COMPANY PROFILE

About Us
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Investment Banking | Boutique Real Estate

Solutions

2 ARC INDIWISE SOLUTIONS LLP (INDIWISE) is corporate lease financing, working capital
an investmentbanking enterprise with a finance, mergers and acquisitions, private
niche
leadershi in real estate ecosystem. Since our, equity
advisorand research
p we havebrought in a y.
inception to real estate financing in new
approach the
country. Our experience and capabilities in raising
capital for real estate and infrastructure
Headquartered in Delhi, we have regional offices companies is the hallmark of our success. We
in Pune and Bangalore. have assisted our clients raise over INR 6500
crores in the last five years of our operations.
Our approach is driven by our senior In all the transactions we have executed till
management, a group of senior ex-bankers than 85%.
now, we have worked on independent
and professionals having an aggregate mandates and have had a success rate of
experience of more than five decades in more
project finance, business banking and
investment advisory.
Indiwise Capital was founded by Mr Vipin Tomar –
Our goal has always been to be the first choice a senior corporate and investment banker. He
advisors for anyone seeking project capital in is an IIM-B alumnus.
India. To this end, our exclusive focus is to offer
our clients a full spectrum of investment We are well networked with the top
banking services including capital raising, management teams in almost all financial
debt syndication, deal structuring, institutions in the country including Banks,
NBFCs and Equity Funds.
 About Us
Restructuring| OTS Distressed Turnaround
Solutions

2 ARC INDIWISE SOLUTIONS LLP is mainly The major areas of focus of the Company include:
concerned with providing advisory services to its
clients. Most of its clients being financial sponsors Restructuring, turnaround and stressed/
and mid-cap companies, the Company counsels distressed debt and equity investment opportunities.
them on the optimum utilization of their funds and Advising high-quality companies under going
resources. The teams at INDIWISE have finest restructurings where causes of distress
understanding of the complex transaction have been eliminated.
dynamics due to hands-on experience and Stressed loan Advisory-
expertise in originating, structuring and executing Turnaround/Restructuring-CDR/BIFR.
various transactions. Resolution of Stressed Loans.
Structuring of NPL transactions.
The teams at INDIWISE are further benefitted by
Transaction Advisory–Sale/Purchase of Stressed
their affiliations with various stakeholders like
Banks, Financial Institutions, Non-Banking Financial Loans.
Institutions, Asset Reconstruction Companies, Distressed Real Estate Transaction Advisory–
Distressed Debt Funds, Strategic Investors and Investments.
High Net Worth Individuals who are in constant Mergers & Acquisitions.
need of innovative ideas for investment of their OTS Funding/ Fresh Funding.
funds.
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Our Cornerstone
With 20 years of professional experience across various
aspects of financial services, Vipin, the founder, is the
cornerstone of the organization. Vipin had a highly stimulating
and successful stint in ICICI Bank in various capacities,
primarily in the bank’s corporate and real estate division
heading Real Estate Credit and Asset Relation Group for the
entire bank.
He has independently handled one of largest real estate
portfolio in India having a client base of more than 110
corporates and structured and executed transactions of more
than INR 5,000 crores across entire Corporate and Real Estate
spectrum covering residential, commercial, malls, lease based
financing and structured debt. As the head of Asset
Relationship Group, Subhash had also handled restructuring
Vipin Tomar and stressed assets deals in close coordination with RBI and
Founder other syndicate bankers.
In his overseas stint with ICICI Bank, he served as Deputy
CFO for ICICI Bank’s Europe operations based out of London.
Vipin is an avid traveller and trekker and has traveled across
India and many of the countries across the world.
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Our Mentor
Sachin has been one of the pioneers in the housing finance
industry being a key member with Magma Fincorp and was the
instrumental in setting up for their Housing Finance company.
He is now a part of Indiwise growth story as a mentor and strategic
advisor. In this role he would guide us through his experience in
strengthening the existing business lines and help us take informed
strategic decisions in pursuing new pastures.
Sachin has been at the forefront of all paradigm shifts which have
changed the face of Indian industry. Be it the introduction of Honda City
as the first truly international sedan in India or the introduction of
pager technology in the country by Nokia, or introduction of
organized office equipment business at Godrej, he has been at the
helm of all. He moved from consumer goods to financial services sector
Sachin Tomar with elan and imprinted his stamp on the business there also by
Strategic Advisor pushing the ICICI Bank growth story in products like vehicle finance
and cards as a business head. Having seen multiple business cycles
across various industries, Sachin thought it worthwhile to guide and
mentor some select and passionate companies like Indiwise.
He is a Mechanical Engineer armed with an MMS in Marketing from
Sydenham Institute. Sachin is a recipient of numerous awards and is
well recognized in the industry as a prominent thought leader.
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Our Leadership Team

