Transunion Rwanda Limited Page 1 of 9

Comprehensive Consumer Report with Risk Score 23 Feb 2024 01:28 PM GMT+02:00
All Sector Report
Bank Of Kigali [Bank Sector Bureau]

PDF ID : 20517817-dcbf3418-926f-41e9-83a7-cb6a3e5daf15

PERSONAL PROFILE
CRN : 00002857149
Names : MR. NSHIMIYIMANA ALPHONSE ** Bureau Score
ID : 1198780183021194
Gender : M Date of Birth: 01/Jan/1987 586 - CC
* Refer to index at the end of the report

Also Known As
MR. NSHIMIYIMANA ALPHONSE
Postal Address(es) Last Update :
NYABIHU - , , 16-Jun-2020
Physical Address(es) Last Update :
GASABO, 29-Oct-2021
Duration of stay in years : 0
Duration of stay in months : 0
Phones Last Update :
FAX 250788394075 14-Jan-2022
250788192000 29-Oct-2021
Employment

Position : SALARIES

SUMMARY

23 Feb 2024 01:28

Your Sector Other Sectors
Non-Performing Accounts 0 0
Open NPA 0 0
Closed NPA 0 0
Performing Accounts 26 0
Open PA 1 0
Closed PA 25 0
PA Open Total Value(RWF) 22,890.00 0.00
Credit History Duration (Months) 25 0
Insurance Policies 0 2
Bounced Cheques 0 0
Fraudulent Cases 0 0
Credit Applications 0 0
Last PA Listing Date 22 Feb 2024 -
Last NPA Listing Date - -
Last Bounced Cheque Date - -
Last Fraud Date - -
Last Credit Application Date - -
Enquiries - Last 30 Days 4 1
Enquiries - Last 31 - 60 Days 0 0
Enquiries - Last 61 - 90 Days 0 0
Enquiries > 91 Days 1 0

PERFORMING ACCOUNTS

1) Trade Sector: Bank Sector Bureau Principal Amount: RWF 8,400.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 28-Dec-2022 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000016143188

 Transunion Rwanda Limited Page 2 of 9
Comprehensive Consumer Report with Risk Score 23 Feb 2024 01:28 PM GMT+02:00
All Sector Report
Bank Of Kigali [Bank Sector Bureau]

PDF ID : 20517817-dcbf3418-926f-41e9-83a7-cb6a3e5daf15

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 0 0 0 0 X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X 0 X = = = = = = = =

2) Trade Sector: Bank Sector Bureau Principal Amount: RWF 16,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 10-Jul-2023 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000033830172

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 0 0 = = = =
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
= = = = = = = = = = = =

3) Trade Sector: Bank Sector Bureau Principal Amount: RWF 16,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Last Payment: 19-Nov-2023 Disputed? NO
Repayment Terms: Listing Date: 06-Dec-2023 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Scheduled Payments: RWF 0.00 Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days
Ownership:
Account Ref: 2054000044513786

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X 0 X X X X X X X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X X X X X X X X X

4) Trade Sector: Bank Sector Bureau Principal Amount: RWF 6,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 14-Sep-2022 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000011379990

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 0 0 0 X X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X 0 0 = = = = = =

5) Trade Sector: Bank Sector Bureau Principal Amount: RWF 6,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 14-Sep-2022 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000010820331

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X 0 0 0 0 0 0 X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X 0 0 X = = = = =
 Transunion Rwanda Limited Page 3 of 9
Comprehensive Consumer Report with Risk Score 23 Feb 2024 01:28 PM GMT+02:00
All Sector Report
Bank Of Kigali [Bank Sector Bureau]

PDF ID : 20517817-dcbf3418-926f-41e9-83a7-cb6a3e5daf15

6) Trade Sector: Bank Sector Bureau Principal Amount: RWF 19,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Last Payment: 23-Dec-2023 Disputed? NO
Repayment Terms: Listing Date: 27-Dec-2023 Account Status: ACCOUNT CLOSED
Classification: Normal Risk Scheduled Payments: RWF 0.00 Arrears Amount: RWF 0.00
Days In Arrears: 0 days Worst Arrear: 0 days
Listed Amount : Ownership:
Account Ref: 2054000048108776

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X 0 X = = = = = = = =
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
= = = = = = = = = = = =

7) Trade Sector: Bank Sector Bureau Principal Amount: RWF 6,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 14-Sep-2022 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000008741857

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 0 0 0 0 X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X 0 0 X X = = = =

8) Trade Sector: Bank Sector Bureau Principal Amount: RWF 12,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 05-Jun-2023 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000027828026

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X 0 0 0 0 0 0 X X =
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
= = = = = = = = = = = =

9) Trade Sector: Bank Sector Bureau Principal Amount: RWF 6,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 07-Oct-2022 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000012098331

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 0 0 0 0 X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X 0 X = = = = = =
 Transunion Rwanda Limited Page 4 of 9
Comprehensive Consumer Report with Risk Score 23 Feb 2024 01:28 PM GMT+02:00
All Sector Report
Bank Of Kigali [Bank Sector Bureau]

