Categories

0001–1499: Agricultural services

1500–2999: Contracted services
4000–4799: Transportation services
4800–4999: Utility services
5000–5599: Retail outlet services
5600–5699: Clothing stores
5700–7299: Miscellaneous stores
7300–7999: Business services
8000–8999: Professional services and membership organizations
9000–9999: Government services
 MCC
S.No.
Codes
1 4814

2 4814

3 4815
4 4821
5 4829
6 4899
7 4900
8 5013
9 5021
10 5039
11 5044
12 5045
13 5046
14 5047
15 5051
16 5065
17 5072
18 5074
19 5085
20 5094
21 5099
22 5111
23 5122
24 5131
25 5137
26 5139
27 5169
28 5172
29 5192
30 5193
31 5198
32 5199
33 5200
34 5211
35 5231
36 5231
37 5231
38 5251
39 5261
40 5271
41 5300
42 5309
43 5310
44 5311
45 5331
46 5399
47 5411
48 5411
49 5422
50 5422
51 5441
52 5441
53 5441
54 5451
55 5462
56 5499
57 5511
58 5521
59 5531
60 5532
61 5533
62 5541
63 5542
64 5551
65 5561
66 5571
67 5592
68 5598
69 5611
70 5621
71 5631
72 5641
73 5651
74 5655
75 5661
76 5681
77 5691
78 5697
79 5698
80 5699
81 5712
82 5713
83 5714
84 5718
85 5719
86 5722
87 5732
88 5733
89 5734
90 5735
91 5811
92 5812
93 5813

94 5814
95 5912
96 5921
97 5931
98 5832
99 5933
100 5935
101 5937
102 5940
103 5941
104 5942
105 5943
106 5944
107 5945
108 5946
109 5947
110 5948
111 5949
112 5950
113 5960

114 5961

115 5962
116 5963
117 5964

118 5965

119 5967
120 5968
121 5969
122 5970
123 5971
124 5972
125 5973
126 5975
127 5976
128 5977
129 5978
130 5983
131 5992
132 5993
133 5994
134 5995
135 5996
136 5997
137 5998
138 5999
139 6010
140 6011
141 6012

142 6051

143 6211
144 6300
145 6381
146 6399
147 7011
148 7012
149 7032
150 7033
151 7210
152 7211
153 7216
154 7217
155 7221
156 7230
157 7251
158 7261
159 7273
160 7276
161 7277
162 7278
163 7296
164 7297
165 7298
166 7299
167 7311
168 7321
169 7332
170 7333
171 7338
172 7339
173 7342
174 7342
175 7349
176 7361
177 7372
178 7375
179 7379
180 7392
181 7393
182 7394
183 7395
184 7399
185 7512
186 7513
187 7519
188 7523
189 7531
190 7534
191 7535
192 7538
193 7542
194 7549
195 7622
196 7623
197 7629
198 7631
199 7641
200 7692
201 7699
202 7829
203 7832
204 7841
205 7911
206 7922
207 7929
208 7932
209 7933
210 7941
211 7991
212 7992
213 7993
214 7994
215 7995
216 7996
217 7997
218 7998
219 7999
220 8011
221 8021
222 8031
223 8041
224 8042
225 8043
226 8044
227 8049
228 8050
229 8062
230 8071
231 8099
232 8111
233 8211
234 8220
235 8241
236 8244
237 8249
238 8299
239 8351
240 8398
241 8641
242 8651
243 8661
244 8675
245 8699
246 8734
247 8911
248 8931
249 8999
250 9211
251 9222
252 9223
253 9311
254 9399
255 9402
256 9405
257 9700
258 9701
259 9702
260 9950
MERCHANT TYPE

