payment 13.00
QUEENSBRIDGE SUPERMARKET
Contactless Payment 16.70 229.73
MB super Market London
APPLEPAY ****4957

DC86 (May 2014 CSIS

00013699 03 of 05 8804
 Your FlexBasic account
Please check your statement to make sure everything's correct.
If there's anything you're unsure about please get in touch or if
you've changed any of your contact details, you need to let us know.
Interest, Rates and Fees
FlexBasic doesn't pay any credit interest.
We won't charge you any fees if you try to make a payment and don't have enough money in your account to cover it.

Summary box for your Have you lost your card or cheque book or had them stolen? Let us know
FlexBasic account straight away, either via the Banking app (if you have it) or by calling us on
03457 30 20 11 . You can report lost or stolen cards and cheque books 24/7.
This information doesn't replace your Terms and Conditions

Credit All balances

AER Gross p.a. AER stands for Annual Equivalent Rate and shows
interest 0.00% 0.00% what the interest rate would be if interest was
Overdraft Interest arranged overdrafts are not available paid and compounded once a year.
Other
account fees Refused payment fee no fee

Sending money within the UK

Gross p.a. is the interest rate without tax
Chaps no fee deducted .
SEPA (euros) no fee

Charges for SWIFT (foreign currency except euros) £20 transaction fee each time
specialist Sending money outside the UK
services Receiving money within the UK
SEPA (euros within the SEPA region) £0 transaction fee To receive sterling payments into your account, the
person making the payment will need to quote your
SWIFT (UK pounds in the EEA) £0 transaction fee sort code and your 8 digit account number, which
you’ll find on the front of your statement. Entering
SWIFT (UK pounds outside the EEA) £20 transaction fee each time account numbers incorrectly can mean payments
SWIFT (foreign currency - including euros being misdirected, so please be sure to provide the
outside the SEPA region) £20 transaction fee each time correct details.
For Visa exchange rates, visitvisa.co.uk/support/consumer/travel-support/exchange- Receiving money from outside the UK and
rate-calculator receiving money from within the UK in a
currency otherthan sterling
Cash withdrawal in foreign currency outside the UK SWIFT - someone making a payment to you
Foreign usage must quote your Bank Identifier Code (BIC) and
2.75% of the transaction amount
Non-Sterling Transaction Fee (2.99% from 3 June 2020) International Bank Account Number (IBAN). The
*If you make a
withdrawal in a £0 per withdrawal BIC and IBAN are the international equivalents of
Non-Sterling Cash Fee your UK sort code and account number.
foreign currency
An international payment will also need to quote
from a LINK Cash withdrawal in foreign currency within the UK the SWIFT Intermediary Bank number as we're
ATM or over the
counter your Non-Sterling Transaction Fee* 2.75% of the transaction amount using the routing services of an Agent Bank. You'll
transaction will (2.99% from 3 June 2020) find this number along with your BIC and IBAN on
normally reach the front of your statement.
Non-Sterling Cash Fee* £0 per withdrawal
us as a sterling SEPA Credit Transfer - someone making a
cash transaction Debit card payment in a foreign currency payment to you must quote your International Bank
so non-sterling Account Number (IBAN). Your IBAN is found on the
fees won’t apply. Non-Sterling Transaction Fee 2.75% of the transaction amount front of your statement.
(2.99% from 3 June 2020)

You can find a guide to your statement, and other tips for your account at nationwide.co.uk/flexbasic/support

Banking of cheques - You can pay money into or out of your account by cheque. To find out more information about cheque interest, clearing times, withdrawals
and certainty, please visit nationwide.co.uk/cheque
If you have a problem with your account, and wish to complain, please try to settle it with us first. If you're not happy with the way in which we handled your complaint or
the outcome you may be able to complain to the Financial Ombudsman Service. We'll give you details of how to contact the Ombudsman.

We're happy to provide this document in Braille, large print or audio format. Just ask your
local branch or call 03457 30 20 11 .
Important information about compensation arrangements
The deposits in this account are eligible for protection under the Financial Services Compensation Scheme (FSCS). An Information Sheet and Exclusion List which provides
information about the FSCS and the protection that it provides can be found at nationwide.co.uk/fscs-info/
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk
Alternatively, please visit your local branch or call 03457 30 20 11 to request a copy or to chat to us about your account. For more information about our opening times, visit
nationwide.co.uk/contactus
DC176 (January 2023) CSIS
 Nationwide Building Society
Nationwide House
Pipers Way
Swindon
SN38 1NW
www.nationwide.co.uk
Mr W Irko

25b-25d Navarino Road

LONDON
E8 1AD

Statement of Fees
Account FlexBasic
Account Account number 31954273
identification Sort code 07-04-36
IBAN GB90 NAIA 0704 3631 9542 73
BIC NAIAGB21

Period From 5 October 2022 to 4 October 2023

Date 04 October 2023

 This document provides you with an overviewof all the fees for services linked to your payment account during the
period shown above.
 It also informs you about any interest you may have paid or earned during this time.
 Information on individual transactions and account balance can be found on your account statements.

Summary of fees and interest

Total fees paid (total package of services fees and total fees paid) £0.00

Total interest paid interest not applicable

Total interest earned interest not applicable

DC193 (January 2023)

00013699 04 of 05 8804
Detailed statement of fees paid on the account
Service Fee
Service Number
Number of of times
times the Unit fee the fee Total
service was was
used charged

Total fees paid £0.00

Details of interest paid on the account

Interest rate Interest

Total interest paid interest not

applicable

Details of interest earned on the account

Interest rate Interest
FlexBasic interest not applicable

Total interest earned interest not

applicable
 Additional information
• This Statement of Fees includes credit interest and overdraft charges. These are generally
added to your account on the last day of the month in which they occurred. This means that
a service will be shown as used if it was used within a month that ended within the stated
period of this Statement of Fees (whether or not the day on which the service was used fell
within the stated period).
• This Statement of Fees does not include:
• Any refunds of charges which may have been made to your account during the stated
period. All fees and refunds are shown in your monthly account statements; or
• Any adjustments we may make to interest or charges. We make these adjustments if we need
to re-calculate the charges or interest for a month at a later date. Adjustments are included
in the transactions within your monthly account statements and (where appropriate) in the
notice of charges.
• If you have switched from another Nationwide account in the last 12 months this Statement
of Fees may show fees, interest incurred and/or interest earned from your old account that
have been applied after the date you switched.

00013699 05 of 05 8804