Ram is a real estate & structured finance veteran of one and a half decade. In his
previous role, he was working in western region as an investment professional. In his
previous stint of 9 years, he worked across functions including credit, investments and
advisory services wherein he also managed all key relationships in the western region.
Early in his career, Ram was associated with Mahajan and Aibara, a consulting firm,
where he was responsible for conducting consulting and diligence assignments for
several large multinationals and Indian corporates. Ram is a graduate in commerce
from Delhi University. He is an avid swimmer, a certified scuba diver and likes to trek
the Himalayas in northern India.

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Our Leadership Team

Prasanna has had a long and successful stint of 11 years with ICICI Bank
wherein he is credited with developing the RE market for Maharashtra, Goa
and Central India from scratch. In his last position as Asst General Manager, he
was heading Western India for Real Estate Financing, managing a book of Rs
3,200 crores. Before this, he has spearheaded flagship regions and locations in
FMCG sales for 13 long years having worked with giants like Nestle, Pepsico
and Gillette. Prasanna is a BE (Civil) armed with an MBA in Finance.

Prasanna Kumar
Executive Director
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Our Senior Team – Acquisition

Sunil Kumar takes care of deal origination for corporate clients of Northern and
Western India. He takes care of end to end delivery of the transaction
including the proposal presentation, credit appraisal, client servicing,
documentation and structuring of the transaction. He also spearheads the
company’s marketing initiatives and has worked for large corporations for
significant part of his career before beginning his journey as entrepreneur in
2020. He has played different roles from managing sales at a telecom firm
to being the director of a company which focused on international trading of
metals. He holds a degree in Commerce.
Sunil Kumar
Vice President

Raj is a career banker having started as a Probationary Officer with the

State Bank Group. He has held critical positions in India for the bank. In his
long stint with ICICI Bank, he has handled the Construction Finance
business for important geographies of Rest of Maharashtra, Goa and
Madhya Pradesh. A Commerce graduate from Osmania University, Raj is a
thorough banking professional. Raj loves to travel for work and leisure.

R
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Our Senior Team – Acquisition

Dilip is a senior corporate finance professional with extensive experience of
more than 25 years in managing debt of mid-market companies and advising
them on their working capital requirements. He has displayed strong
acumen in handling such transactions from start to finish. Through his
knowledge and relationship skills he has been able to build strong
relationships with most of the financial institutions. He also has a good
understanding of critical issues related to regulatory bodies like Direct and
Indirect tax departments, RBI, SEBI and other Central and State Government
bodies.

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Our Senior Team – Credit

Mittal takes care of the credit and risk assessment department and existing
premium client relationship. She has extensive experience in deal
structuring, credit monitoring and financial analysis. She has worked on
numerous assignments related to loan syndication across sectors with a
specialization in real estate and textiles. She is a Chartered Accountant by
qualification. Mittal has traveled extensively across the country and the world.