Fax services
Telecommunication service including local and long distance calls, credit card calls, calls through use of
magneticstrip reading telephones and fax services
VisaPhone
Telegraph services
Money Orders - Wire Transfer
Cable and other pay television (previously Cable Services)
Electric, Gas, Sanitary and Water Utilities
Motor vehicle supplies and new parts
Office and Commercial Furniture
Construction Materials, Not Elsewhere Classified
Office, Photographic, Photocopy, and Microfilm Equipment
Computers, Computer Peripheral Equipment, Software
Commercial Equipment, Not Elsewhere Classified
Medical, Dental Ophthalmic, Hospital Equipment and Supplies
Metal Service Centers and Offices
Electrical Parts and Equipment
Hardware Equipment and Supplies
Plumbing and Heating Equipment and Supplies
Industrial Supplies, Not Elsewhere Classified
Precious Stones and Metals, Watches and Jewelry
Durable Goods, Not Elsewhere Classified
Stationery, Office Supplies, Printing, and Writing Paper
Drugs, Drug Proprietors, and Druggist’s Sundries
Piece Goods, Notions, and Other Dry Goods
Men’s Women’s and Children’s Uniforms and Commercial Clothing
Commercial Footwear
Chemicals and Allied Products, Not Elsewhere Classified
Petroleum and Petroleum Products
Books, Periodicals, and Newspapers
Florists’ Supplies, Nursery Stock and Flowers
Paints, Varnishes, and Supplies
Non-durable Goods, Not Elsewhere Classified
Home Supply Warehouse Stores
Lumber and Building Materials Stores
Glass Stores
Paint and Wallpaper Stores
Wallpaper Stores
Hardware Stores
Nurseries – Lawn and Garden Supply Store
Mobile Home Dealers
Wholesale Clubs
Duty Free Store
Discount Stores
Department Stores
Variety Stores
Misc. General Merchandise
Grocery Stores
Supermarkets
Freezer and Locker Meat Provisioners
Meat Provisioners – Freezer and Locker
Candy Stores
Confectionery Stores
Nut Stores
Dairy Products Stores
Bakeries
Misc. Food Stores – Convenience Stores and Specialty Markets
Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing
Automobile and Truck Dealers (Used Only)
Automobile Supply Stores
Automotive Tire Stores
Automotive Parts, Accessories Stores
Service Stations ( with or without ancillary services)
Automated Fuel Dispensers
Boat Dealers
Recreational and Utility Trailers, Camp Dealers
Motorcycle Dealers
Motor Home Dealers
Snowmobile Dealers
Men’s and Boy’s Clothing and Accessories Stores
Women’s Ready - to - Wear Stores
Women’s Accessory and Specialty Shops
Children’s and Infant’s Wear Stores
Family Clothing Stores
Sports Apparel, Riding Apparel Stores
Shoe Stores
Furriers and Fur Shops
Men’s and Women’s Clothing Stores
Tailors, Seamstress, Mending, and Alterations
Wig and Toupee Stores
Miscellaneous Apparel and Accessory Shops
Furniture, Home Furnishings, and Equipment Stores, Except Appliances
Floor Covering Stores
Drapery, Window Covering and Upholstery Stores
Fireplace, Fireplace Screens, and Accessories Stores
Miscellaneous Home Furnishing Specialty Stores
Household Appliance Stores
Electronic Sales
Music Stores, Musical Instruments, Piano Sheet Music
Computer Software Stores
Record Shops
Caterers
Eating places and Restaurants
Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques

Fast Food Restaurants

Drug Stores and Pharmacies
Package Stores - Beer, Wine, and Liquor
Used Merchandise and Secondhand Stores
Antique Shops - Sales, Repairs, and Restoration Services
Pawn Shops and Salvage Yards
Wrecking and Salvage Yards
Antique Reproductions
Bicycle Shops - Sales and Service
Sporting Goods Stores
Book Stores
Stationery Stores, Office and School Supply Stores
Watch, Clock, Jewelry, and Silverware Stores
Hobby, Toy, and Game Shops
Camera and Photographic Supply Stores
Card Shops, Gift, Novelty, and Souvenir Shops
Leather Foods Stores
Sewing, Needle, Fabric, and Price Goods Stores
Glassware/Crystal Stores
Direct Marketing - Insurance Service
Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for .S. original
presentments)
Direct Marketing - Travel Related Arrangements Services
Door - to - Door Sales
Direct Marketing - Catalog Merchant
Direct Marketing - Catalog and Catalog and Retail Merchant Direct Marketing - Outbound Telemarketing
Merchant
Direct Marketing -Inbound Teleservices Merchant
Direct Marketing - Continuity/Subscription Merchant
Direct Marketing - Not Elsewhere Classified
Artist’s Supply and Craft Shops
Art Dealers and Galleries
Stamp and Coin Stores - Philatelic and Numismatic Supplies
Religious Goods Stores
Hearing Aids - Sales, Service, and Supply Stores
Orthopedic Goods Prosthetic Devices
Cosmetic Stores
Typewriter Stores - Sales, Rental, Service
Fuel - Fuel Oil, Wood, Coal, Liquefied Petroleum
Florists
Cigar Stores and Stands
News Dealers and Newsstands
Pet Shops, Pet Foods, and Supplies Stores
Swimming Pools - Sales, Service, and Supplies
Electric Razor Stores - Sales and Service
Tent and Awning Shops
Miscellaneous and Specialty Retail Stores
Financial Institutions - Manual Cash Disbursements
Financial Institutions - Manual Cash Disbursements
Financial Institutions - Merchandise and Services

