Standard Chartered Credit Card

1. The promotion period (“Promotion Period”) is on 1 - 30 June 2022, both days inclusive,
unless otherwise stated.

2. All applications received after the specified Promotion Period, or submitted through any
means other than specified below, will not be eligible for the Promotion. Any
correspondence on missing and/or delayed submissions shall not be entertained.

3. This promotion (“Promotion”) is organised by SingSaver Pte Ltd (“SingSaver”) and is open to
all residents of Singapore. Residents of Singapore include Singaporeans, Permanent
Residents and foreigners holding Employment Passes, S Passes and work permits.
SingSaver reserves all rights to reject any rewards redemption submissions if the user is not
a resident of Singapore.

4. By participating in this Promotion, each participant agrees to be bound by these Terms and
Conditions. SingSaver reserves the right to amend the Terms and Conditions of the
Promotion at any time, without prior notice.

5. To be eligible for the Promotion (“Eligible Participants”), the participant must:

i. Submit an application for a credit card (“Eligible Card”, Table 1 below) on the
promotion website https://www.singsaver.com.sg/ (“Promotion Page”) as a main
cardholder during the Promotion Period.

Eligible Cards:
Card
Credit Cards Reward
Provider

Standard
Chartered ● Standard Chartered Smart Credit Card See here
Bank
Table 1: Eligible cards

Complete the Rewards Redemption Form sent to their registered email address
within the first 14 days of card application.

a. Rewards Redemption Forms are unique to each individual application.

If the participant does not receive the Rewards Redemption Form immediately
after submitting their application, please contact info@singsaver.com.sg
immediately for assistance. Participants found sharing the Rewards Redemption
Form may be disqualified from receiving the rewards.

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 b. Participants who do not complete the Rewards Redemption Form fully, and
accurately will not be eligible for the rewards.

ii. Have their Eligible Card (shown in Table 1 above) application approved by the
respective Card Provider

a. The approval must be final and unconditional.

b. The approval must be given by 14 days after 30 June 2022.

iii. Have their approved Eligible Card activated within the first 30 days of card approval.
Note that the 30-day card activation clause applies to physical credit credit cards
only, i.e. if digital CC is activated and physical CC is not activated, Standard
Chartered card applicants will not be eligible for the gift.

Missing the deadline for physical card activation will result in forfeiture of the Gift
Reward, even if it is a result of loss of card or non-receipt of physical credit cards, or
any other reasons, subject to Standard Chartered Bank’s discretion. Please reach out
to Standard Chartered Bank for replacement or further enquiries.

iv. Make a minimum spend of S$350 (on either the physical or digital version of the
Credit Card) as defined by “Qualifying Spend” within a 30-day period from the
account opening date and in any event no later than 14 August 2022.

"Qualifying Spend" refers to any retail transactions (including internet purchases)

which do not arise from
(i) any Equal Payment Plan (EPP) purchases,
(ii) refunded/disputed/unauthorised/fraudulent retail purchases,
(iii) Quick Cash and other instalment loans,
(iv) bill payments made using the Eligible Card as a source of funds,
(v) late payment fees and (vii) any other form of service/ miscellaneous fees.

v. “Qualifying Spend” inclusion apply for putting new credit card-on-file on under one or
more of the following Merchant where the cardholder authorizes the merchant to
store their credentials (including, but not limited to, an account number or payment
token) for future transactions.>; and

vi. “Qualifying Spend” exclusions apply for any transaction classified under one or more
of the following Merchant Category Codes:
(i) 6051 (Non-Financial Institutions – Foreign Currency, Non-Fiat Currency (for
example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not
Stored Value Load), Travelers Cheques, and Debt Repayment),
(ii) 6211 (Security Brokers/Dealers),
(iii) 4829 (Money Transfer) and 6513 (Real Estate Agents and Managers),
(iv) 8211 (Elementary and Secondary Schools),
(v) 8220 (Colleges, Universities, Professional Schools, and Junior Colleges),
(vi) 8241 (Correspondence Schools), 8244 (Business and Secretarial Schools),
(vii) 8249 (Vocational and Trade Schools) and 8299 (Schools and Educational
Services (Not Elsewhere Classified),

