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    Caso 2 Modelo Rentabilidad

    Uploaded by

    Camila
    This document summarizes the financial details of purchasing a property for investment purposes. It includes the property value, required down payment, closing costs, monthly mortgage payment, taxes, HOA fees, and other expenses. It also shows the projected annual income from rent, expenses, taxes, maintenance, and net operating income for the property over the first 5 years. The numbers indicate it would be a profitable investment with positive cash flow each year and the property value increasing over time.

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    © All Rights Reserved
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    Caso 2 Modelo Rentabilidad

    Uploaded by

    Camila
    26 views8 pages
    This document summarizes the financial details of purchasing a property for investment purposes. It includes the property value, required down payment, closing costs, monthly mortgage payment, taxes, HOA fees, and other expenses. It also shows the projected annual income from rent, expenses, taxes, maintenance, and net operating income for the property over the first 5 years. The numbers indicate it would be a profitable investment with positive cash flow each year and the property value increasing over time.

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    Caso 2 modelo rentabilidad

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    This document summarizes the financial details of purchasing a property for investment purposes. It includes the property value, required down payment, closing costs, monthly mortgage payment, taxes, HOA fees, and other expenses. It also shows the projected annual income from rent, expenses, taxes, maintenance, and net operating income for the property over the first 5 years. The numbers indicate it would be a profitable investment with positive cash flow each year and the property value increasing over time.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    26 views8 pages

    Caso 2 Modelo Rentabilidad

    Uploaded by

    Camila
    This document summarizes the financial details of purchasing a property for investment purposes. It includes the property value, required down payment, closing costs, monthly mortgage payment, taxes, HOA fees, and other expenses. It also shows the projected annual income from rent, expenses, taxes, maintenance, and net operating income for the property over the first 5 years. The numbers indicate it would be a profitable investment with positive cash flow each year and the property value increasing over time.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    of 8

    10%

    UNIT INFO
    SqFt
    * Aprox Maintenance / SqFt
    * Aprox SqFt Price (Monthly)
    INFORMATION
    Interest Rate 4.00%
    Mortgage Term (Months) 360
    Taxes (Annual) 1.46%

    Property Value (5% neg) $349,000


    Principal – Downpayment 10.00% $34,900
    Closing Cost 5.00% $17,450
    Minimum Required $52,350

    Loan 90.00% $314,100


    Mortgage – Monthly 4.00% $1,500
    Taxes 0.12% $425
    HOA $472
    Special Assestment $155.75
    MONTHLY PAYMENT $2,552
    Reserve 3 $7,656

    Money required to buy (in the bank) $60,006

    Capital Amortization per year $5,431


    Note: This amortization is reflected in saved money, paid to debt.

    Income 2019 Per SqFt


    Gross Potential Rent $ 30,000.00 $ 50.00
    Annual Expenses paid by Tenant
    Real Estate Taxes $ 4,331.09
    Association Dues $ 5,664.00

    Página 1
    10%
    Net Operating Income (Minus Tax &
    Assoc. Dues) $ 20,004.91 5.73%

    Página 2
    10%

    Asking Price $ 349,000.000


    Buying Price $ 349,000.000

    ANNUAL SUMMARY
    349,000
    Annual Income Annual Expense
    Aprox Rent per month 30,000 Taxes
    $ 2,500.00 Maintenance
    Mortgage Payment
    Rent Comisión
    Special Assestment

    Total Income 30,000 Total Expenses


    ANNUAL BALANCE
    Valorization
    Annual Depreciation

    ANNUAL TAX IMPACT


    Rent $30,000
    Taxes ($4,331)
    Maintenance ($5,664)
    Mortgage Payment - INTEREST ONLY ($12,564)
    Rent Comisión ($3,000)
    Annual Depreciation ($11,422)
    TOTAL EXPENSES ($36,981)
    FISCAL PROFIT ($6,981)
    Annual savings on taxes 30% ($2,094)

    Note: Real Estate has two types of revenues, income received form rent (if it is an investment property) and those
    property. At the time valorization is about 4% annual.

    2020 Per SqFt


    $ 30,900.00 $ 51.50

    $ 4,331.09
    $ 5,664.00

    Página 3
    10%

    $ 20,904.91 5.99%

    Página 4
    10%

    NUAL SUMMARY
    349,000
    Annual Expenses
    1.46% $4,331
    nance $472 $5,664
    ge Payment $1,500 $ 17,995
    omisión 10% $3,000
    Assestment $1,869

    Total Expenses 32,859


    ALANCE -$2,859
    3% $10,470
    on 27.5 $11,422

    Profit and lost


    Rent $30,000
    Taxes ($4,331)
    Maintenance ($5,664)
    Mortgage Payment - INTEREST ONL ($12,564)
    Rent Comisión ($3,000)
    Special Assestment ($1,869)
    TOTAL EXPENSES ($27,428)
    Total/ Cash Flow $2,572

    m rent (if it is an investment property) and those obtained by the valorization of the
    me valorization is about 4% annual.

    2021 Per SqFt 2022


    $ 31,827.00 $ 53.05 $ 32,781.81

    $ 4,331.09 $ 4,331.09
    $ 5,664.00 $ 5,664.00

    Página 5
    10%

    $ 21,831.91 6.26% $ 22,786.72


    .

    Página 6
    10%

    2022 Per SqFt 2023 Per SqFt


    32,781.81 $ 54.64 $ 33,765.26 $ 56.28

    4,331.09 $ 4,331.09
    5,664.00 $ 5,664.00

    Página 7
    10%

    $ 22,786.72 6.53% $ 23,770.17 6.81%

    Página 8

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