Non - Financial Institutions - Foreign Currency, Money Orders (not wire transfer) and Travelers Cheques

Security Brokers/Dealers
Insurance Sales, Underwriting, and Premiums
Insurance Premiums, (no longer valid for first presentment work)
Insurance, Not Elsewhere Classified ( no longer valid for first presentment work)
Lodging - Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)
Timeshares
Sporting and Recreational Camps
Trailer Parks and Camp Grounds
Laundry, Cleaning, and Garment Services
Laundry - Family and Commercial
Dry Cleaners
Carpet and Upholstery Cleaning
Photographic Studios
Barber and Beauty Shops
Shop Repair Shops and Shoe Shine Parlors, and Hat Cleaning Shops
Funeral Service and Crematories
Dating and Escort Services
Tax Preparation Service
Counseling Service - Debt, Marriage, Personal
Buying/Shopping Services, Clubs
Clothing Rental - Costumes, Formal Wear, Uniforms
Massage Parlors
Health and Beauty Shops
Miscellaneous Personal Services ( not elsewhere classifies)
Advertising Services
Consumer Credit Reporting Agencies
Blueprinting and Photocopying Services
Commercial Photography, Art and Graphics
Quick Copy, Reproduction and Blueprinting Services
Stenographic and Secretarial Support Services
Disinfecting Services
Exterminating and Disinfecting Services
Cleaning and Maintenance, Janitorial Services
Employment Agencies, Temporary Help Services
Computer Programming, Integrated Systems Design and Data Processing Services
Information Retrieval Services
Computer Maintenance and Repair Services, Not Elsewhere Classified
Management, Consulting, and Public Relations Services
Protective and Security Services - Including Armored Cars and Guard Dogs
Equipment Rental and Leasing Services, Tool Rental, Furniture Rental, and Appliance Rental
Photofinishing Laboratories, Photo Developing
Business Services, Not Elsewhere Classified
Car Rental Companies ( Not Listed Below)
Truck and Utility Trailer Rentals
Motor Home and Recreational Vehicle Rentals
Automobile Parking Lots and Garages
Automotive Body Repair Shops
Tire Re - treading and Repair Shops
Paint Shops - Automotive
Automotive Service Shops
Car Washes
Towing Services
Radio Repair Shops
Air Conditioning and Refrigeration Repair Shops
Electrical And Small Appliance Repair Shops
Watch, Clock, and Jewelry Repair
Furniture, Furniture Repair, and Furniture Refinishing
Welding Repair
Repair Shops and Related Services - Miscellaneous
Motion Pictures and Video Tape Production and Distribution
Motion Picture Theaters
Video Tape Rental Stores
Dance Halls, Studios and Schools
Theatrical Producers (Except Motion Pictures), Ticket Agencies
Bands. Orchestras, and Miscellaneous Entertainers (Not Elsewhere Classified)
Billiard and Pool Establishments
Bowling Alleys
Commercial Sports, Athletic Fields, Professional Sport Clubs, and Sport Promoters
Tourist Attractions and Exhibits
Golf Courses - Public
Video Amusement Game Supplies
Video Game Arcades/Establishments
Betting (including Lottery Tickets, Casino Gaming Chips, Off - track Betting and Wagers)
Amusement Parks, Carnivals, Circuses, Fortune Tellers
Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses
Aquariums, Sea - aquariums, Dolphinariums
Recreation Services (Not Elsewhere Classified)
Doctors and Physicians (Not Elsewhere Classified)
Dentists and Orthodontists
Osteopaths
Chiropractors
Optometrists and Ophthalmologists
Opticians, Opticians Goods and Eyeglasses
Opticians, Optical Goods, and Eyeglasses (no longer valid for first presentments)
Podiatrists and Chiropodists
Nursing and Personal Care Facilities
Hospitals
Medical and Dental Laboratories
Medical Services and Health Practitioners (Not Elsewhere Classified)
Legal Services and Attorneys
Elementary and Secondary Schools
Colleges, Junior Colleges, Universities, and Professional Schools
Correspondence Schools
Business and Secretarial Schools
Vocational Schools and Trade Schools
Schools and Educational Services ( Not Elsewhere Classified)
Child Care Services
Charitable and Social Service Organizations
Civic, Fraternal, and Social Associations
Political Organizations
Religious Organizations
Automobile Associations
Membership Organizations ( Not Elsewhere Classified)
Testing Laboratories ( non - medical)
Architectural - Engineering and Surveying Services
Accounting, Auditing, and Bookkeeping Services
Professional Services ( Not Elsewhere Defined)
Court Costs, including Alimony and Child Support
Fines
Bail and Bond Payments
Tax Payments
Government Services ( Not Elsewhere Classified)
Postal Services - Government Only
Intra - Government Transactions
Automated Referral Service (For Visa Only)
Visa Credential Service ( For Visa Only)
GCAS Emergency Services ( For Visa Only)
Intra - Company Purchases ( For Visa Only)
POS Merchant Category-wise Classification - Apr'23
POS Merchant Category-wise Classification - Apr'23