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 (ix) 9211 (Court Costs, Including Alimony and Child Support),
(x) 9222 (Fines), 9223 (Bail and Bond Payments),
(xi) 9311 (Tax Payments)
(xii) 9399 (Government Services (Not Elsewhere Classified))
(xiii) 9402 (Postal Services – Government Only) and 9405 (U.S. Federal Government
Agencies or Departments);
(xiv) 8398 (Charitable Social Service Organizations), 8651 (Political Organizations) and
8661 (Religious Organizations);
(xv) 7523 (Parking Lots, Parking Meters and Garages);
(xvi) 7349 (Cleaning, Maintenance and Janitorial Services); and
a. any cash advance;
b. any fees or charges (including but not limited to annual card fees, service
fees, interest charges, cheque processing fees, administrative fees, finance
charges, and/or late payment charges and other miscellaneous fees and
charges);
c. any Credit Card Funds Transfer;
d. any monthly instalment of an EasyPay transaction;
e. any amount charged to your credit card that is subsequently cancelled,
voided, refunded or reversed;
f. recurring payments (being automatic payments where you (including your
supplementary cardholder(s) on your credit card account) have given a
one-time authorisation or instruction for the merchant to charge the payment
directly to your credit card at a fixed interval, such as transactions made
pursuant to Standard Chartered Bank (Singapore) Limited’s 0% Interest
Instalment Plan) or payments made to all billing organisations using Standard
Chartered Online Banking or mobile app;
g. AXS, SAM or ATM transactions made using your credit card;
h. amounts which have been rolled over from any preceding month’s statement;
i. tax refunds credited into your credit card account;
j. any insurance premiums charged to your credit card;
k. any payments related to betting (including lottery tickets, casino gaming chips,
off-track betting, and wagers at race tracks) through any channel charged to
your credit card.

vii. “Qualifying Spend” exclusions apply for any top-ups or payment of funds to any
prepaid cards and any prepaid accounts including without limitation, any transaction
classified under either of the following Merchant Category Codes:
a. Financial Institutions – Merchandise, Services, and Debt Repayment (6012); or
b. Non-Financial Institutions – Stored Value Card Purchase/Load (6540); and
c. Any top-ups or payment of funds to the following accounts or any other
accounts as may be specified from time to time:

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 EZ LINK PTE LTD EZLINK TRANSIT LINK

EZ LINK PTE LTD (FEVO) EZ LINK TRANSIT LINK PL

EZ-LINK PTE LTD SINGAPORE EZLINKS.COM TRANSIT

EZ-LINK TOP-UP KIOSK FLASHPAY ATU PAYPAL BIZCONSULTA

EZ-LINK (IMAGINE CARD) TRANSITLINK PAYPAL CAPITALROYA

6. A Successful Application is defined as an application that has completed all the steps listed
in Clause 5 (above).

7. A Successful Applicant who qualifies to receive the Rewards will receive a Rewards
Notification from SingSaver confirming the redemption details within four (4) calendar
months from the date of completion of all the promotion criteria stated in clause 5 (above),
unless otherwise stated.

Successful Applicants must ensure that the Eligible Card is valid and in good standing (not
cancelled or blocked) at point of gift fulfilment

a. Physical rewards
Examples include: AirPods, cash

i. Successful Applicants will receive an email from SingSaver confirming the

redemption details for the Rewards (“Rewards Notification Email”). Successful
Applicants are encouraged to check spam/junk folders for the Rewards
Notification Email as there may be accidental redirects by the email client.

ii. Rewards that are not claimed past the collection period stipulated on the
Rewards Notification Email will be forfeited.

b. PayNow rewards
Successful Applicants:

i. Consent to receive any applicable reward for this promotion via the
registered PayNow mobile number provided in the Reward Redemption Form;

ii. Are responsible for ensuring that the phone number provided in the Rewards
Redemption Form is the correct phone number linked to their registered
PayNow account;

iii. Acknowledge that once submitted, the mobile number provided cannot be
amended and that the Rewards will not be re-issued to customers who have
provided inaccurate phone numbers.
iv. Will be notified of successful reward issuance via email from SingSaver, to the
email address provided in the Rewards Redemption Form (“Rewards

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 Notification Email”). Successful Applicants are encouraged to check
spam/junk folders for the Rewards Notification Email as there may be
accidental redirects by the email client.

c. Cash Back Rewards

i. Cash Back Rewards are distributed by the Card Provider. Successful

Applicants notifications vary from Card Provider to Card Provider. Successful
Applicants should approach the Card Provider for any queries.

8. Each Successful Application will receive the SingSaver Exclusive Gift (“Rewards”), based on
the pre-selected rewards and status:

i. Standard Chartered Bank (Singapore) Limited (“SCB”) Credit Cards

a. “New SCB Cardholder” refers to a new Standard Chartered Bank (Singapore)

Limited principal cardholder. In other words, you must not have any existing or
previously cancelled credit cards in the last 12 months

b. “Existing SCB Cardholder” refers to a Standard Chartered Bank (Singapore)

Limited principal cardholder with at least one (1) existing principal credit card with
SCB at the point approval of your Eligible Card application or a previously
cancelled credit card(s) with SCB in the last 12 months from the date the Eligible
Card is approved. Must not have applied for the same credit card within the last
12 months from the date of application.

c. To be eligible, approved SCB Cardholders will need to activate and make a

minimum spend on their Standard Chartered Credit Card within the first 30 days
of approval and in any event no later than 14 August 2022.

