Nilson Pos Report
Nilson Pos Report
Nilson Pos Report
INSIDE 2 – 4 Fast Facts CHARTS 8 Top General Purpose Acquirers in Latin America
6 Payments via Text Messaging 9 Largest Visa/Mastercard Merchant Acquirers in Latin America
7 EMVCo and 8-digit Issuer ID Numbers 11 Manufacturers of POS Terminals Ranked by Shipments in 2018,
Market Shares by Region
© 2019 HSN Consultants, Inc. THE NILSON REPORT VISIT US ONLINE AT WWW.NILSONREPORT.COM
FAST
FACTS
FINEXIO, an accounts payable payments-as-a-service com- MAGTEK has launched the Bluetooth LE for DynaPro Go,
pany that operates a B2B supplier network, has formed a MagTek’s latest secure PIN Pad validated per PCI PTS 4.x.
partnership with Payscout, an omnichannel global payment Bluetooth LE connects to iOS, Android, or Windows devices
processor including for XR-augmented, virtual, and mixed and offers greater range and faster processing times.
reality technologies. The partners will offer each other’s ser- John Arato is VP, john.arato@magtek.com, www.magtek.com.
vices. Ernest Rolfson is CEO at Finexio, ernest@finexio.com,
3DCART, provider of an ecommerce platform, will offer
www.finexio.com. Manpreet Singh is President at Payscout,
its clients ClearSale’s card-not-present fraud protection.
manpreet@payscout.com, www.payscout.com.
Merchants that use ClearSale receive guaranteed protection
PAYACTIV provides employees real-time access to up to from fraud-related chargebacks. Gonzalo Gil is CEO at 3dcart,
one-half of their earned wages prior to receiving their pay- gil@3dcart.com, www.3dcart.com. Rafael Lourenco is EVP at
check. The company processed more than $1 billion for U.S. ClearSale, rafael.lourenco@clear.sale, www.clear.sale.
workers in 2018. It uses Digital Disbursements from Fiserv to
ANYWHERECOMMERCE filed litigation in a California
enable employees to push money to a checking or savings
federal court on July 26, 2019, alleging that Square infringed
SEPTEMBER 2019 account. Fiserv does this via Visa Direct. Safwan Shah is CEO
on U.S. Patent No. 8281998. The patent was awarded to
ISSUE 1160 at PayActiv, safwan@payactiv.com, www.payactiv.com.
Anywhere Commerce on October 16, 2012. Anywhere
Tom Allanson is President, Electronic Payments at Fiserv,
Commerce sells card reader devices in 15 countries to facili-
No paid tom.allanson@fiserv.com, www.fiserv.com.
tate mobile payments. Mitchell Cobrin is Co-Founder at
advertising. No KONFIRMI is a Chicago-based provider of customer Anywhere Commerce, mcobrin@anywherecommerce.com,
sponsored content authentication and onboarding services for websites and www.anywherecommerce.com.
of any kind. mobile apps. Verification methods include age confirmation,
PAX TECHNOLOGY’S S920 pocket-sized mobile payment
two-factor authentication by email or text message, selfie ID
No company can photos, video ID selfies, knowledge-based authentication,
terminal has been certified in the U.S. by Verizon and AT&T,
pay to be featured and single sign on. Konfirmi says users can be fully set up in
the country’s largest mobile network operators.
in our newsletter. Tony Fernandez is VP, Product Marketing at Pax,
under 5 minutes. Holly Urban is CEO, hurban@konfirmi.com,
tony.fernandez@pax.us, www.pax.us.
www.konfirmi.com.
It is never
EARLY WARNING SERVICES, the network operator be-
permissible for NET ELEMENT has launched the Netevia Mastercard, a
hind the Zelle fast payments network, has selected BHMI’s
subscribers to commercial prepaid product for merchants. They can deposit
Concourse Financial Software to support disputes manage-
forward or print a percentage of the card payments they accept to their
ment for transactions processed by the Zelle network.
prepaid card instead of their bank account to be used for
this issue. Doing Lynne Baldwin is President at BHMI, lbaldwin@bhmi.com,
everyday business expenses. The Netevia Mastercard is
so violates www.bhmi.com. Lou Anne Alexander is Group President,
issued by Avidia Bank. Mike Normandeau is VP Commercial
copyright laws. Payments at Early Warning, louanne.alexander@
Cards at Net Element, mnormandeau@netelement.com,
earlywarning.com, www.earlywarning.com.
www.netelement.com.
