010/R1/20F000

Citibank Client Services 000

PO Box 769013 001
San Antonio, TX 78245-9013 CITIBANK, N. A.
Account
9934495036
REENA MISHRA
MANPREET S KATARI Statement Period
27 ANITA PL Feb 9 - Mar 8, 2015
FARMINGDALE NY 11735-1903

Page 1 of 3

BASIC BANKING ACCOUNT AS OF MARCH 8, 2015

Relationship Summary: Make the move to your next home with rate and closing cost
discounts from Citibank. Whether this is your first purchase or your
Checking $1,516.28 next, our mortgage professionals will guide you through the savings
opportunities
Savings ----- available to you. Call 1-877-707-1799. Offer Code: 13337-5. NMLS#
Investments ----- 412915
(not FDIC Insured)
Loans -----
Credit Cards -----

Beginning May 2015, check images will no longer print on your Citibank statement for your Interest or Regular
Checking account (excludes Citigold Interest Checking). You still have free access to view and print check
images (front and back) through Citibank Online at www.citi.com. If you would like to continue receiving check
images or if you have questions, please contact us. It is important that you review activity in your account and
notify us immediately of any errors.

SUGGESTIONS AND RECOMMENDATIONS

As a reminder effective Dec. 17, 2014, you can no longer earn ThankYou Points with this account
package. However, ThankYou® Points already earned and credited to your ThankYou Member Account can be redeemed by visiting thankyou.com

BASIC BANKING PACKAGE CHARGES

.
.

Basic Checking Fees* Your Fees this Statement Period

Monthly Service Fee

Waived with either 1 Direct Deposit AND

1 qualifying Bill Payment OR $1,500 $12.00 Waived due to deposit balances
in average combined deposit balances **

Fee for non-Citibank $2.50 None

ATM transaction

*A transaction is deemed to have been made on the date the transaction is posted to your account which is
not necessarily the date you initiated the transaction. Any fees for that transaction, including non-Citibank
ATM fees, will appear as charges on your next Citibank statement (to the account that is debited for your
monthly service fee).
** 1 Direct Deposit AND 1 qualifying Bill Payment within the statement period; $1,500 in average combined
deposit balances for previous calendar month. Qualifying bill payments are those made using Citibank®
Online, Citi Mobile (SM) or CitiPhone Banking®.
.
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REENA MISHRA Account 9934495036 Page 2 of 3
MANPREET S KATARI Statement Period - Feb 9 - Mar 8, 2015

CHECKING ACTIVITY

Regular Checking
9934495036 Beginning Balance: $1,879.60
Ending Balance: $1,516.28
Date Description Amount Subtracted Amount Added Balance
02/10 Payment FIFTH THIRD BANK INSTALLMENT 010292 DA 421.32 1,458.28
02/11 ACH Electronic Credit CITIBANK XFER P2P REENA MISHRA 400.00 1,858.28
02/25 ACH Electronic Credit CITIBANK XFER P2P REENA MISHRA 400.00 2,258.28
03/02 Payment on 03/01¹ FARMINGDALE MUSIC CENTER 010295 DA 112.00
03/02 Check # 162 630.00 1,516.28
Total Subtracted/Added 1,163.32 800.00
¹ Transactions made on weekends, bank holidays or after bank business hours are not reflected in your account until the next
business day.

CUSTOMER SERVICE INFORMATION

IF YOU HAVE QUESTIONS ON: YOU CAN CALL: YOU CAN WRITE:
Checking 800-627-3999 Citibank Client Services
(For Speech and Hearing 100 Citibank Drive
Impaired Customers Only San Antonio, TX 78245-9966
TDD: 800-945-0258)

Please read the paragraphs below for important information on your accounts with us. Note that some of these products may not be available in all states or in all
packages.

The products reported on this statement have been combined onto one monthly statement at your request. The ownership and title of individual products reported here may be
different from the addressee(s) on the first page.