PDF ID : 20517817-dcbf3418-926f-41e9-83a7-cb6a3e5daf15

10) Trade Sector: Bank Sector Bureau Principal Amount: RWF 0.00 Balance Amount: RWF 0.00
Account Type: PERSONAL CASH Last Payment: 11-Sep-2019 Disputed? NO
Classification: (1) NORMAL RISK Listing Date: 08-Jun-2023 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Scheduled Payments: RWF 59,059.00 Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days
Ownership:
Account Ref: 00047-97005654-52

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X X X X X 0 X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X X X X X X X X X

11) Trade Sector: Bank Sector Bureau Principal Amount: RWF 6,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 09-Jun-2022 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 40 days

Account Ref: 200083574304

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 0 0 0 X X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X 0 0 0 0 0 X = =

12) Trade Sector: Bank Sector Bureau Principal Amount: RWF 19,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Last Payment: 22-Jan-2024 Disputed? NO
Repayment Terms: Listing Date: 24-Jan-2024 Account Status: ACCOUNT CLOSED
Classification: Normal Risk Scheduled Payments: RWF 0.00 Arrears Amount: RWF 0.00
Days In Arrears: 0 days Worst Arrear: 0 days
Listed Amount : Ownership:
Account Ref: 2054000051187914

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X 0 X = = = = = = = = =
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
= = = = = = = = = = = =

13) Trade Sector: Bank Sector Bureau Principal Amount: RWF 12,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 28-Jun-2023 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000032245099

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X 0 X 0 0 0 0 = = =
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
= = = = = = = = = = = =
 Transunion Rwanda Limited Page 5 of 9
Comprehensive Consumer Report with Risk Score 23 Feb 2024 01:28 PM GMT+02:00
All Sector Report
Bank Of Kigali [Bank Sector Bureau]

PDF ID : 20517817-dcbf3418-926f-41e9-83a7-cb6a3e5daf15

14) Trade Sector: Bank Sector Bureau Principal Amount: RWF 2,000,000.00 Balance Amount: RWF 0.00
Account Type: PERSONAL CASH Last Payment: 30-Sep-2021 Disputed? NO
Classification: (1) NORMAL RISK Listing Date: 08-Jun-2023 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Scheduled Payments: RWF 59,059.00 Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days
Ownership:
Account Ref: 00047-12005447-72

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X X X X X 0 X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X X X X X X X X X

15) Trade Sector: Bank Sector Bureau Principal Amount: RWF 16,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 21-Sep-2023 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000039963470

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 X = = = = =
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
= = = = = = = = = = = =

16) Trade Sector: Bank Sector Bureau Principal Amount: RWF 12,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 20-Apr-2023 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000025077548

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X 0 X 0 0 0 0 X 0 X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
= = = = = = = = = = = =

17) Trade Sector: Bank Sector Bureau Principal Amount: RWF 16,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 01-Sep-2023 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000037311321

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 X = = = = =
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
= = = = = = = = = = = =
 Transunion Rwanda Limited Page 6 of 9
Comprehensive Consumer Report with Risk Score 23 Feb 2024 01:28 PM GMT+02:00
All Sector Report
Bank Of Kigali [Bank Sector Bureau]

PDF ID : 20517817-dcbf3418-926f-41e9-83a7-cb6a3e5daf15

18) Trade Sector: Bank Sector Bureau Principal Amount: RWF 21,000.00 Balance Amount: RWF 22,890.00
Account Type: MOBILE LOAN Last Payment: 23-Feb-2024 Disputed? NO
Repayment Terms: Listing Date: 22-Feb-2024 Account Status: CURRENT
Classification: Normal Risk Scheduled Payments: RWF 0.00 Arrears Amount: RWF 0.00
Days In Arrears: 0 days Worst Arrear: 0 days
Listed Amount : Ownership:
Account Ref: 2054000054334386

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
0 X = = = = = = = = = =
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
= = = = = = = = = = = =

19) Trade Sector: Bank Sector Bureau Principal Amount: RWF 8,400.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 13-Jan-2023 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000019375161

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 0 0 0 0 X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X 0 X = = = = = = = = =

20) Trade Sector: Bank Sector Bureau Principal Amount: RWF 0.00 Balance Amount: RWF 0.00
Account Type: PERSONAL CASH Last Payment: 14-Apr-2020 Disputed? NO
Classification: (1) NORMAL RISK Listing Date: 08-Jun-2023 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Scheduled Payments: RWF 59,059.00 Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days
Ownership:
Account Ref: 00047-91037859-85

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X X X X X 0 X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X X X X X X X X X

21) Trade Sector: Bank Sector Bureau Principal Amount: RWF 12,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 05-Jun-2023 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000022774169

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 0 0 0 X X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X = = = = = = = = = = =
 Transunion Rwanda Limited Page 7 of 9
Comprehensive Consumer Report with Risk Score 23 Feb 2024 01:28 PM GMT+02:00
All Sector Report
Bank Of Kigali [Bank Sector Bureau]