2 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive
1 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive
BLUEFIN has introduced ShieldConex to secure personally identifiable
11th Edition information, personal health information, and card data. ShieldConex uses
Bluefin’s secure payment frame and vaultless tokenization technologies to
The World’s enable organizations to enter sensitive data via secure online forms embedded
ers
in their website. All data is immediately tokenized with a Format Preserving
To p C a rd Is su Token that can be created in the same format as the original data.
t
and Merchan
Ruston Miles is Chief Strategy Officer at Bluefin, rmiles@bluefin.com,
www.bluefin.com.
Acquirers DAVINCI PAYMENTS is the new name of Swift Prepaid Solutions. Rodney
Mason is CRO, rmason@davincipayments.com, www.davincipayments.com.
uers
1,080 Card Iss MULTIFACTOR AUTHENTICATION FOR E-COMMERCE, the final version
M er ch an t Ac quirers
280
More than 115 of the NIST special publication 1800-17, is available to retailers interested
countries listed Asia-Pacific in implementing multifactor authentication. The publication is available at
Canada
Europe https://www.nccoe.nist.gov/projects/use-cases/multifactor-authentication-
Latin America ecommerce.
United States
a
ard Middl e st and Afric
Ea CUNA STRATEGIC SERVICES will offer the CardUpdatr app to its credit
Visa • Masterc union issuer customers. CardUpdatr is available from Switch. CUs can brand
B
UnionPay • JC their web and mobile browser application, which updates merchant sites with
ess
American Expr credit union cards in real time. Chris Hopen is CEO at Switch, chris.hopen@
D is co ver
Diners Club • switchme.com, www.switchme.com. Eric Gelly is President at Cuna Strategic
Services, egelly@cuna.coop, www.cunastrategicservices.com.
tion
duction or dissemina
Management Changes
repro
oducing or allowing
om/research. Repr
www.nilsonreport.c al fines.
NILSON REPORT. subject to substanti
ts Inc. 2019 THE a copyright violation
© HSN Consultan in any man ner is
document
of any portion of this
Order Today fisglobal.com. Gregor Garry has been appointed Executive Vice President
and Chief Operating Officer at The Bancorp, ggarry@thebancorp.com.
www.nilsonreport.com/research Nikki Waters has been appointed Head of Global Marketing at i2c,
nwaters@i2cinc.com. David Fletcher has been appointed Senior
MEMBERS DEVELOPMENT COMPANY (MDC) will exclusively market Vice President of Sales at ClearSale, david.fletcher@clear.sale.
and promote the digital payment services of Payrailz, including the Payrailz Richard Swales has been appointed Chief Risk Officer at Paysafe,
Smart Payment Platform, consumer and business bill pay, account-to-account richard.swales@paysafe.com. Ron Hynes has been appointed Chief
transfers, peer-to-peer payments, and new account opening to credit unions. Executive Officer at Vesta, ron.hynes@trustvesta.com. Ava Kelly
Fran Duggan is CEO at Payrailz, fduggan@payrailz.com, www.payrailz.com. has been appointed Head of Global Products at i2c, akelly@
Jeff Kline is CEO at MDC, jeff.kline@membersdevelopment.com, i2cinc.com. Elizabeth Kowal has been appointed Chief Product Officer
www.membersdevelopment.com. at MineralTree, elizabeth.kowal@mineraltree.com. Justin Ferrabee
has been appointed Chief Executive Officer at Mazooma, jferrabee@
THE CONSUMER FINANCIAL PROTECTION BUREAU has released its mazooma.com. Darren Gill has been appointed Chief Revenue Officer at
fourth biennial report on the state of the credit card market. The 99-page PCI Pal, darren.gill@pcipal.com. Bob Sneed, formerly at Wex, has been
report covers the period of 2017-2018. It is available at: https:// appointed Executive Vice President at TransCard, bob.sneed@transcard.
files.consumerfinance.gov/f/documents/201908_cfpb_card-act-report.pdf. com. Marcelo Geraldi Velloso has been appointed Managing Director of
Latin America at Wex, marcelo.velloso@wexinc.com,
FINANCIAL DATA EXCHANGE (FDX) is a nonprofit organization dedicated
Josh Goines, formerly at PayPal, has been appointed Senior Vice
to unifying the financial industry around a common, interoperable, royalty-free
President of Strategic Partnerships at Bill.com, jgoines@hq.bill.com.
standard to give consumers and businesses access to their financial data.
