Crack Grade B 1

Important topics to be studied from each chapter for RBI Grade B Phase 2
ESI for RBI Grade B Phase 2

Topic Important topics to be studied

Measurement of growth: National Income and per GDP, GNP, NDP, NNP, GDP at Constant Price, GDP at Market Price,
capita income NSO, GDP figures by NSO, The Product or Value-Added Method,
Expenditure Method, Income Method, GDP Deflator, CPI, WPI

Poverty Alleviation and Employment Generation in Poverty, unemployment definitions, Poverty estimation committees,
India Relevant Schemes of MoRD, MOSDE

Sustainable Development and Environmental issues United Nations Development Programme (UNDP) Sustainable
Development Goals (SDGs), Paris Agreement, International Solar
Alliance, Ministry of Environment, Forest and Climate Change
(MoEFCC), NAPCC: National Action Plan on Climate Change
(NAPCC), National Adaptation Fund on Climate Change (NAFCC),
NGT, India’s Target for SDGs, Mission life, Green credit, Kyoto, Paris
Agreement, COP28

Economic History of India – Changes in Industrial and Planning Commission, Mahalanobis, Gadgil formula plan, NITI
Labour Policy, Monetary and Fiscal Policy since Aayog, Industry policy 1991, Developments on Industry 4.0: New
reforms of 1991 – industrial policy, The Department for Promotion of Industry and
Internal Trade (DPIIT), Highlights of New Labour codes, EPFO, ESIC,
Mo L&E

Fiscal Policy & monetary policy

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 Crack Grade B 2
Priorities and recommendations of Economic Survey Economic Survey and Union Budget
and Union Budget

Indian Money and Financial Markets: Linkages with Similar to Finance topics
the economy – Role of Indian banks and Reserve Bank
in the development process

Public Finance – Political Economy – Industrial 15TH Finance Commission, GST, Direct Tax, FRBM, Fiscal Policy,
Developments in India- Indian Agriculture – Services GDP Growth of Manufacturing sector, Agriculture sector, Service
sector in India sector

Opening up of the Indian Economy – Balance of Liberlisation, Privatisation and Globalisation, Export, Import Policy
Payments, Export-Import Policy highlights, Export Import data, FDI data, BoP Concepts

International Economic Institutions – IMF and World Headquarter, head of institution, GDP and other Reports special
Bank – WTO – Regional Economic Co-operation; focus on India, NDB, , UNCTAD, ADB, NDB, CAREC, SASEC, SCO
International Economic Issues
Reports of UNESCO, UNICEF, UN, WEF, WTO, UNCTAD

Multiculturalism – Demographic Trends, Urbanization Census and SECC 2011, Migration related current data if any
and Migration

Gender Issues Schemes & Initiatives related to Women, Children, reports

Social Justice: Positive Discrimination in favour of the SC, ST, Minorities, OBC related issues, schemes
under privileged

Important Reports Important reports of various National and International organization

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 Crack Grade B 3
Current affairs PIB and RBI circulars

Finance
Topic Sub Topic

Structure and Functions of Various type of banks Commercial banks, Co-operative Banks, Private Sector Banks, Foreign Banks, Regional Rural
Financial Institutions Banks (RRB), Local Area Banks

Reserve Bank of India- functions RBI history, RBI board, subsidiaries, Structure of Monetary policy and RBI’s function i.e. OMO. MSF, LAF, Repo rate,
and conduct of monetary policy reverse repo, CRR, SLR, Integrated ombudsman scheme, PSL, KCC, Interest Subvention, RBI circulars and reports ie.
RBI Annual Report, Report on Trend and Progress of Banking in India, FSR, Forex etc

Latest MPC highlights, RBI website and important circulars and news from RBI website

