Final 2B
Final 2B
Final 2B
VI. - COMPLETE THE SENTENCES. Fill in the blanks with gerund form of given words. (10 pts.)
X. - LISTENING: Listen to the telephone conversation between Kathryn and Melanie. Mark each
statement TRUE of FALSE. (T.B. pg. 115) (10 pts.)
TRUE FALSE
1. In general, Kathryn likes flight school.
XI.- READING. Read the article and answer the questions. (10 pts.)
Financial Planning
Five Benefits of Keeping a Budget
1. A budget allows you to spend money on things you really need or want. A budget requires you to keep
track of your expenses. You see where your money actually goes and plan where to cut back on
spending. The money you used to spend daily on little thing like coffee or taxis can go toward
something more important.
2. A budget can keep you out of debt. With a budget, you know whether or not you´re living within your
means. If you use credit cards, this may not obvious. You might have extra cash at the end of each
month and think that you´re OK. But, if you´re not paying your credit card bills in full, you´re probably
living beyond your means.
3. A budget can make you better prepared for emergencies. A budget requires you to put some money
away in savings. So, if you find yourself in a difficult situation or faced with unexpected expenses, you
´ll have some extra money you can fall back on.
4. A budget can help you reach your savings goals. Whatever you are saving for, you are need a plan that
tells you how much you have, how much you need to spend, and how much you can save.
5. A budget gives you peace of mind because it allows you to stop worrying about how you´re going to
ends meet.
Hablemos Inglés
Source: www. Financialplan.about.com
QUESTIONS
1. - Does a budget allow you to spend money on things you don´t need?
_____________________________________________________________________________
2. - Can a budget keep you out of debt?
_____________________________________________________________________________
3. - Can a budget make you better prepared for emergencies?
_____________________________________________________________________________
4. - Can a budget help you save money?
_____________________________________________________________________________
5. - Which benefit from the article do you think is the most important? Why?
__________________________________________________________________________________________
__________________________________________________________________________________________
___________________________________________________
GOOD LUCK!