David Yates has been appointed Executive Partner at Siris, yates@
Visa and Mastercard have become members. Other members include Bank of
siris.com. Nigel Stone has been appointed Head of U.K. Operations at
America, Capital One, Charles Schwab, Citigroup, Envestnet/Yodlee, Experian,
Citcon, nigel.stone@citcon.com. Adam Bischoff has been appointed
Fiserv, JPMorgan Chase, Plaid, PNC, TD Bank, USAA, U.S. Bank, Wells Fargo,
Product Manager at Allied Payment Network, adam.bischoff@
and Xero. FDX is an independent subsidiary of FS-ISAC. For more information
alliedpayment.com.
visit www.financialdataexchange.org.
© 2019 HSN Consultants, Inc. THE NILSON REPORT SEPTEMBER 2019 / ISSUE 1160 / THE NILSON REPORT 3
© HSN Consultants, Inc. 2017 THE NILSON REPORT SEPTEMBER 2019 / ISSUE 1160 / THE NILSON REPORT 2
SIGNIFYD, which offers an end-to-end, machine-learning-based commerce
protection platform, has launched Signifyd Seamless SCA, a set of secure Featured Conference
payment services that meet the requirements of the European Union’s PSD2
regulation slated to take effect this month. PSD2 requires businesses engaged ASIA GLOBAL PAYMENT SUMMIT 2019
in online transactions to provide greater security. Signifyd Seamless SCA is
fully compatible with the EMV 3-D Secure 2 protocol. J. Bennett is VP Two-Day Conference
of Operations and Corporate Development at Signifyd, j.bennett@ October 10-11, 2019
signifyd.com, www.signifyd.com. Sofitel Bali Nusa Dua
Bali, Indonesia
MIFINITY has launched a new consumer-focused, cross-border money
transfer service to UnionPay cardholders in mainland China. Consumers can
Topics include: aligning real-time payments towards seamless
send money from the U.K. and Europe to China via the UnionPay network.
interoperability, regulatory challenges in emerging markets, social
Michael McDevitt is Chief Product Officer at MiFinity, michael.mcdevitt@
commerce platforms, harmonization in cross-border payments, fintech
mifinity.com, www.mifinity.com.
regulation in Southeast Asia, digital financial inclusion, eKYC and bio-
BREX, the corporate credit card start-up, has connected with Ascenda’s metric authentication, QR codes standardization. Speakers represent:
global loyalty currency network, TransferConnect, to enable its cardholders to PPRO, Fave, JPMorgan, DANA Indonesia, TransferWise, Kapronasia,
transfer their Brex rewards points to six frequent traveler programs. Ascenda Schulte Research, Xfers, Philippine Clearing House Corporation, BTPN
provides loyalty services to over 70 financial services and travel brands world- Bank, Commercial Bank of Dubai, and more. Cost is $1,695 for full
wide. Kyle Armstrong is CEO at Ascenda, kyle.armstrong@ascendaloyalty.com, program; $1,295 for one-day pass until October 1, 2019. (Use discount
www.ascendaloyalty.com. Henrique Dubugras is Co-CEO at Brex, henrique@ code NILSONDISCOUNT.) Contact Adriana Screpnic at Currency
brex.com, www.brex.com. Research, ascrepnic@currency-research.com. Register at
www.globalpaymentsummit.com.
CYBERSOURCE’S 3-D Secure 2 authentication service is being integrated SAVE
with Amadeus’s payment platform, which is used by travel industry merchants
worldwide. The aim is increased sales by reducing instances where travelers
are asked to practice two-factor authentication. 3DS 2 also provides native
Subscribers to The Nilson Report
will receive a 20% discount.
20%
support for in-app authentication on mobile devices as well as the ability BARCLAYCARD, which processes nearly half of the U.K.’s credit and debit
to request specific exemptions included in Strong Customer Authentication card transactions, has integrated with TouchBistro, an iPad-based POS service
requirements. Bart Tompkins is Managing Director, Payments at Amadeus, for restaurants and pubs. TouchBistro handles order taking, payment process-
btompkins@amadeus.com, www.amadeus.com. Justin Fraser is Head of ing, menu management, sales tracking and reporting, staff scheduling, and
Alliances & Enterprise Sales EU at CyberSource, jufraser@cybersource.com, more. Alex Barrotti is CEO at TouchBistro, abarrotti@touchbistro.com,
www.cybersource.com. www.touchbistro.com. Nicole Olbe is Managing Director of Partnerships,
Payment Solutions at Barclaycard, nicole.olbe@barclaycard.co.uk,
Featured Conference www.barclaycard.co.uk.
