Miss Priya Verma Policy
Miss Priya Verma Policy
Miss Priya Verma Policy
We assure you of the best customer service always. Looking forward to a long and successful journey ahead!
Yours sincerely,
Aditya Birla Insurance Brokers Limited
For Renewals, Endorsements, NCB Certificates, Cancellations & Refund: Kindly contact PR HYUNDAI LUCKNOW at 0123-654345
Bajaj Allianz General Insurance Co. Ltd.
Private Car Policy - Bundled ,UIN: IRDAN113RP0007V01201819
(FORM 51 OF THE CENTRAL MOTOR VEHICLE RULES, 1989)
Policy No HBZ/11859878 Proposal No. & Date P34771565, 27-MAY-2021
Policy Issued On 27-MAY-2021 (15:10) Previous Policy No. NA
Insured Name MISS PRIYA VERMA Previous Insurer NA
Insured Add. 60 B GAUSHA ROAD O BALAGNJ CHOWK Period of Own Damage 27-MAY-2021(15:10) to 26-MAY-2022(Midnight)1 Year
LUCKNOW UTTAR PRADESH- Period of Liability Cover 27-MAY-2021(15:10) to 26-MAY-2024(Midnight)3 Years
226003 Period of CPA Cover 27-MAY-2021(15:10) to 26-MAY-2024(Midnight)3 Years
Nominee Name PRAMOD KUMAR Age 46 [ MALE ] Relation FATHER
Servicing Office of Insurer: 4th Floor,Halwasiya Commerce House Habibullah Estate 11 M.G.Marg,Hazratganj,, ,LUCKNOW ,UTTAR PRADESH , PINCODE:226001 ,UTTAR PRADESH (State Code : 09), PH-020-30305858
Scan QR for Latest Status and Renew after 03-SEP-21 Authorized Signatory
Broker’s Name & Add.:Aditya Birla Insurance Brokers Ltd. One World Centre, Tower-1, 7th floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400 013.;IRDA License Number -ABIBL - 146/03
Insurer's IRDA Registration Number-:113
Private Car Package Policy
Introduction to Motor Insurance Policy Schedule of Depreciation for fixing IDV of the vehicle
A Motor Insurance Policy is mandatory under the Motor Vehicle Act Age of the vehicle % of Depreciation
ensuring s that the car owner is protected from financial losses,
caused by damage or theft to the vehicle and third party liability.
Not exceeding 6 months 5%
What does the policy cover?
■ Loss or damage to your vehicle or the accessories due to: Exceeding 6 months but not exceeding 1 year 15%
- Natural Calamities: Fire, explosion, self ignition or lightning, Exceeding 1 year but not exceeding 2 years 20%
earthquake, flood, typhoon, hurricane, storm, tempest,
inundation, cyclone, hailstorm, frost, landslide, rockslide.
Exceeding 2 years but not exceeding 3 years 30%
- Man-made Calamities: Burglary, theft, riot, strike, malicious
act, accident by external means, terrorist activity, any damage
in transit by road, rail, inland waterway, lift,elevator or air, etc. Exceeding 3 years but not exceeding 4 years 40%
■ Personal Accident cover for individual owners of the vehicle while driving. Exceeding 4 years but not exceeding 5 years 50%
■ Towing charges up to Rs. 1500 30% for all fiber glass components
■ Loss of Electrical/Non-Electrical accessories In the case of painting, the depreciation rate of 50% shall be applied only on
the material cost of total painting charges.In the case of a consolidated bill for
■ Loss or damage to Bi-fuel system painting charges,the material component shall be considered as 25% of
■ total painting charges for the purpose of applying the depreciation.
Legal Liability to paid driver, cleaner or any workman
(Applicable for policies with risk inception date on or after 1st February 2013)
■ Personal Accident cover for the occupants For all other parts depreciation rate is applicable as following:
■ Discount for installation of approved anti-theft devices Exceeding 1 year but not exceeding 2 years 10%
■ Discount for AAI membership Exceeding 2 years but not exceeding 3 years 15%
■ Premium Concession for specially designed/modified vehicle
Exceeding 3 years but not exceeding 4 years 25%
for blind, handicapped and mentally challenged persons
■ Depreciation is applicable for the parts needing replacement in
Exceeding 4 years but not exceeding 5 years 35%
accident
What is not covered in the policy? Exceeding 5 years but not exceeding 10 years 40%