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 Standard Chartered
Eligible Subsequent Eligible New SCB
Reward for New SCB
Product Cardholders
Cardholders
1 - 30 June 2022 1 - 30 June 2022
(Both Days Inclusive) (Both Days Inclusive)

Xiaomi Mi Robot Vacuum-Mop 2 Disney+ 3 months

EU (worth S$399)^ subscription
Standard
Chartered OR AND
Smart Credit
Card Apple AirPods Pro $15 cashback for 1
(worth S$379)^ EasyPay approval and
$35 cashback for 2
OR EasyPay approvals
(capped at $35 per
S$300 Cash via PayNow^ customer)*
Table 2
^ Selection will be made on the Rewards Redemption Form. Once submitted, the selection
cannot be changed.
*minimum spend of S$1,000 per EasyPay application on eligible transactions within 30 days after
card approval

9. If the Eligible Participant fails to receive a Rewards Notification from SingSaver within four
(4) calendar months from date of completion of all the promotion criteria stated in clause 5
(above), kindly drop an email to info@singsaver.com.sg for assistance.

10. All Reward Redemption Forms received after 14 days from the specified Promotion Period,
or submitted through any means other than specified above, will not be eligible for the
Promotion. Any correspondence on missing and/or delayed submissions shall not be
reviewed or responded to by SingSaver.

11. SingSaver reserves the final right to change the Rewards given. In the case of delays in the
delivery of the Rewards, SingSaver will notify the recipients and make the necessary
arrangements to deliver the Rewards.

12. SingSaver reserves the right to reject any Reward redemption if the application is found to
be made via other channels, or completed outside of the Promotion Period, and/or
fraudulent, against the spirit of the promotion, or non-compliant with the Promotion Terms
and Conditions. In the event of disputes, SingSaver’s decision shall be final.

Where we suspect a participant is participating in any form of unlawful activity or fraud, we

reserve the right to report such activity or suspicions to the police or relevant authorities.

13. An Eligible Participant will only be entitled to receive one (1) Reward as an Eligible New
Customer. Customers who subsequently apply for additional cards will be considered
Eligible Existing Customers.

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14. This promotion cannot be combined with any other offers. The Successful Applicant shall
NOT be further entitled to receive other rewards in relation to the same application for the
Eligible Card, if any.

15. Approval of any Eligible Card is still subject to the Bank’s discretion. SingSaver does not
guarantee the approval of any product.

16. By applying for an Eligible Card as part of this Promotion, each Participant agrees and
consents under the Personal Data Protection Act (Cap 26 of 2012) to:

a. the relevant Card Provider disclosing to SIngSaver relevant card application

information of the participant relating to his/her application for an Eligible Card in
connection with the Promotion (including but not limited to the participant’s Credit
Card Application Reference Number) for the purpose of determining eligibility under
clause 5.

b. SingSaver sending the information in the Rewards Redemption Form to SingSaver’s

promotion partners to facilitate his/her application for the Eligible Card; and

c. the Card Provider disclosing to SingSaver information relating to his/her application

for an Eligible Card in connection with the Promotion; and

d. SingSaver sending relevant information in the Rewards Redemption Form to

SingSaver’s promotion partners to facilitate his/her redemption of the Reward

17. SingSaver reserves the right to (at its own discretion) disqualify any participant and withhold
or confiscate in full or part, any SingSaver rewards if the participant is found to be, or
reasonably suspected of participating in any form of fraudulent practices (including but not
limited to false identities, doctoring images, wilful spamming or manipulation of any
SingSaver's processes, or website).

Where SingSaver suspects a participant has participated in any form of unlawful activity or
fraud, SingSaver reserves the right to report such activity or suspicions to the police or
relevant authorities.

18. SingSaver may modify, vary, add, delete or otherwise revise any of the terms and conditions
governing the Promotion at any time at their sole and absolute discretion, without prior
notice or reason.

19. By agreeing to the terms and conditions of this Promotion, you agree to receive
communications from SingSaver via email and/or verified mobile number, including but not
limited to SMS and calls, in accordance with SingSaver’s Privacy Policy.

20. The SingSaver General Promotion Terms and Conditions also apply to this Promotion.

21. By agreeing to the terms and conditions of this Promotion, you also agree to the Terms and
Conditions of use of SingSaver

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