4 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive
3 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive
Sprint/Dynamics Card Partnership
from page 1...
smartphone traffic from IoT traffic to create the Connected Wallet Card to handle the different
shortest possible path for exchanging messages. Card frequencies deployed by MNOs around the world.
manufacturer Dynamics recognized this feature would Card issuers signed to use the Wallet Card include
place the lowest possible demand on the battery of its Emirates NBD, which will be the first to bring
EMV-compliant Wallet Card, a high-security
payment card that is also an IoT device. It
provides issuers with over-the-air management
capabilities, which include sending information
and messages to the card’s 65,000 pixel display.
Changes supported by over-the-air
management include updates to expiration
dates and loyalty programs.
The ability to use Curiosity IoT solidified
Dynamics’ investment in creating a 5-year
lifecycle for its Wallet Card. Previously, it solved
a power consumption problem associated with
battery-operated cards.
The Wallet Card gets certified by any mobile cards into circulation capable of downloading data
network worldwide as smartphones do. Dynamics and messages.
leverages Curiosity IoT to control the certification Ivo Rook is Senior VP, IoT & Product Management at
process from the U.S. However, once registered, cards Sprint in Kansas City, Kansas, ivo.rook@sprint.com,
operate on local mobile networks in 195 countries. www.sprint.com.
The chip in the Wallet Card can be accessed Jeff Mullen is CEO at Dynamics in Cheswick,
through any mobile network in the world. Dynamics Pennsylvania, jeff@dynamicsinc.com,
figured out a way to use a single antenna in the www.dynamicsinc.com.
© 2019 HSN Consultants, Inc. THE NILSON REPORT SEPTEMBER 2019 / ISSUE 1160 / THE NILSON REPORT 5
Payments via Text Messaging
Everyware provides clients a Everyware also offers merchants the ability to
customer communication platform collect payments through its Pay-By-Text service.
based on the integration of text No app is required. Payors need only one click to
messages with a payment gateway. confirm details presented on the screen of the phone.
Before a card-not-present They can text any questions they have about the
payment transaction is authorized, transaction before making a payment. The two-way
Everyware matches the mobile communication link is tokenized for security.
phone number entered by the Everyware is PCI and HIPAA compliant. Elavon
prospective buyer with the valid and TSYS have certified its gateway. Certification
owner of that number. After that
validation, authorizations occur and
Everyware facilitates a confirmation Elavon and TSYS have certified
of the sale via a text message. That Everyware’s gateway.
confirmation helps reduce disputed
transactions. The Everyware system
links the confirmation text to a is pending for other top acquirers and payment
valid merchant phone number, facilitators. Payfone provides the mobile number
which gives the cardholder the validation service.
opportunity to text back any Larry Talley is CEO at Everyware in Austin, Texas,
questions about the sale. larry@everyware.com, www.everyware.com.
6 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive
EMVCo and 8-digit Issuer ID Numbers
The International Organization PANs or IINs to identify a new specification bulletin will be
for Standardization (ISO) in cardholder for services such as published by the end of 2019 and
conjunction with the International loyalty programs. Those merchants become effective in 2021.
Electrotechnical Commission might need to update their back- The move to include 8-digit
end systems. Point-of- IINs could impact merchant
sale terminals may and processor systems beyond
need to be updated to payments. EMVCo has published
ensure they recognize a draft specification bulletin that
8-digit IINs beginning summarizes all of the changes.
(IEC) have published an update in 2021.
of the ISO/IEC 7812-1 standard EMVCo
allowing for issuer identification is working to A draft specification bulletin
numbers (IINs) to be expanded to evolve the EMV summarizes all of the changes.
8 digits. Integrated
Currently, IINs are 6 digits. Circuit Card
The IIN forms part of the primary Specifications for Payment The draft specification bulletin
account number (PAN) that links Systems to support 8-digit issuer can be downloaded from the
a payment card to an individual identification numbers as well EMVCo website.
account. Some merchants use as the existing 6-digit format. A
© 2019 HSN Consultants, Inc. THE NILSON REPORT SEPTEMBER 2019 / ISSUE 1160 / THE NILSON REPORT 7
Verified Mark Certificates for Email
from page 1...
validates the identities behind websites and digital vetted by a certificate authority. Once Dmarc and
documents. The company supports the Dmarc VMC technologies have been configured by a
company, their logo
will automatically
display in participating
email platforms.
Google will be the first
(Domain-based Message Authentication, Reporting major email platform provider to test VMC. The test
& Conformance) standard used by information will begin in the first quarter of 2020.
technology professionals to secure communication
between servers. Google will be the first major
Companies that deploy Dmarc have created a
consortium called Brand Indicators for Message
email provider to test VMC.
