ARMY GROUP INSURANCE FUND

(AGIF PAN NO : AABTA2011N)

INTEREST PAID CERTIFICATE

Certificate of Loan Recovery for the period of 01-04-2022 to 31-03-2023 as on 13-04-2023.

1. This is to certify that LT COL SANJEEV KUMAR PRASAD Folio No 248/OA has been granted a
HOUSE BUILDING ADVANCE of 4000000.00 /- in respect of the following property.
AWHO,AWHO LUCKNOW, -
2. The above loan is repayable in Equated Monthly Installments comprising of Principal and Interest. The total
amount of EMIS's received from 01-04-2022 to 31-03-2023 is Rs. 682236.00 /-. The break-up of this Principal
and Interest is as under:-
(a). Principal Component :- Rs. 536622.79 /-
(b). Interest Component :- Rs. 145613.21 /-

(c). Total PRE-EMI Interest :- Rs. 244617.00 /-(Paid during previous FY)

THE AMORTISATION OF THE LOAN IS ON THE BASIS OF MONTHLY REST AND THE
PRINCIPAL AMOUNT OUTSTANDING IS REDUCED BY THE PRINCIPAL REPAID THROUGH
EMI'S ON MONTHLY BASIS.

NOTE: This Certificate is issued in order to enable you to claim the deduction from Taxable Income under
INCOME TAX ACT 1961 as amended from time to time and present policy on the subject. The Principal
outstanding as indicated in this certificate has been computed by amortising the loan on as accrual basis. You are
requested to keep us updated with your latest postal address.

Date - 13-04-2023

THIS IS COMPUTER GENERATED FILE SO SIGNATURE IS NOT REQUIRED

PLEASE UPDATE YOUR MOBILE NO WITH US TO UPDATE YOU ON SMS ALERTS

LT COL SANJEEV KUMAR PRASAD

CQA (L) Bangalore
 ARMY GROUP INSURANCE FUND

INTEREST DUE CERTIFICATE

Provisional Statement For Claiming Deduction Under Section 80C & 24(i)(vi) of the
INCOME TAX ACT 1961 FOR the period 01-04-2023 to 31-03-2024 as on 13-04-2023.

TO WHOM SO EVER IT MAY CONCERN

1. This is to confirm that LT COL SANJEEV KUMAR PRASAD Folio No 248/OA has been sanctioned a
HOUSE BUILDING ADVANCE of 4000000.00 /- in respect of the following property.
AWHO,AWHO LUCKNOW, -
2. The above loan is repayable in Equated Monthly Installments comprising of Principal and Interest. The total
amount of EMIS's payable from 01-04-2023 to 31-03-2024 is Rs. 682236.00 /-. The break-up of this Principal
and Interest is as under:-
(a). Principal Component :- Rs. 578282.18 /-
(b). Interest Component :- Rs. 103953.82 /-

NOTE:

Interest is calculated on Monthly rest 578282.18 repayments are credited at the end of each month. Interest and
Principal figure are subject to change in repayment schedule. Interest payable on the loan (including Pre-EMI
103953.82, if any) is allowed as a deduction under section 24(I)(VI). 578282.18 repayments through EMIs and/or
repayments quality for deductions under section 80C, if the amount is ACTUALLY PAID BY SANJEEV
KUMAR PRASAD. Deduction under IT ACT may be claimed by the loanee as per the policy in vouge.

NOTE: (i) The Construction of the property is completed as specified. (ii) The repayment of the loan is made out
of income chargeable to tax. (iii) The property for which the loan is taken is not transfered before the expiry of 5
years from the end of the financial year in which the possesion of such property is obtained.
(THESE CONDITIONS HAVE NOT BEEN VERIFIED BY AGIF)
THESE CERTIFICATE BEING PROVISIONAL IN NATURE REQUIRED NO AUTHORISATION FROM
ARMY GROUP INSURANCE FUND
Date - 13-04-2023

