2019-10-01 - Welcome To Internet Banking
2019-10-01 - Welcome To Internet Banking
2019-10-01 - Welcome To Internet Banking
1 October 2019
Customer Identification Number: 1458670538
Dear Miss Alkhatib
Thank you for registering for Online Banking. With Online Banking you can take care of your everyday
banking when it suits you.
• Bank when it suits you - access your accounts 24/7, 365 days a year *
• View recent transactions and up to six years' worth of statements
• Send money within the UK or internationally
• Manage your Direct Debits and standing orders
• Apply for an HSBC Credit Card, transfer balances, request a new credit limit
• Send money between your accounts
• Order foreign currency for delivery to your home or branch
• Let us know you're going outside the UK so we can update our fraud prevention systems
You'll need your secure key to access Online Banking – keep it safe.
We'll never ask you to disclose any security codes from your Secure Key on the telephone, in emails
or in text messages. Only fraudsters will.
As an Online Banking user, your account statements and correspondence will be available online to view,
print and download at any time. If you would prefer these to be sent to you in the post, you can change how
we send communications to you within Online Banking or by contacting us.
Our Digital Banking Terms and Conditions are enclosed. Please read this document carefully.
If you haven't already done so, why not download the HSBC Mobile Banking app, making it even easier to
manage your money wherever you are.**
Continued... 1458670538_SASTRMCN
HSBC UK Bank plc, Customer Information Services, PO Box 6201, Coventry CV3 9GW.
Registered in England and Wales number 09928412. Registered Office: 1 Centenary Square, Birmingham B1 1HQ
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our firm
reference number is 765112
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Yours sincerely
1458670538_SASTRMCN
Digital Banking Terms
for Online and Mobile
Banking
Effective from 13 January 2018
Contents
1. Who’s this agreement between? 3
2. What do these terms cover? 3
3. How do these terms fit with your other agreements with us? 3
4. Keeping up security 4
5. Upgrades and availability 4
6. What’s our liability to you? 4
7. How you can end this agreement 5
8. How we can end this agreement 5
9. Changes we can make 6
10. Things you should not do 6
11. Other things you should know 6
12. Contacting each other 7
Important information 8
Privacy8
Trademarks 8
Taxes8
Cancellation8
How we are authorised 8
2
If you’d like this document in another format such as large print, Braille or audio please contact us
using the contact details set out in your Product terms.
3. How do these terms fit with your other agreements with us?
Where can I find the terms that are relevant to my
These terms Product terms
products/accounts?
Use of our digital banking services (available online and
through our Mobile Banking App) to access your accounts 3 7
and related services
Use of your products or accounts
7 3
What happens and who is responsible for unauthorised
payments (if you can make payments from your account 7 3
online or through the Mobile Banking App)
How to report a lost or stolen card or cheque
7 3
How you can make a complaint about your account or
product or our digital banking services 7 3
How your money is protected
7 3
What country’s courts and laws apply to this agreement and
our dealings before you take this service 7 3
If there’s a conflict between these terms and the Product terms, these terms will apply.
Some digital banking features may not be available depending on your computer, mobile
device or operating system.
You may not be able to access all the products and services we offer through digital banking.
We can restrict access to digital banking for any of the reasons set out in your Product terms.
We may add products and services you receive (individually or jointly with someone else)
from us, another HSBC Group company or certain other third parties to your Online and
Mobile Banking access.
We’ll communicate with you at all times in English.
3
We don’t charge for our digital banking services but you may be charged for making certain types of
payments. You can find further details in your Product terms. Your network operator may also charge
you for using the internet.
4. Keeping up security
We’ll do all we reasonably can to prevent unauthorised access to your accounts through digital
banking. You must also act reasonably to prevent misuse of your accounts through digital banking.
If you don’t, we may block your access to protect you and us from unauthorised use.
If someone else tries to access, or has accessed, your accounts through digital banking without
your permission you must contact us as soon as possible. We’ll ask you to give us information or
other help and we may also give, or ask you to give, information to the police to assist with any
investigation.
You should also check your Product terms as they may tell you more about what you need to do to
keep your accounts or products secure.
You can find more information about using our digital banking services, including tips about how to
keep your accounts secure and how to make payments, in Banking made easy (if you have a current
account or savings account), when you log in to digital banking and on our website.
4
We’ll use reasonable skill and care to ensure that digital banking is safe and secure and does not
contain viruses or other damaging property, for example by incorporating security features into it,
however, we can’t guarantee that this will be the case or that no damage will occur to your data,
software, computer, mobile device or other digital content. If we fail to comply with this and you
suffer loss and/or damage to your data, software, device, digital content and/or other equipment,
we’ll be liable.
We won’t be responsible for:
• any equipment, software or user documentation which someone other than us produces for use
with digital banking; and
• any service you use to access digital banking or which you access through digital banking which
we don’t control.
If you use digital banking outside the UK, Channel Islands or Isle of Man we won’t be liable to you if
this does not comply with any local laws. We may block your access to our digital banking services if
you try to access them from a country that is subject to sanctions (even if you’re only there for a short
period of time).
5
Immediately and without notice to our Mobile Banking App
We can also do this for our Mobile Banking App if:
• we suspect that your mobile device is not secure or contains, or is vulnerable to, viruses or
malicious software;
• the manufacturer of your mobile device or operating system withdraws the Mobile Banking
App or we stop supporting it;
• you cancel your registration for Online Banking;
• you do not use it for 12 months. We may ask you to sign up again.
We’ll tell you if possible before we do this and why. We may not always be able to contact you,
for example because of legal or regulatory restrictions.
6
What is the HSBC Group?
This means HSBC Holdings plc and all its subsidiary, associated and affiliated companies.
My Documents
Once you register for digital banking, we may place documents in the ‘My documents’ facility.
We may stop sending certain correspondence by post so it’s important you check My documents
regularly. If we’ve got an up-to-date email address for you, we’ll send an email each time we place
something new in My documents and won’t change or delete them. If your relationship with us ends,
you can ask us for copies of everything we put in My documents for the previous six years.
7
Important information
Privacy
Your privacy is important to HSBC.
Our Privacy Notice explains how we collect, use, disclose, transfer, and store your information
and sets out your rights to your information. We provide our Privacy Notice to you separately and
will inform you when we make any changes to it. You can also find it at: www.hsbc.co.uk or
www.ciiom.hsbc.com (for customers in the Channel Islands and the Isle of Man) or you can ask for
a copy in branch.
Trademarks
“HSBC” and our Hexagon logo are registered trademarks.
iPhone, iPad, iPod Touch and Apple are trademarks of Apple Inc. Apple App Store is a service mark of
Apple Inc. Android™ is a trademark of Google Inc.
Taxes
You may have to pay other taxes or costs in relation to this agreement that are not imposed by us or
paid through us.
Cancellation
For a period of 14 days starting the day after you receive these terms, you have the right to cancel
your agreement with us. You can do this by writing to HSBC Bank plc, Customer Information,
PO Box 6201, Coventry CV3 9HW or by contacting us through Online Banking.
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hsbc.co.uk
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