Identification (Bimi). Members of Bimi want large
companies to embrace Dmarc as the backbone of Entrust Datacard is the first certificate authority
a system that verifies the sender of a message. An for VMC. It will conduct a pilot test with JPMorgan
incentive to embrace Dmarc is senders will be able Chase later this year.
to display their corporate logos in email inboxes. Chris Bailey is VP, Strategy and Operations at Entrust
To guarantee the proper logo is displayed, Bimi has Datacard in Minneapolis, Minnesota, chris.bailey@
created a Verified Mark Certificate (VMC). A VMC entrustdatacard.com, www.entrustdatacard.com.
is provided to a company that has been strongly
Mastercard and Visa transactions volume) tied to those transactions Discover, and domestic-only cards
from 10.5 million active merchant was $692.05 billion, up 4%. was $77.74 billion, down 11%.
outlets in LA&C. Spending for The six largest acquirers—Cielo, Domestic-only volume was $20.83
goods and services (purchase Rede, Getnet, BBVA Bancomer, billion, down 35%.
Transbank, and Prisma Medios Global brand and domestic-
8 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive
Largest Merchant Acquirers in Latin America 2018
Visa/Mastercard 1 Other Cards 2 Active
Rank Transactions Volume Transactions Volume Merchant POS
‘18 ‘17 Company, Headquarters (mil.) Chg. (mil.) Chg. (mil.) (mil.) Outlets Terminals
1 1 Cielo, Brazil 5,300.0 -4% $ 137,688.3 -1% 1,600.0 $ 35,042.4 1,200,000 1,820,000
2 2 Rede, Brazil 4,328.5 8% $ 120,515.9 12% 108.2 $ 2,109.0 1,050,334 1,228,000
3 3 Getnet, Brazil 1,843.7 16% $ 46,451.7 19% 295.0 $ 5,226.8 481,965 774,825
4 4 BBVA Bancomer, Mexico 1,821.9 19% $ 52,602.9 25% — $ — 185,618 467,143
5 5 Transbank, Chile 1,482.7 24% $ 58,274.8 21% 46.8 $ 2,516.6 293,228 355,427
6 6 Prisma Medios de Pago, Argentina 1,370.0 16% $ 55,355.2 42% 3.4 $ 83.2 485,000 489,000
7 9 PagSeguro, Brazil 3
988.0 94% $ 16,793.9 98% 247.0 $ 4,198.5 4,135,473 5,125,000
8 7 StoneCo, Brazil 801.2 51% $ 20,694.6 55% 89.0 $ 2,299.4 267,900 339,134
9 8 Serv. de Pago Citibanamex–EVO, Mexico 470.8 7% $ 22,069.2 8% 38.4 $ 1,521.7 172,581 181,705
10 10 BAC Credomatic Network, Group 4
429.3 9% $ 15,219.2 5% 74.4 $ 5,090.3 103,619 180,661
11 11 First Data, Argentina 421.4 18% $ 16,821.3 43% 2.3 $ 90.6 335,279 350,367
12 13 Banorte, Mexico 417.1 30% $ 16,199.3 27% — $ — 107,595 157,953
13 12 VisaNet, Peru 397.1 23% $ 14,112.6 19% — $ — 248,802 247,820
14 14 Evertec Group, Puerto Rico 5 348.0 13% $ 13,594.6 17% 62.1 $ 3,111.7 29,938 44,227
15 15 Elavon/Santander, Mexico 340.5 23% $ 15,842.7 18% 0.1 $ 21.3 121,746 196,101
16 16 Bancolombia, Colombia 156.6 14% $ 8,226.9 16% 8.2 $ 740.4 145,470 6
22 22 Banco Inbursa, Mexico 75.4 17% $ 2,270.1 18% 0.8 $ 6.1 67,999 74,052
23 24 Servicios Digitales Popular, Dominican Republic 73.0 25% $ 3,297.8 28% 0.2 $ 12.7 18,775 28,780
24 21 Banco Nacional, Costa Rica 66.2 3% $ 2,336.8 10% — $ — 61,633 50,936
25 25 BCR, Costa Rica 64.1 13% $ 1,982.9 11% — $ — 35,299 27,145
26 23 Banco de Occidente, Colombia 60.5 3% $ 2,450.4 -3% — $ — 25,638 6
27 26 Procesos de Medios de Pago, Peru 55.4 21% $ 2,199.7 15% 21.2 $ 1,338.0 136,938 162,271
28 28 Bancard, Paraguay 50.8 28% $ 1,819.4 16% 4.8 $ 119.8 28,448 40,256
29 27 Scotiabank, Mexico 50.1 21% $ 1,514.5 18% 0.2 $ 75.7 25,316 26,813
30 29 BBVA, Colombia 41.2 6% $ 2,091.0 5% — $ — 21,219 6
31 32 Banco del Pacifico, Ecuador 39.6 23% $ 1,894.1 10% — $ — 81,698 57,564
32 30 Banco Caja Social, Colombia 37.9 6% $ 1,323.8 5% — $ — 17,898 6
33 31 Diners Club, Ecuador 28.7 -13% $ 2,465.7 19% 43.4 $ 4,267.4 71,537 91,618
34 34 Banco Agricola, El Salvador 23.4 21% $ 1,143.0 23% — $ — 2,004 4,403