Banking System in India – SEBI, NABARD, NABFID SIDBI, NHB, PFRDA, EXIM, IRDAI, ECGC, CIBIL, CRA, etc, headquarter, chairman, function
Structure and Developments, of institutions, Subsidiaries
Financial Institutions – SIDBI,
EXIM Bank, NABARD, NHB, Payment bank and small Finance bank and relevant RBI circulars /FAQs, NPA related concepts and acts Insolvency
NaBFID etc and Bankruptcy (IBC) Code 2016, SARFAESI Central Repository of Information on Large Credits (CRILC), Public
Credit Registry (PCR), National Asset Reconstruction Company Limited: India Debt Resolution Company Ltd. (IDRCL),
Financial Stability Development Council (FSDC), Real Estate Investment Trusts (REITs), Infrastructure Investment
Trusts (InvITs):

Recent Developments in Global GFC 2007-08,Current issues at global level like SVB crisis, credit Suisse, US debt ceiling, India’ s neighboring
Financial System and its impact on countries economy issues and Impact of Global Recession on Indian Economy
Indian Financial System

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 Crack Grade B 4
Role of Information Technology in Recent RBI initiatives like Restriction on Storage of Actual Card Data [i.e., Card-on-File (CoF)], Bharat Bill Payment
Banking and Finance System (BBPS), Unified Payments Interface (UPI), One Nation One Grid, Processing of e-Mandates for Recurring
Transactions, Payments Infrastructure Development Fund (PIDF) [Utkarsh], e-BAAT Programmes, Digital Payment Index,
Interoperable Card-less Cash Withdrawal (ICCW) at ATMs, Central Bank Digital Currency (CBDC), e-Kuber,

Fintech, Big Data and Data Analytics, Artificial Intelligence (AI) and Machine Learning (ML), Blockchain, API
(Application Programming Interface), Cloud Computing, DLT (Distributed Ledger Technology): Digital currencies (DCs):
Distributed ledgers Technology, E-Aggregators, Reg Tech, Regulatory Sandbox

NPCI, UPI, BHIM, IMPS, NEFT, NACH, NFS,CTS,BBPS, AEPS, APBS,QR code, RUPAY, NETC,

Non-Banking System NBFCs and its types , various circulars related to NBFCs,

Scale Based Regulation for Non-Banking Financial Companies, various types of NBFCs registered with RBI, NPA
guidelines for NBFCs, Managing Director (MD)/ Chief Executive Officer (CEO) and Whole -time Directors (WTDs) related
guidelines, HFCs, NBFC MFI , NBFC ARC, NBFC-factors etc. Bank Finance to Non-Banking Financial Companies
(NBFCs)

Developments in Digital Payments Current data of digital payments and NPCI website and RBI initiatives

Primary and Secondary Markets Definitions, IPO,FPO, Right Issue, Preference share, QIB, ADR, GDR,IDR, Anchor investors IPO Process, various
functions, instruments, recent intermediaries of share market Merchant Bankers: Stock brokers, Underwriters, Depositories, CUSTODIANS, FPIs, P-
developments. Notes, Alternative investment funds (AIFs), Angel Fund,

NSE , BSE, SENSEX, NIFTY, Central Depository Services Limited (CDSL), Indian Clearing Corporation Limited, NSE
Clearing Limited, National Securities Depository Ltd. (NSDL), GIFT IFSC, Corporatization & Demutualization,
Securitization,

Association of Mutual funds of India (AMFI), Foreign Exchange Dealers Association of India (FEDAI), Fixed Income
Money Market and Derivative Association of India (FIMMDA), Association of Investment Bankers of India (AIBI),
Financial Benchmark India Pvt. Ltd (FBIL)

Mutual funds, types, important terminology and important regulations, Exchange Traded Fund (ETF), Equity Linked
Savings Schemes (ELSS)

Social Stock Exchange, Gold Exchange

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 Crack Grade B 5
Forex, Money, Bond Call Money, Notice Money, Term Money, MIBID, MIBOR, LIBOR, FBIL, MMIFOR, NDS, G-Sec,SDL, T-Bills, CPs, CDs,
Types of Bonds, Municipal bonds Electoral bonds: FEDAI, Secured Overnight Financing Rate (SOFR)

