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    Login/ Sanction Checklist-Self Employed: (1. Applicant, 2,3,4 Co-Applicants)

    Uploaded by

    Prem Kumar
    This document is a checklist for login and sanctioning self-employed borrowers for a loan. It lists various documents that need to be submitted including: (1) a filled and signed application form with photograph, (2) KYC documents like identity, residence, and signature proofs, (3) income documents like ITRs and financials, and bank statements, (4) existing loan repayment records, and (5) property details. Spaces are provided to tick off enclosed documents and signatures of relationship manager, login credit processing associate, and underwriting associate are required.

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    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd

    Login/ Sanction Checklist-Self Employed: (1. Applicant, 2,3,4 Co-Applicants)

    Uploaded by

    Prem Kumar
    80 views2 pages
    This document is a checklist for login and sanctioning self-employed borrowers for a loan. It lists various documents that need to be submitted including: (1) a filled and signed application form with photograph, (2) KYC documents like identity, residence, and signature proofs, (3) income documents like ITRs and financials, and bank statements, (4) existing loan repayment records, and (5) property details. Spaces are provided to tick off enclosed documents and signatures of relationship manager, login credit processing associate, and underwriting associate are required.

    Original Description:

    check list

    Original Title

    Check List

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    This document is a checklist for login and sanctioning self-employed borrowers for a loan. It lists various documents that need to be submitted including: (1) a filled and signed application form with photograph, (2) KYC documents like identity, residence, and signature proofs, (3) income documents like ITRs and financials, and bank statements, (4) existing loan repayment records, and (5) property details. Spaces are provided to tick off enclosed documents and signatures of relationship manager, login credit processing associate, and underwriting associate are required.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    80 views2 pages

    Login/ Sanction Checklist-Self Employed: (1. Applicant, 2,3,4 Co-Applicants)

    Uploaded by

    Prem Kumar
    This document is a checklist for login and sanctioning self-employed borrowers for a loan. It lists various documents that need to be submitted including: (1) a filled and signed application form with photograph, (2) KYC documents like identity, residence, and signature proofs, (3) income documents like ITRs and financials, and bank statements, (4) existing loan repayment records, and (5) property details. Spaces are provided to tick off enclosed documents and signatures of relationship manager, login credit processing associate, and underwriting associate are required.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    of 2

    LOGIN/ SANCTION CHECKLIST- SELF EMPLOYED

    Please ensure all applicable documents are enclosed duly signed by borrower(s)/ guarantor (s).
    Photocopies to be self- attested as certified true copies.
    Please tick where photocopies
    (1. Applicant, 2,3,4 Co-Applicants)
    enclosed else N/A

    Sl No. Documents 1 2 3 4
    1 Application Form
    1.1 Duly filled and signed application form

    Passport size photograph of the applicants affixed and self attested via signature
    1.2 across the photograph

    1.3 Processing Fees cheque from Business/ Operating account

    1.4 Any correction/ overwriting on the application from in critical/mandatory fields


    marked by asterisk (*) are to be countersigned by all applicant(s)

    2 KYC Documents
    2.1 Identity proof : Photocopy of PAN Card/ Passport/ Driving License/ Voter ID
    Card/ Employer ID card
    Identity proof (Non individual) : Shops & Establishment certificate/ Trade License
    certificate/ SBI Registration Certificate/ Sales Tax/ VAT Registration Certificate/
    Partnership Deed (for firms)/ Memorandum of Association (MOA) for companies/
    Export-Import Code Certificate

    Residence Proof: Photocopy of passport/ Voter ID Card/ Driving License/ Ration


    2.2 Card/ Original letter from Employer on the letterhead and signed by Authorized
    signatory/ Utility Bill (latest 2 months) & Rental agreement/ Bank Statement.

    Age Proof: photocopy of Passport/ Voter ID Card/ Driving License/ Life Insurance
    2.3 Policy/ Birth (Govt. agency)/ School Leaving certificate (10th)/ If Income is not
    considered for eligibility calculations, an affidavit for age proof can be taken.

    signature Proof: Processing fees cheque from salary account/ Banker's


    2.4 verification/ Copy of Passport/ PAN card

    Office Address Proof: Utility bill (maximum 2 month old)/ Shop & establishment
    2.5 Act certificate/ Sales Tax certificate/ Title documents of shop/ business premises
    Any other Govt./ authority issued license, documents/ In case the office is the
    same as the residence, an affidavit to be taken stating the same.

    3 Income Documents & Bank Statements


    3.1 Individual ITRs and Audited (CA certified - where audit is not mandatory)
    Financials
    Business ITRs and Audited (CA certified - where audit is not mandatory)
    3.2 Financials
    3.3 Bank statement for the last 12 months- from Current a/c of the firm/ Company
    3.4 Bank statement for the last 12 months- from Current a/c / SB of all applicant(s)

    3.5 Loan account statement(s)/ Sanction letter along with Bank statement reflecting
    EMI clearance of Last 12 EMI of existing loan and Loan outstanding statement for
    BT cases

    4 Existing loan repayment track record & other documents (Not mandatory at the time of log in but can
    be asked by the underwriter on case to case basis)
    4.1 Loan account statements of all existing loan accounts
    4.2 Professional Degree certificate/ Business profile on the letter head
    4.3 Advance Tax challans/ VAT Return/ CA certified Provisional Financials
    5 Property Section
    5.1. Description of property (Any exceptional feature, pls elaborate

    Signature of BM/SM Signature of Log in CPA Signature of Underwriting in CPA


    Name: Name: Name:
    Date Date Date

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