35 33 Firstbank, Puerto Rico 22.9 6% $ 767.7 -17% 21.9 $ 726.2 4,491 5,447
36 35 Scotiabank, Puerto Rico 17.8 9% $ 3,453.8 7% 2.0 $ 984.3 7,901 9,560
37 — FirstCaribbean Intl Bank, Barbados 15.4 — $ 2,105.3 — 0.5 $ 238.5 5,378 7,140
38 37 National Commercial Bank, Jamaica 12.9 20% $ 1,583.7 31% 11.5 $ 1,016.8 13,137 17,267
39 36 Banco General, Panama 12.6 3% $ 1,042.0 -7% 11.6 $ 342.7 6,204 7,763
40 40 Maduro & Curiel’s, Curacao 7 9.6 13% $ 1,102.7 5% 20.2 $ 1,094.4 6,249 10,993
41 39 Republic Bank Limited, Trinidad & Tobago 8 8.8 1% $ 804.8 1% — $ — 6,758 9,719
42 41 Elavon/Santander, Puerto Rico 8.0 21% $ 580.0 19% 24.0 $ 812.0 3,623 4,112
Figures are net (gross minus chargebacks). Change in volume is based on local currency. 1 Visa and Mastercard credit, debit, and prepaid cards including Electron and
Maestro. 2 Includes American Express, Diners Club/Discover, JCB, UnionPay, and domestic debit and credit cards. 3 Number of transactions have been estimated. 4 Includes
Costa Rica, El Salvador, Guatemala, Honduras, Nicaragua, and Panama. 5 Includes U.S. Virgin Islands and British Virgin Islands. 6 POS terminals are owned by Credibanco
and Redeban. 7 Includes Aruba, Bonaire, and Sint Maarten. 8 Includes Grenada and Guyana. Foreign exchange regulations in Venezuela restricted access to U.S. dollars. This
affected the exchangeability between the Venezuelan bolivar and the U.S. dollar. Combined with the extraordinary hyperinflation, which further distorted purchase volume
when expressed in U.S. dollars, we did not include merchant acquirers from Venezuela in this ranking. © 2019 The Nilson Report
© 2019 HSN Consultants, Inc. THE NILSON REPORT SEPTEMBER 2019 / ISSUE 1160 / THE NILSON REPORT 9
POS Terminal Shipments Worldwide
from page 1... nearly 1.1 million units versus the prior year, overtook the prior year. Canada’s market share fell to 0.32%
registers (ECRs) or PC-based The market share of worldwide Shipments to Europe reached the United States in the number of POS terminal from 0.41%.
systems, or ECRs or PC-based shipments for Asia–Pacific was 7.9 million units, up 13.7%. shipments received. In Asia–Pacific, Newland Payment Technology
systems themselves. 66.90% in 2018, up from 62.73% Europe’s market share dropped to Shipments to the United States of 5.6 million continued as the largest manufacturer with 13.7
Shipments of newly the prior year. 7.63% from 9.33%, even though terminals was a decline million terminals shipped,
manufactured POS terminals into Latin America and the it received nearly 1.0 million more of 5.2%. The U.S. region’s an increase of 67.1%
Middle East—Africa overtook the
the Asia–Pacific region boomed Caribbean (LA&C) region received devices than the prior year. share of terminals shipped over 2017. China was
in 2018 to 69.3 million devices, 13.9 million POS terminals last The Middle East–Africa region worldwide fell to 5.37%
U.S. in POS terminal shipments. Newland’s largest market.
an increase of 48.3%. Asia–Pacific year, up 52.3%. This was an shipments reached 6.6 million from 7.88%. The number Shenzhen Xinguodu
accounted for 77.6% or 22.6 increase of 4.8 million units. The terminals, an increase of 19.7%. of terminals shipped to the US. fell by 306,212 units. Technology (Nexgo) ranked second largest in Asia–
million units of the total increase market share for LA&C grew to However, its market share fell to POS terminal shipments to Canada reached Pacific. It shipped 4.8 million more units in 2018 than
of 29.1 million units shipped 13.37% from 12.20%. 6.41% from 7.45%. Middle East- 330,009, an increase of 6.8%. The number of 2017, when it ranked eighth largest in the region.