M
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Ankita spearheads the Credit and Risk teams and advises clients on probable
l
structures in the transactions. A qualified Chartered Accountant, she was the
S
first employee at Indiwise Capital. Post that she has had a successful stint at
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Edelweiss Financial Services in their Real Estate vertical. She possesses strong
domain knowledge on complex real estate transactions. Also having a worked
on various geographies across the country, she is an expert h on different
techno-economic intricacies associated with prominent cities.
A
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s
Ankita Salvi
o
Senior Manager
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Our Senior Team – Credit

Lalita is part of Credit & Risk assessment and has been with Indiwise since 2021
Prior to joining Indiwise, she worked for Schlumberger Asia Pvt Ltd as a
management trainee and assisted their Tax team in compliances and appeals. She
also gained experience in experience in tax filing, accounts, Bank audit during her
CA internship. Lalita is a commerce graduate from University of Delhi and is
pursuing CA Final.

L
a
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i
Jyoti is vital part of Credit & Risk assessment team and has been t with
Indiwise since 2017. Prior to joining Indiwise, she was part of loan syndication
a
team at J.K. Saboo group for four years. She also gained experience in Bank
Audit, Accounting and Taxation. Jyoti holds Masters degree in Commerce from
University of Delhi. S
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Jyoti Gupta r
Manager m
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Some Milestones we crossed

Raising The Bar

First 1000 Crores
Founded Spreading Wings Mar 2020
Apr 2015 • Became Sector
Feb 2012 • Achieved 1000 Cr Agnostic
Dec 2016
• The seeds of disbursement • Started Indi-wise
• Team size • Moved to owned office
were sown in Solutions LLP.
increased • Reached new • Touched 5000
a small geographies
to 8 crores
office. • Covered 15 more
lending
institutions
• Team size doubled
• Opened regional
offices in Bangalore
and Hyderabad
 Some Marquee Transactions
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Raising The Bar Every Moment

Client: One of the top 5 developers in Chennai Client: One of the top 5 developers in Pune
Deal Size: ~ Rs 375 crores Deal Size: ~ Rs 360 crores

Type of Financing: Structured Type of Financing: Structured

debt debt
Brief: The client had an existing debt from the FIs PE Brief: We arranged the structured debt over three
firms at higher cost. The client was seeking an exit projects of the developer in two different
for them and an additional debt with extended transactions from the same financial institution. This
moratorium for completion of construction of the was a complex transaction wherein there was a mix
projects. We were able to secure a stretched of refinance, take out, statutory and acquisition
amount for the client at the best terms. We payment and construction finance.
competed with an international investment bank for
this transaction.

Client: Category A+ developer in Delhi Client: Category A developer in Pune

Deal Size: ~ Rs 600 crores Deal Size: ~ Rs 240 Crores

Type of Financing: Lease Rental Type of Financing: - Land

Discounting Financing
Brief: The client had an existing LRD running on one Brief: This was a land financing transaction wherein
of the top performing malls in the country. We the existing developer was given an exit from a JV
reviewed the cashflows and all the lease land. The financing was given towards settling the
agreements for the client, identified the institutions consideration and towards future development and
and negotiated hard on all the terms including the construction. There were complex legal and
amount and the rate of interest. We were able to structuring challenges which were resolved in this
clinch this deal amidst heavy competition from deal.
foreign banks and IPCs
 Some More Transactions
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Raising The Bar Every Moment

Client: Category A developer in Hyderabad Client: Category A developer in Pune

Deal Size: ~ Rs 70 crores Deal Size: ~ Rs 80 crores

Type of Financing: Receivables Funding Type of Financing: Structured

and debt
Construction Finance Brief: The client was seeking a refinance opportunity
Brief: We arranged a syndicated debt for the client’s to give exit to an NBFC and needed additional
requirement over two projects from two financial amount for construction of the security on offer and
institutions. This transaction was done at very some amount for general corporate purpose. We
competitive rates within stringent timelines as handled the end to end execution of transaction
sought by the customer. with ease and got them the desired amount at the
best possible terms.