ECBs, foreign currency convertible bond (FCCB), FCEB (foreign currency exchangeable bonds), Rupee denominated
bond, Masala Bonds Inflation Indexed Bond, Capital Indexed Bonds, Exchange Earners' Foreign Currency Account
(EEFC), NRE,NRO,FCNR, SNRR, Foreign Exchange Reserves:

Depreciation, Appreciation, Revaluation, Devaluation, Currency Swaps

Nostro account, Vostro account, Loro Account LIBERALISED REMITTANCE SCHEME (LRS)

Foreign Exchange Management Act (FEMA) 1999,

Prevention of Money Laundering Act, 2002 (PMLA):

Retail direct scheme

Financial Risk Management Liquidity Risk, Interest Rate Risk. Market Risk. Credit or Default Risk, Operational Risk, Systemic risk, Systematic
risk, Capital Asset Pricing Model: Risk-Return Relationship, CAMELS rating, BASEL norms and RBI circulars on
Basel norms, Prompt Corrective Action (PCA)

Basics of Derivatives Exchange-traded derivatives, Over-the-counter derivatives, Forward, Futures, Options, Swaps, Index, Call and Put
options, terminology and simple numerical on options and futures

Global financial markets and Letter of Credit (LC)/ Uniform Customs and Practices for Documentary Credits (UCPDC): Bill of exchange, Bill of
International Banking – broad Lading (Airway bill in case of air shipment) INTERNATIONAL COMMERCIAL TERMS(INCOTERMS)
trends and latest developments.
Director General of Foreign Trade (DGFT), Importer -Exporter Code (IEC): Bank Realisation Certificate (BRC) , SWIFT,
CHIPS, Full Fledged Money Changers (FFMC):

Financial Inclusion Lead Bank Scheme, Service Area Approach (SAA), SHG-Bank Linkage Programme, Business Correspondents (BCs) and
Business facilitators (BFs) Model, MUDRA, PMJDY, Payment bank and SFB, RBI guidelines for new banks, National
Strategy for Financial Education (NSFE): 2020-2025: National Strategy for Financial Inclusion 2019-2024, PSL, KCC,
Interest Subvention

e-RUPI

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 Crack Grade B 6
Alternate source of finance, private Factoring, Forfaiting, Crowdfunding, Peer to Peer Lending, Trade Receivable Discounting System, Lease financing, Hire
and social cost-benefit, Public- purchase
Private Partnership
Public Private Partnership (PPP): Toll-Operate-Transfer Model (ToT), Hybrid Annuity Model (HAM), Build Operate and
Transfer (BOT), Build-Own-Operate (BOO), Build-Own-Operate-Transfer (BOOT), Build-Operate-Lease-Transfer
(BOLT), Special Purpose Vehicle, Hybrid Financing , CSR

Corporate Governance in Banking Committee on Corporate Governance in banking, Fit and Proper’ Criteria for Elected Directors on the Boards of PSBs,
Sector Appointment of Directors and Constitution of Committees of the Board, Audit Committee of the Board (ACB), Risk
Management Committee of the Board (RMCB): Nomination and Remuneration Committee (NRC), Compliance functions
in banks and Role of Chief Compliance Officer (CCO), Risk Management Systems – Role of the Chief Risk Officer (CRO),
Tenure of MD&CEO and Whole Time Directors (WTDs)

The Union Budget – Concepts, Concept of Fiscal Policy, Budget and Economic survey highlights
approach and broad trends

Basics of Accounting and Financial Balance Sheet, Profit and Loss, Cash Flow Statements, Ratio Analysis (such as Debt to Equity, Debtor Days, Creditor
Statements Days, Inventory Turnover, Return on Assets, Return on Equity, etc.)

Numerical on ratios, EOQs, BEP, Operational and financial Leverage Analysis

Inflation: Definition, trends, Inflation: Definition, trends, estimates

estimates, consequences, and
remedies (control): WPI, CPI - CPI, WPI, IIP, Index of Eight core industries
components and trends; striking a
Latest figures
balance between inflation and
growth through monetary and
fiscal policies.