in 2018. Africa, which had an increase of terminals shipped to the region grew by 21,054 versus > see p. 12
United States Canada Latin America Europe Middle East – Africa Asia – Pacific
1. Verifone 1,597,026 28.7% 1. Ingenico 122,500 37.1% 1. Pax 5,101,001 36.8% 1. Ingenico 2,875,000 36.4% 1. Dspread 1,029,000 15.5% 1. Newland 13,657,985 19.7%
2. Ingenico 948,640 17.1% 2. Dspread 55,000 16.7% 2. BBPOS 2,379,374 17.2% 2. Verifone 1,267,750 16.0% 2. Bitel 896,550 13.5% 2. Xinguodu 6,981,958 10.1%
3. First Data 700,800 12.6% 3. SZZT 43,500 13.2% 3. Ingenico 1,389,100 10.0% 3. Datecs 871,118 11.0% 3. Castles 653,000 9.8% 3. Itron 5,655,000 8.2%
4. BBPOS 572,973 10.3% 4. Verifone 34,885 10.6% 4. Verifone 1,372,083 9.9% 4. Spire 581,129 7.3% 4. Verifone 535,200 8.1% 4. Anfu 5,518,400 8.0%
5. Castles 457,000 8.2% 5. Castles 12,000 3.6% 5. Dspread 720,000 5.2% 5. Pax 426,853 5.4% 5. Pax 526,123 7.9% 5. Ingenico 5,442,200 7.9%
6. UIC 285,422 5.1% 6. YouTransactor 10,000 3.0% 6. Castles 664,000 4.8% 6. Newland 302,500 3.8% 6. SZZT 500,000 7.5% 6. MoreFun 5,028,808 7.3%
7. Equinox 252,400 4.5% 7. Bluebird 9,932 3.0% 7. YouTransactor 652,000 4.7% 7. Castles 300,700 3.8% 7. Justtide 300,000 4.5% 7. Centerm 5,024,427 7.2%
8. Pax 185,401 3.3% 8. WizarPOS 7,100 2.2% 8. SZZT 237,000 1.7% 8. Yarus 195,500 2.5% 8. CyberNet 283,700 4.3% 8. Pax 4,410,429 6.4%
9. USA Tech. 173,000 3.1% 9. Smartpeak 7,000 2.1% 9. CyberNet 188,000 1.4% 9. Worldline 145,143 1.8% 9. Ingenico 271,930 4.1% 9. Tianyu 4,129,626 6.0%
10. Square 112,573 2.0% 10. Nayax 6,000 1.8% 10. Justtide 175,000 1.3% 10. Smartpeak 105,000 1.3% 10. Newland 216,750 3.3% 10. New POS 2,274,561 3.3%
11. SZZT 102,500 1.8% 11. Yarus 3,900 1.2% 11. Gertec 168,143 1.2% 11. Dspread 99,000 1.3% 11. Sunyard 195,421 2.9% 11. Verifone 1,501,417 2.2%
12. Nayax 60,000 1.1% 12. Sunyard 3,300 1.0% 12. Spectra 143,000 1.0% 12. Telepower 95,755 1.2% 12. Bluebird 190,490 2.9% 12. Dspread 1,356,000 2.0%
13. Dspread 17,000 0.3% 13. Wiseasy 3,000 0.9% 13. Newland 123,370 0.9% 13. Bitel 91,500 1.2% 13. Spectra 180,180 2.7% 13. SZZT 1,050,000 1.5%
14. Datecs 15,128 0.3% 14. First Data 3,000 0.9% 14. Telepower 92,809 0.7% 14. CyberNet 76,100 1.0% 14. Smartpeak 171,000 2.6% 14. Sunyard 1,014,983 1.5%
15. Smartpeak 15,000 0.3% 15. Urovo 2,572 0.8% 15. Yarus 90,000 0.6% 15. Nayax 60,000 0.8% 15. Spire 129,495 1.9% 15. Castles 920,000 1.3%
16. Yarus 13,200 0.2% 16. Newland 2,190 0.7% 16. Centerm 82,829 0.6% 16. Sunyard 45,442 0.6% 16. Centerm 106,387 1.6% 16. Vanstone 840,000 1.2%
17. Urovo 9,803 0.2% 17. New POS 910 0.3% 17. Bitel 65,200 0.5% 17. YouTransactor 45,000 0.6% 17. Vanstone 85,000 1.3% 17. Smartpeak 518,000 0.7%
18. WizarPOS 9,500 0.2% 18. Telepower 839 0.3% 18. Wiseasy 45,000 0.3% 18. Vanstone 36,000 0.5% 18. Telepower 83,565 1.3% 18. Bitel 427,050 0.6%