Client: A prominent Redeveloper in Delhi Client: One of the top 3 developers in Nashik
Deal Size: ~ Rs 80 crores Deal Size: ~ Rs 100 crores

Type of Financing: Construction Type of Financing: Construction

Finance Finance
Brief: The client was seeking a longer duration of Brief: We helped the client get an initial finance at
loan for his ongoing residential project. We got the the early stage of the project. With sustained
client a stretched moratorium along with a further service to the client in terms of iterated analysis of
top up through another institution for taking care of financials and cashflows, we have been able to
approvals and construction costs. arrange multiple top ups from the same institution.
Transforming Dreams into Reality
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Services Offered
We address growth We advise the client We provide end to We help in We provide Asset
and expansion on their banking end advisory for settlement of NPA Monitoring Services
needs of real estate SME financing
relationship, fund accounts through to Financial
developers and including working
cover the entire raising both through capital finance, negotiations. We act Institutions both in
spectrum ranging venture funds and loan against as an arbitrator terms of ongoing
from vanilla through equity property, bank between the assessment as well
construction funding, dilution. We handhold guarantees, trade Financial Institution as pre-sanction
last mile finance, finance, and foreign
the client end to end and the ARC. We also analytics. We also
bridge funding, currency loans.
receivables finance, in terms of Financial We also advise advise the clients on provide techno-
asset backed loans, Analysis, Valuation, SME clients on SARFEASI and economic and micro-
structured debt, Fund Shopping and debt insolvency action. markets based
restructuring, Negotiation. restructuring and We reports on demand.
acquisition finance, change/transition help the client to
land finance etc. management. come
out of the Real
SME Stressed Estate
Real Estate Private deadlockAsset
Business Analytic
Solutions optimally.
Loans Solutions s
Equity
Services
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How We Do It
We understand the We collect all the We assist the client We Coordinate and Post the completion
client’s profile; relevant information right from the follow up for of the transaction
assess the economic and documents, personal discussion processing of the also, we ensure
viability of the identify the with the lender to transaction with continuous service
project and the appropriate financial completion of lender and client to the client in
associated need for institution(s), prepare documentation, including terms of any
finance. Our the proposal note and handling of coordination with monitoring or audit
philosophy is to seek cash flow analysis interventions and agencies for legal, from the lender,
an optimal fit and negotiate the queries and in technical and regulatory
between the clients’ terms of the structure completion of pre & valuation compliance and
needs and the with institutions. post disbursement assessments. We exploring
financial institutions’ formalities. obtain the sanction opportunity for
offer. letter/term sheet refinance.
from the lender.

Deal Handholding Customer

Need Financial
Structuring of Client
Assessment Closure Service
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Our Accomplishments
Raising The Bar Every Moment

50+ 85% SME 3

Satisfied Clients Success ratio

6500 Cr 100%
Pan India Presence Disbursements Client Retention
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Our Subconscious
Vision – We strive to
be the first choice
Advisors for Mission – We will
companies seeking Integri provide advisory on
capital in India. ty clients’ capital
management
requirements with
knowledge based deal
structuring, backed by
Custome Assertiv strong risk analysis.
r DN
e
Delight
A Executio
n

Product
Knowledg
e
Values – We thrive to deliver
solutions in a time bound manner
ensuring transparency with a result-
oriented approach.
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Point of Inflection – The Future Beholds

Indian Real Estate Market will grow

01 Market Size from 126 billion $ in 2015 to 180
billion $ in 2020 and would
catapult to 850 billion $ by 2028
Real Estate Regulation Act (RERA)
02 Structural Reforms Pradhan Mantri Aawas Yojana
(PMAY) SMART Cities & AMRUT
in Real Estate Benami Transactions (Prohibition)
Act

03 The Investment Pie Total Institutional investment in

Indian real estate increased from
3.8 billion $ in 2011 to 5.4 billion
Introduction of REIT in Commercial Real
New Products $ in 2016
Estate Share of PE Investments has
climbed substantially
04 and Opportunities Refinance of existing debt/equity for
better terms
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Our Key Institutional Partners

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Our Key Clients

 C-39, Hanuman Road, Connaught Place
, Delhi - 110001

Regional Offices: Pune | Bangalore