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 Crack Grade B 7
Management
Topic Sub Topic

Introduction to management; Evolution of management thought: ROLES OF MANAGER, Levels of management: Bureaucratic Management, Scientific
Scientific, Administrative, Human Relations and Systems Management: Frederick Taylor, Henry Fayol's 14 Principles of Management,
approach to management; Management functions and Managerial Functions of Management: Planning, Organizing, Staffing, Directing and Controlling.
roles; Nudge theory Decision-making, Group decision making techniques: Brainstorming, Delphi
Technique, Quality Circles, Fishbowling

Individual decision making techniques: Decision Tree, simulation, PERT (Program

Evaluation Review
Technique) and CPM (Critical Path Method)

Types of Organizational Structure:

Job Analysis, Job design, Work Simplification, Job Rotation, Job Enrichment, Job
Enlargement, Forecasting procedures, RECRUITMENT AND SELECTION, Training,
Elements of Directing, Steps in Control Process,
Project Management Tools of Control: PERT, CPM
Break Even, EOQ, JIT, TQM, Organizational Controls:
Meaning & concept of organizational behaviour; Personality: Meaning & concept of organizational behaviour; Personality: meaning, factors
meaning, factors affecting personality, Big five model of affecting personality, Big five model of personality; concept of reinforcement;
personality; concept of reinforcement; Perception: concept, Perception: concept, perceptual errors.
perceptual errors.

Motivation Maslow’s hierarchy of needs, Alderfer’s ERG theory, Herzberg’s motivator hygiene
theory, and

McClelland’s learned needs or three-needs theory. expectancy theory, equity theory,

goal-setting theory and reinforcement theory

Leadership Leader versus Manager, Autocratic Leadership, Democratic or Participative

Leadership, Free-Rein or Laisse-Faire Leadership, and Bureaucratic or Paternalistic
Leadership
Great Man Theory, Trait Theory, Ohio State University Studies, The University of
Michigan Studies, Managerial Grid Model, Likert’s Management System, Fiedler’
s Contingency Model, Situational Leadership Theory of Hersey-Blanchard ,

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 Crack Grade B 8
Leadership continuum theory and House’s Path Goal Theory, Leader-Member
Exchange (LMX) Theory, Transactional vs. Transformational Leadership
Emotional Intelligence: Concept, Importance, Dimensions. Emotional Intelligence: Concept, Importance, Dimensions. Analysis of Interpersonal
Analysis of Interpersonal Relationship: Transactional Analysis, Relationship: Transactional Analysis, Johari Window;
Johari Window;

Conflict: Concept, Sources, Types, Management of Conflict, Conflict: Concept, Sources, Types, Management of Conflict,

Organizational Change Organizational Change: Concept, Kurt Lewin Theory of Change;

Organizational Development (OD): Organisational Change, Strategies for Change,

Theories of Planned Change (Lewin's change model, Action research model, Positive
model).

Ethics at the Workplace Meaning of ethics, why ethical problems occur in business. Theories of ethics:
Utilitarianism: weighing social cost and benefits, Rights and duties, Justice and
fairness, ethics of care, integrating utility, rights, justice and caring, An alternative to
moral principles: virtue ethics, teleological theories, egoism theory, relativism theory,
Moral issues in business: Ethics in Compliance, Finance, Human Resources,
Marketing, etc. Ethical Principles in Business: introduction, Organization Structure
and Ethics, Role of Board of Directors, Best Practices in Ethics Programme, Code of
Ethics, Code of Conduct, etc
Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance, Kotak
committee recommendations accepted by SEBI
Communication Steps in the Communication Process; Communication Channels; Oral versus
Written Communication; Verbal versus non-verbal Communication; upward,
downward and lateral communication; Barriers to Communication, Role of
Information Technology
KINESICS (BODY LANGUAGE)
Oculesics [ocalics]
HAPTICS (TOUCH LANGUAGE)
PROXEMICS ,(SPACE LANGUAGE)
Objectics [artifactics]
CHRONEMICS (TIME LANGUAGE)
PARALANGUAGE\VOCALIC
Olfactics
Gustorics

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 Crack Grade B 13

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