CHECKING AND SAVINGS

FDIC Insurance:
Products reported in CHECKING and SAVINGS are insured by the Federal Deposit Insurance Corporation. Please consult your Citibank Customer Manual for full details and
limitations of FDIC coverage.

CERTIFICATES OF DEPOSIT
Certificates of Deposit (CD) information may show dashes in certain fields if on the date of your statement your new CD was not yet funded or your existing CD renewed but is
still in its grace period.

IN CASE OF ERRORS
In Case of Errors or Questions About Your Electronic Fund Transfers:
If you think your statement or record is wrong or if you need more information about a transfer on the statement or record, telephone us or write to us at the address shown in
the Customer Service Information section on your statement as soon as possible. We must hear from you no later than 60 days after we sent you the first statement on which
the error or problem appeared. You are entitled to remedies for error resolution for an electronic fund transfer in accordance with the Electronic Fund Transfer Act and federal
Regulation E or in accordance with laws of the state where your account is located as may be applicable. See your Client Manual for details.
Give us the following information: (1) your name and account number, (2) the dollar amount of the suspected error, (3) describe the error or the transfer you are unsure
about and explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint and will correct any error
promptly. If we take more than 10 business days to do this we will recredit your account for the amount you think is in error, so that you will have use of the money during the
time it takes us to complete our investigation.

The following special procedures apply to errors or questions about international wire transfers or international Citibank Global Transfers to a recipient located in
a foreign country on or after October 28, 2013: Telephone us or write to us at the address shown in the Customer Service Information section on your statement as soon as
possible. We must hear from you within 180 days of the date we indicated to you that the funds would be made available to the recipient of that transfer. At the time you contact
us, we may ask for the following information: 1) your name, address and account number; 2) the name of the person receiving the funds, and if you know it, his or her telephone
number and/or address; 3) the dollar amount of the transfer; 4) the reference code for the transfer; and 5) a description of the error or why you need additional information. We
may also ask you to select a choice of remedy (credit to your account in an amount necessary to resolve the error or alternatively, a resend of the transfer in an amount
necessary to resolve the error for those cases where bank error is found). We will determine whether an error has occurred within 90 days after you contact us. If we determine
that an error has occurred, we will promptly correct that error in accordance with the error resolution procedures under the Electronic Fund Transfer Act and federal Regulation
E or in accordance with the laws of the state where your account is located as may be applicable. See your Client Manual for details.

Citibank is an Equal Housing Lender.

© 2015 Citigroup Inc. Citibank, N.A. Member FDIC.

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REENA MISHRA Account 9934495036 Page 3 of 3
MANPREET S KATARI Statement Period - Feb 9 - Mar 8, 2015
Citibank with Arc Design, Checking Plus, MasterCard, Visa, Citibank Preferred Visa and MasterCard, Citibank Platinum Select, Citigold, CitiPhone Banking and Ready Credit
are registered service marks of Citigroup, Inc.

TO RECONCILE YOUR CHECKBOOK WITH THIS STATEMENT, FOLLOW THESE SIMPLE RULES
Checks and Other Withdrawals Outstanding
1. List in your checkbook any deposits, withdrawals and service charges which are shown on (Made by you but not yet indicated as paid on your statement)
your statement, but not recorded in your checkbook. Adjust your checkbook accordingly.
Number or Date Amount
2. Mark off in your checkbook all checks paid, withdrawals, or deposits listed on your statement.

3. List and total in the "Checks and Other Withdrawals Outstanding" column at the right all
issued checks that have not been paid by Citibank together with any applicable check charges
and all withdrawals made from your account since your last statement.

4. Deduct from your checkbook balance any service or other charge (including pre-authorized
transfers or automatic deductions) that you have not already deducted.

5. Add to your checkbook balance any interest-earned deposit shown on this statement.

6. Record Closing Balance here (as shown on statement).

7. Add deposits or transfers you recorded which are not shown

on this statement.

8. Total (6 and 7 above).

Sum of check charges
9. Enter Total "Checks and Other Withdrawals Outstanding"(from right).
on or above if applicable
BALANCE (8 less 9 should equal your checkbook balance).
Total