THIS IS COMPUTER GENERATED FILE SO SIGNATURE IS NOT REQUIRED

PLEASE UPDATE YOUR MOBILE NO WITH US TO UPDATE YOU ON SMS ALERTS

LT COL SANJEEV KUMAR PRASAD

CQA (L) Bangalore
 ARMY GROUP INSURANCE FUND

LOAN STATEMENT OF ACCOUNT

AS ON DATE 13-04-2023

Name OF Loanee: SANJEEV KUMAR PRASAD

Folio Number: 248/OA
Loan Amount: 4000000.00

INT.
EMI EMI OPENING ACT REC REFUND CLOSING
ROI PRIN INT ADD
NO. DATE BAL. EMI AMT AMT BAL.
ON
1 01-03-2018 8.15 3048000.00 56853.00 56853.00 36152.00 20701.00 0.00 0.00 3011848.00
2 01-04-2018 8.15 3011848.00 56853.00 56853.00 36397.53 20455.47 0.00 0.00 2975450.47
3 01-05-2018 8.15 2975450.47 56853.00 47953.00 27744.73 20208.27 0.00 8900.00 2947705.74
4 01-06-2018 8.15 2947705.74 56853.00 56853.00 36833.17 20019.83 0.00 0.00 2910872.57
5 01-07-2018 8.15 2910872.57 56853.00 56853.00 37083.32 19769.68 0.00 0.00 2873789.25
6 01-08-2018 8.15 2873789.25 56853.00 56853.00 37335.18 19517.82 0.00 0.00 2836454.07
7 01-09-2018 8.15 2836454.07 56853.00 56853.00 37588.75 19264.25 0.00 0.00 2798865.32
8 01-10-2018 8.15 2798865.32 56853.00 56853.00 37844.04 19008.96 0.00 0.00 2761021.28
9 01-11-2018 8.15 3713021.28 56853.00 56853.00 31635.40 25217.60 0.00 0.00 3681385.88
10 01-12-2018 8.15 3681385.88 56853.00 56853.00 31850.25 25002.75 0.00 0.00 3649535.63
11 01-01-2019 8.15 3649535.63 56853.00 56853.00 32066.57 24786.43 0.00 0.00 3617469.06
12 01-02-2019 8.15 3617469.06 56853.00 56853.00 32284.36 24568.64 0.00 0.00 3585184.70
13 01-03-2019 8.15 3585184.70 56853.00 56853.00 32503.62 24349.38 0.00 0.00 3552681.08
14 01-04-2019 8.15 3552681.08 56853.00 56853.00 32724.37 24128.63 0.00 0.00 3519956.71
15 01-05-2019 8.15 3519956.71 56853.00 56853.00 32946.63 23906.37 0.00 0.00 3487010.08
16 01-06-2019 8.15 3487010.08 56853.00 56853.00 33170.39 23682.61 0.00 0.00 3453839.69
17 01-07-2019 8.15 3453839.69 56853.00 56853.00 33395.67 23457.33 0.00 0.00 3420444.02
18 01-08-2019 8.15 3420444.02 56853.00 56853.00 33622.48 23230.52 0.00 0.00 3386821.54
19 01-09-2019 8.15 3386821.54 56853.00 56853.00 33850.84 23002.16 0.00 0.00 3352970.70
20 01-10-2019 8.15 3352970.70 56853.00 56853.00 34080.74 22772.26 0.00 0.00 3318889.96
21 01-11-2019 8.15 3318889.96 56853.00 56853.00 34312.21 22540.79 0.00 0.00 3284577.75
22 01-12-2019 8.15 3284577.75 56853.00 56853.00 34545.24 22307.76 0.00 0.00 3250032.51
23 01-01-2020 8.15 3250032.51 56853.00 56853.00 34779.86 22073.14 0.00 0.00 3215252.65
24 01-02-2020 8.15 3215252.65 56853.00 56853.00 35016.08 21836.92 0.00 0.00 3180236.57
25 01-03-2020 8.15 3180236.57 56853.00 56853.00 35253.89 21599.11 0.00 0.00 3144982.68
26 01-04-2020 8.15 3144982.68 56853.00 56853.00 35493.33 21359.67 0.00 0.00 3109489.35
27 01-05-2020 8.15 3109489.35 56853.00 56853.00 35734.38 21118.62 0.00 0.00 3073754.97
28 01-06-2020 8.15 3073754.97 56853.00 56853.00 35977.08 20875.92 0.00 0.00 3037777.89
29 01-07-2020 8.15 3037777.89 56853.00 56853.00 36221.43 20631.57 0.00 0.00 3001556.46
