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    Young Star - One Pager - Version 1.4 - September 2021

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    Shihb
    This document summarizes a Young Star Insurance Policy for individuals and families between 18-40 years old. The policy provides coverage for in-patient hospitalization, day care procedures, pre and post-hospitalization expenses, road ambulance costs, e-medical opinions, and health check-ups. It offers features like automatic restoration of the sum insured, no claim bonus up to 100%, and additional coverage for road traffic accidents. The policy has an initial waiting period of 30 days and 12-month waiting periods for specific pre-existing diseases.

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    Young Star - One Pager - Version 1.4 - September 2021

    Uploaded by

    Shihb
    93 views1 page
    This document summarizes a Young Star Insurance Policy for individuals and families between 18-40 years old. The policy provides coverage for in-patient hospitalization, day care procedures, pre and post-hospitalization expenses, road ambulance costs, e-medical opinions, and health check-ups. It offers features like automatic restoration of the sum insured, no claim bonus up to 100%, and additional coverage for road traffic accidents. The policy has an initial waiting period of 30 days and 12-month waiting periods for specific pre-existing diseases.

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    Young Star_One pager_Version 1.4_September 2021

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    This document summarizes a Young Star Insurance Policy for individuals and families between 18-40 years old. The policy provides coverage for in-patient hospitalization, day care procedures, pre and post-hospitalization expenses, road ambulance costs, e-medical opinions, and health check-ups. It offers features like automatic restoration of the sum insured, no claim bonus up to 100%, and additional coverage for road traffic accidents. The policy has an initial waiting period of 30 days and 12-month waiting periods for specific pre-existing diseases.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    93 views1 page

    Young Star - One Pager - Version 1.4 - September 2021

    Uploaded by

    Shihb
    This document summarizes a Young Star Insurance Policy for individuals and families between 18-40 years old. The policy provides coverage for in-patient hospitalization, day care procedures, pre and post-hospitalization expenses, road ambulance costs, e-medical opinions, and health check-ups. It offers features like automatic restoration of the sum insured, no claim bonus up to 100%, and additional coverage for road traffic accidents. The policy has an initial waiting period of 30 days and 12-month waiting periods for specific pre-existing diseases.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 1

    Young Star Insurance Policy

    Version_1.0_SP Parameters SHAHLIP22036V042122

    About the policy This is an indemnity policy available for Youngsters


    Policy Type For Individuals & Family
    18 years – 40 years
    Entry Age For Adults: 18 years – 40 years (Family Size – 2 Adults + 3 Dependent Children)
    For Dependent Children: 91days - 25 years
     Available for including newly married spouse and/or legally adopted child (Intimation
    Midterm Inclusion
    should be given within 45 days from the date of marriage or date of adoption)
     New Born on paying additional premium (Intimation should be given within 90 days from
    D.O.B)

    Renewal Available - Lifelong


    Features

    Policy Term One Year, Two Years & Three Years


    Quarterly/ Half-Yearly/ Yearly/ Once in 2 Years/ Once in 3 Years
    Premium Payment Options

    Pre - Medical Screening Not required

    Sum Insured (Lakhs) 3L/ 5L/ 10L/ 15L/ 20L/ 25L/ 50L/ 75L/ 100L (3 Lakhs sum insured is not available for
    Floater)
    Plan Options Silver Plan & Gold Plan
    Coverage

    In-patient Hospitalization Room - Single Private AC Room

    Day Care Procedures All day care procedures are covered (Actuals)
    Pre & Post-Hospitalization 60 Days & 90 Days

    Road Ambulance Covered (Actuals) (i) for transportation to hospital (ii) from one hospital to other hospital

    E-Medical Opinion Available from the Company’s expert panel mail id:e_medical.opinion@starhealth.in

    Health Check-up Sum Insured 3 Lakhs 5 Lakhs 10 Lakhs 15 Lakhs & above
    (available after each policy Individual Cover 1,500 2,000 3,000 3,500
    year)
    Floater Cover N.A 3,000 4,000 5,000
    Automatic Restoration Restoration triggers upon partial/full utilization of limit of cover
    (Up to 100%, Once in every (Limit of Cover= Basic suminsured +NCB)
    policy year)
     Restored sum insured can be utilized for all claims (for subsequent hospitalizations)
     The maximum liability in a Single claim will be up to the limit of cover
    Coverage

    No Claim Bonus 20% for each claim free year subject to a maximum of 100%

    Additional Cover for RTA In case of RTA, 25% of sum insured (or) max up to Rs 10 Lakhs

    Star Wellness Program Wellness platform is available both in our mobile app “Star Power” & Customer Portal
    (for Insured aged = > 18 years) (Retail). The Insured can earn reward points and avail premium discount up to 10% on the
    renewal premium by enrolling and achieving the wellness goals

    Discount for early Entry If entered before 36 years, continued the policy, from 41 years age 10% discount will be
    given. Life long available
    Delivery Expenses
    Covered - Up to Rs.30,000 per delivery (Waiting period - 36 months for 1st delivery & 24
    (Gold Plan)
    months for 2nd delivery)
    Hospital Cash Benefit Rs.1,000 per day, Maximum 7days per admission, 14 days per policy period
    (Gold Plan)

    Modern treatments Based on the Sum insured chosen limits differ, refer policy wording for further details

    Waiting Period
    Initial waiting period 30 days (not applicable for Accidents)

    12 Months
    For Specific diseases (a) Diseases of ENT and Thyroid
    Waiting Period

    (b) All types of Hydrocele, Hernia, Vericocele, Piles, Fistula and Fissure in Ano

    (c) Diseases of Female Reproductive System


    (d) Calculus diseases of the Gall Bladder, Kidney and Urinary Tract

    For Pre-existing diseases 12 months

    * The information provided in this document is only indicative. For more details on the terms and conditions, please read the policy wordings before concluding a sale.

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