NMB Careers New June
NMB Careers New June
NMB Careers New June
Job Location :
Head Office, Hq
Job Purpose:
Support and create interfaces for Core Banking Systems (CBS) and be responsible for resolving
incidents at a Level 2 in the back-end Core Banking Application systems. Support End of Day (EOD)
operators and coordinating Level 3 support issues for all back-end Core Banking Application systems
with offshore support teams for proactive and active support.
Main Responsibilities:
NMB Bank Plc is committed to creating a diverse environment and is proud to be an equal
opportunity employer
Job Location :
Head Office
Job Purpose:
Timely and quality assessment of proposals for credit facilities (new and/or existing) based on sound
credit & financial principles with the view of providing expert opinion to the approving authorities for
them make informed decision /judgement.
Main Responsibilities:
Provide direct (specialist/ professional) credit assessment and evaluation to whether a credit
proposal meets criteria and counter-party credit risk falls within acceptable parameters, and
independently recommend appropriate credit proposal including terms or conditions where
necessary to ring fence exposure in the following but not limited to staff loans, Wholesale,
Mortgage loans, MSME, Consumer, Agribusiness, structured Trade facilities.
Attend and present papers to Retail Credit Committee and Wholesale Credit Committee
meetings.
Prepare and present various credit reports as will be required to various committees.
Interrogate information obtained to gain a thorough understanding of business parameters,
which creates profit/value as well as the associated risks.
Identify, quantify, and evaluate sources of risks of credit portfolio or individual client and
where possible, provide mitigations.
Provide technical support to other Credit Analysts / Officers, Relationship Officers
(ROs)/Relationship Managers (RMs) including coaching to improve quality of the credit
proposals recommended for approval.
Appropriately structure a deal in line with the purpose and cash inflows.
Review and approve applications up to TZS 50Million submitted to Credit.
Review applications reviewed by Credit Analysts before submission for approvals.
Adhere to agreed TAT and CREDCO (Retail and Wholesale) calendars without necessarily
compromising with quality of the credit proposals / decisions.
Attend CREDCO meetings (Wholesale and Retail) held on a weekly basis and provide sound
Credit & financial principles opinions to approving authorities for final decision.
Attend other Credit related meetings from Zones and other business units
Review credit policy and related manuals and update where necessary.
Be able to defend own judgement in a manner which does not negatively affect the business
relationship.
Utilize industry and market information available to identify and understand contextual threats
to existing and potential clients.
Build a smooth working relationship with business counterparty at Head Office and branches
to improve quality of business proposals and turnaround time on credit evaluations.
Detect and evaluate shifts or changes in key risk parameters in a business relationship or
industry and evaluates the implications of such changes on continued business dealings.
Work closely with the Credit Risk department members to comply with Risk and Control
Assessment (RCA) testing and other quarterly reviews as per BOT requirements.
Take and/or recommend remedial /appropriate actions for deteriorating exposure identified
during review process;
Leadership roles – mentor, guide and monitor Credit Analysts for timely and quality
assessments and evaluation of propositions submitted (new/existing)
Keep track records of all incoming and outgoing credit applications/memos etc.
Respond to all audit and BoT queries when need be.
Knowledge and Skills:
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