30 01-08-2020 8.15 3001556.46 56853.00 56853.00 36467.43 20385.57 0.00 0.00 2965089.03
31 01-09-2020 8.15 2965089.03 56853.00 56853.00 36715.10 20137.90 0.00 0.00 2928373.93
32 01-10-2020 7.50 2928373.93 56853.00 56853.00 38550.66 18302.34 0.00 0.00 2889823.27
33 01-11-2020 7.50 2889823.27 56853.00 56853.00 38791.60 18061.40 0.00 0.00 2851031.67
34 01-12-2020 7.50 2851031.67 56853.00 56853.00 39034.05 17818.95 0.00 0.00 2811997.62
35 01-01-2021 7.50 2811997.62 56853.00 56853.00 39278.01 17574.99 0.00 0.00 2772719.61
36 01-02-2021 7.50 2772719.61 56853.00 56853.00 39523.50 17329.50 0.00 0.00 2733196.11
37 01-03-2021 7.50 2733196.11 56853.00 56853.00 39770.52 17082.48 0.00 0.00 2693425.59
38 01-04-2021 7.50 2693425.59 56853.00 56853.00 40019.09 16833.91 0.00 0.00 2653406.50
39 01-05-2021 7.50 2653406.50 56853.00 56853.00 40269.21 16583.79 0.00 0.00 2613137.29
40 01-06-2021 7.50 2613137.29 56853.00 56853.00 40520.89 16332.11 0.00 0.00 2572616.40
41 01-07-2021 7.50 2572616.40 56853.00 56853.00 40774.15 16078.85 0.00 0.00 2531842.25
42 01-08-2021 7.50 2531842.25 56853.00 56853.00 41028.99 15824.01 0.00 0.00 2490813.26
43 01-09-2021 7.50 2490813.26 56853.00 56853.00 41285.42 15567.58 0.00 0.00 2449527.84
44 01-10-2021 7.50 2449527.84 56853.00 56853.00 41543.45 15309.55 0.00 0.00 2407984.39
45 01-11-2021 7.50 2407984.39 56853.00 56853.00 41803.10 15049.90 0.00 0.00 2366181.29
46 01-12-2021 7.50 2366181.29 56853.00 56853.00 42064.37 14788.63 0.00 0.00 2324116.92
47 01-01-2022 7.50 2324116.92 56853.00 56853.00 42327.27 14525.73 0.00 0.00 2281789.65
48 01-02-2022 7.50 2281789.65 56853.00 56853.00 42591.81 14261.19 0.00 0.00 2239197.84
49 01-03-2022 7.50 2239197.84 56853.00 56853.00 42858.01 13994.99 0.00 0.00 2196339.83
50 01-04-2022 7.50 2196339.83 56853.00 56853.00 43125.88 13727.12 0.00 0.00 2153213.95
51 01-05-2022 7.50 2153213.95 56853.00 56853.00 43395.41 13457.59 0.00 0.00 2109818.54
52 01-06-2022 7.50 2109818.54 56853.00 56853.00 43666.63 13186.37 0.00 0.00 2066151.91
53 01-07-2022 7.50 2066151.91 56853.00 56853.00 43939.55 12913.45 0.00 0.00 2022212.36
54 01-08-2022 7.50 2022212.36 56853.00 56853.00 44214.17 12638.83 0.00 0.00 1977998.19
55 01-09-2022 7.50 1977998.19 56853.00 56853.00 44490.51 12362.49 0.00 0.00 1933507.68
56 01-10-2022 7.50 1933507.68 56853.00 56853.00 44768.58 12084.42 0.00 0.00 1888739.10
57 01-11-2022 7.50 1888739.10 56853.00 56853.00 45048.38 11804.62 0.00 0.00 1843690.72
58 01-12-2022 7.50 1843690.72 56853.00 56853.00 45329.93 11523.07 0.00 0.00 1798360.79
59 01-01-2023 7.50 1798360.79 56853.00 56853.00 45613.25 11239.75 0.00 0.00 1752747.54
60 01-02-2023 7.50 1752747.54 56853.00 56853.00 45898.33 10954.67 0.00 0.00 1706849.21
61 01-03-2023 7.50 1706849.21 56853.00 56853.00 46185.19 10667.81 0.00 0.00 1660664.02
62 01-04-2023 7.50 1660664.02 56853.00 0.00 0.00 10379.15 10379.15 0.00 1671043.17

THIS IS COMPUTER GENERATED FILE SO SIGNATURE IS NOT REQUIRED

PLEASE UPDATE YOUR MOBILE NO WITH US TO UPDATE YOU ON SMS ALERTS