Classification MCC Description

5541 Service Stations (with or without Ancillary Services)

5411 Grocery Stores and Supermarkets

9399 Government Services - not elsewhere classified

5812 Eating Places, Restaurants

5699 Miscellaneous Apparel and Accessory Stores

High Transacting Categories
8062 Hospitals

5921 Package Stores, Beer, Wine, Liquor

Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns - Drinking

5813
Places(Alcoholic Beverages)

5311 Department Stores

5912 Drug Stores and Pharmacies

5651 Lodging - Hotels, Motels, Resorts - not elsewhere classified

5944 Clothing - Family

7011 Appliance Stores, Not Elsewhere Classified

5732 Electronic Sales

5814 Jewelry, Watch, Clock, and Silverware Stores

Medium Transacting Categories
5691 Fast Food Restaurants

5722 Men`s and Women`s Clothing Stores

5499 Miscellaneous Food Stores - Convenience Stores and Specialty Markets

4812 Bakeries

5661 Telecommunication Equipment Including Telephone Sales

5462 Shoe Stores

5983 Fuel Dealers - Coal, Fuel Oil, Liquefied Petroleum, Wood

DENTAL/LABORATORY/MEDICAL/OPHTHAL/HOSPITAL EQUIPMENT
5047
AND SUPPLIES

8299 Tax Payments

9311 Schools and Educational Services - not elsewhere classified

All Other Categories
7832 Miscellaneous and Specialty Retail Stores

5999 Utilities - Electric, Gas, Sanitary, Water

5331 Motion Picture Theaters

4900 Variety Stores

Others
Glossary

Category classification is made in terms of Approved UPI transaction Volume.

High Transacting Categories: Top 10 MCCs
Medium Transacting Categories: Next 10 MCCs
All Other Categories: Next 9 MCCs along with all other MCCs clubbed under 'Others'
MCC Description is with reference to ISO 18245:2003 standard
ECOM Merchant Category-wise Classification - Apr'23
ECOM Merchant Category-wise Classification - Apr'23

Classification MCC

9399

6540

5816

4814

4900
High Transacting Categories
5399

4112

8220

5814

5411

6300

5999

6012

7399

7296
Medium Transacting Categories
8299

5699

6513

7994

4899

4722

8211

4131

4784

5812
All Other Categories
4121

5965

9311

7832

Others
lassification - Apr'23
ECOM Merchant Category-wise Classification - Apr'23 Glossary
Description

Government Services - not elsewhere classified Category classification is made in terms of Approv
Poi (Point Of Interaction) Funding Transactions High Transacting Categories: Top 10 MCCs
Digital Goods-Games Medium Transacting Categories: Next 10 MCCs
Calls Through Use of Magnetic Stripe - Reading Telephones All Other Categories: Next 9 MCCs along with all
Utilities - Electric, Gas, Sanitary, Water MCC Description is with reference to ISO 18245:2
Miscellaneous General Merchandise

Passenger Railways

Colleges, Universities, Professional Schools, and Junior Colleges

Fast Food Restaurants

Grocery Stores and Supermarkets

Insurance Sales, Underwriting, and Premiums

Miscellaneous and Specialty Retail Stores

Financial Institutions - Merchandise and Services

Business Services, Not Elsewhere Classified

Clothing Rental - Costumes, Uniforms, and Formal Wear

Schools and Educational Services - not elsewhere classified

Miscellaneous Apparel and Accessory Stores

Real Estate (e.g,rent)

Video Game Arcades and Establishments

Cable, Satellite, and Other Pay Television and Radio Services

Travel Agencies and Tour Operators

Elementary and Secondary Schools

Bus Lines

Limousines and Taxicabs

Eating Places, Restaurants

Limousines and Taxicabs

Direct Marketing - Combination Catalog and Retail Merchants

Tax Payments

Motion Picture Theaters

Others
 assification is made in terms of Approved UPI transaction Volume.
acting Categories: Top 10 MCCs
ansacting Categories: Next 10 MCCs
Categories: Next 9 MCCs along with all other MCCs clubbed under 'Others'
ription is with reference to ISO 18245:2003 standard