PDF ID : 20517817-dcbf3418-926f-41e9-83a7-cb6a3e5daf15

22) Trade Sector: Bank Sector Bureau Principal Amount: RWF 16,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 23-Oct-2023 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000041828150

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X 0 X = = = = = =
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
= = = = = = = = = = = =

23) Trade Sector: Bank Sector Bureau Principal Amount: RWF 3,950.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 14-Apr-2022 Disputed? NO
Days In Arrears: 0 days Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Listed Amount : Arrears Amount: RWF 0.00
Worst Arrear: 9 days

Account Ref: 200077228208

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X X X X X X X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X X X X X X 0 0 X

24) Trade Sector: Bank Sector Bureau Principal Amount: RWF 12,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 15-Feb-2023 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000021506307

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 0 0 0 0 X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
0 X = = = = = = = = = =

25) Trade Sector: Bank Sector Bureau Principal Amount: RWF 8,400.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 30-May-2023 Disputed? NO
Classification: Normal Risk Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Days In Arrears: 0 days Arrears Amount: RWF 0.00
Listed Amount : Worst Arrear: 0 days

Account Ref: 2054000013506754

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X 0 0 0 0 0 X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X X = = = = = = =
 Transunion Rwanda Limited Page 8 of 9
Comprehensive Consumer Report with Risk Score 23 Feb 2024 01:28 PM GMT+02:00
All Sector Report
Bank Of Kigali [Bank Sector Bureau]

PDF ID : 20517817-dcbf3418-926f-41e9-83a7-cb6a3e5daf15

26) Trade Sector: Bank Sector Bureau Principal Amount: RWF 3,000.00 Balance Amount: RWF 0.00
Account Type: MOBILE LOAN Listing Date: 14-Jan-2022 Disputed? NO
Days In Arrears: 0 days Scheduled Payments: RWF 0.00 Account Status: ACCOUNT CLOSED
Listed Amount : Arrears Amount: RWF 0.00
Worst Arrear: 9 days

Account Ref: 200071432172

24 Month Payment History

Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23
X X X X X X X X X X X X
Feb 23 Jan 23 Dec 22 Nov 22 Oct 22 Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22
X X X X X X X X X X X X

Payment History
= Facility not yet assigned
X Data not Submitted
numbers Days In Arrears

Insurance Policies
1) Policy No R155503 Balance on Policy Frw 0.00
Insured Amount Frw 1,581,987.00 Premium Amount Frw 0.00
Application Date 20-Dec-2017 Renewals Done 0
Policy Classification Life Insurance Policy Start Date 10-Jan-2018
Status Paid Policy Expiry Date 10-Jan-2033
Total Claims Made 0 Days in arrears 0
Trade Sector Insurance Sector Bureau Receivable category
Due Date

2) Policy No R155504 Balance on Policy Frw 0.00

Insured Amount Frw 1,973,783.00 Premium Amount Frw 0.00
Application Date 20-Dec-2017 Renewals Done 0
Policy Classification Life Insurance Policy Start Date 10-Jan-2018
Status Paid Policy Expiry Date 10-Jan-2035
Total Claims Made 0 Days in arrears 0
Trade Sector Insurance Sector Bureau Receivable category
Due Date

Recent Enquiries
Trade Sector Date Reason For Enquiry
1) Bank Sector Bureau 06 Mar 2023 Account Opening
2) Bank Sector Bureau 29 Jan 2024 Account Opening
3) Bank Sector Bureau 29 Jan 2024 Account Opening
4) Bank Sector Bureau 29 Jan 2024 Account Opening
5) Bank Sector Bureau 29 Jan 2024 Account Opening
6) Professional Services 22 Feb 2024 Person Verification
 Transunion Rwanda Limited Page 9 of 9
Comprehensive Consumer Report with Risk Score 23 Feb 2024 01:28 PM GMT+02:00
All Sector Report
Bank Of Kigali [Bank Sector Bureau]

PDF ID : 20517817-dcbf3418-926f-41e9-83a7-cb6a3e5daf15

Credit Score Band

* Band Score Range

Lowest Risk AA 613+
BB 590 - 612
CC 574 - 589
DD 562 - 573
EE 547 - 561
FF 521 - 546
GG 516 - 520
HH 482 - 515
II 468 - 481
Highest Risk JJ 1 - 467

** Bureau Score

** Bureau Score *** Adverse Action Reasons

1. Low credit activity in Micro Finance Sector
586 - CC 2. Total credit limit of accounts other than Micro and Bank sector is relatively high
**** Probability Of Default 3. Relatively young accounts in other than Micro and Bank sector
9.84% 4. Percentage of accounts 4 months or more delinquent in the last 24 months are
concerning
Score Definition
The Transunion Credit Score is a three-digit number derived by using mathematical formulae that represents the credit risk associated with an individual's credit
profile. This provides an indication of an individual's potential future behaviour.

The 4 Score Elements

* Band Reflects the risk segmentation against the credit active population
** Bureau Score A Number between 0-1000 that indicates the credit risk associated with an individual's credit profile
*** Adverse Action Reasons The main reasons as to why a score is what it is.
**** Probability Of Default The percentage likelihood of an individual defaulting on a credit agreement.

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