19. Telepower 8,692 0.2% 19. Waypotat 720 0.2% 19. New POS 35,649 0.3% 19. First Data 35,370 0.4% 19. WizarPOS 47,080 0.7% 19. Wiseasy 390,000 0.6%
20. Xinguodu 4,081 0.1% 20. Pax 611 0.2% 20. Sunyard 31,310 0.2% 20. NewNote 35,222 0.4% 20. Xinguodu 43,414 0.7% 20. Telepower 388,183 0.6%
21. ACS 4,000 0.1% 21. Vanstone 600 0.2% 21. WizarPOS 25,300 0.2% 21. CCV 27,000 0.3% 21. New POS 43,076 0.6% 21. Urovo 364,595 0.5%
22. Sunyard 3,300 0.1% 22. Spectra 450 0.1% 22. Datecs 18,035 0.1% 22. Urovo 25,024 0.3% 22. Worldline 37,288 0.6% 22. WizarPOS 312,100 0.5%
23. MagTek 3,300 0.1% TOTAL 330,009 23. Smartpeak 14,000 0.1% 23. SZZT 23,000 0.3% 23. Yarus 27,800 0.4% 23. Spectra 310,328 0.4%
24. YouTransactor 3,000 0.1% Totals Include: 1. Wiseasy (300), New POS (52), MoreFun (27). 24. Vanstone 12,000 0.1% 24. WizarPOS 20,400 0.3% 24. Urovo 24,988 0.4% 24. BBPOS 297,779 0.4%
25. Bluebird 2,825 0.1% 2. First Data (975), Waypotat (548), Worldline (43), ACS (14). 25. Xinguodu 7,174 0.1% 25. Justtide 20,000 0.3% 25. Waypotat 24,890 0.4% 25. Justtide 255,000 0.4%
26. Newland 2,050 < 0.1% 3. Payter (7,780), UIC (5,677), Centerm (3,801), BBPOS (2,397), 26. Bluebird 4,978 < 0.1% 26. New POS 19,961 0.3% 26. Datecs 12,181 0.2% 26. CyberNet 242,500 0.3%
Waypotat (2,200), Feitian (1,000), Wiseasy (200), ACS (191),
27. Bitel 1,500 < 0.1% MoreFun (90). 4. NewNote (1,250), First Data (1,000), Linkwell (951), 27. Spire 4,640 < 0.1% 27. Spectra 15,620 0.2% 27. Wiseasy 11,500 0.2% 27. TopWise 220,928 0.3%
28. Vanstone 1,500 < 0.1% BBPOS (340), MoreFun (36), ACS (28), UIC (15). 5. Spire (86,230), 28. Feitan 3,000 < 0.1% 28. Bluebird 15,200 0.2% 28. Thumbzup 5,000 0.1% 28. Linkwell 149,204 0.2%
29. Worldline 630 < 0.1% Feitan (74,300), Yarus (59,000),Bluebird (40,634), Toshiba (35,000), 29. Urovo 2,940 < 0.1% 29. FlyPOS 14,600 0.2% 29. Nayax 4,000 0.1% 29. Panasonic 133,000 0.2%
30. Waypotat 520 < 0.1% YouTransactor (35,000), Nayax (22,000), Worldline (15,515), 30. Nayax 2,000 < 0.1% 30. Xinguodu 13,094 0.2% 30. YouTransactor 2,500 < 0.1% 30. Datecs 105,077 0.2%
SCSPro (8,000), Thumbzup (2,000), ACS (1,948), Waypotat (1,530),
TOTAL 5,563,143 1 TOTAL 13,850,515 2 TOTAL 7,907,317 3 TOTAL 6,641,128 4 TOTAL 69,303,286 5
First Data (1,315), UIC (1,276). © 2019 The Nilson Report
10 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive © 2019 HSN Consultants, Inc. THE NILSON REPORT SEPTEMBER 2019 / ISSUE 1160 / THE NILSON REPORT 11
© 2019 HSN Consultants, Inc. THE NILSON REPORT All Rights Reserved. Reproducing or allowing reproduction or dissemination of any portion of this newsletter in any manner for any purpose is strictly prohibited and
may violate the intellectual property rights of HSN Consultants, Inc. dba The Nilson Report.
12 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive