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Loan Detail & Fee Worksheet

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Loan Detail & Fee Worksheet

Your actual rate, payment, and costs could be higher. Get an official L oan Estimate before choosing a loan.

Fee Itemization Loan Information


Origination Fee $ 1,595.00 Loan Program Conv Fixed 30 Year
Discount Points $ 6,711.74 Interest Rate 2.250%
Appraisal Fee $ 475.00 APR 2.524%
Credit Report Fee $ 20.36 Term 30 years
Tax Service Fee $ 70.00 Loan to Value 77.231%
Flood Certif icate Fee $ 10.00 Occupancy Ow ner Occupied
MERS Registration Fee $ 11.95
Title-Settlement/Closing Fee $ 500.00
Title-Lender Title Insurance $ 275.00
Title-Sub Escrow Fee $ 90.00
Gov't Recording Fee $ 60.00
State Tax/Stamps $ 112.00
Fee Total $ 9,931.05
Prepaid Items Monthly Payment Details
DAYS PER DAY TOTAL Principal & Interest $ 959.44
Per Diem Interest 23 $15.47 $355.81 Property Taxes $ 302.70
MONTHS PER MONTH TOTAL Homeow ners Insurance $ 50.00
Aggregate Escrow - - ($250.00) Homeow ner Association $ 92.00
Adjustment Total Monthly Payment $ 1,312.14
County Collected by Other 1 $302.70 $302.70
Tax
Escrow Reserve Deposits Cash Needed to Close
MONTHS PER MONTH TOTAL Debts to be Paid Of f $ 238,697.00
Homeow ners Insurance 6 $50.00 $300.00 Prepaids & Reserves $ 708.51
Total Prepaids & Reserves $708.51 Closing Costs $ 3,219.31
Discount/Lender Credits $ 6,711.74
Total Loan Amount $ 251,000.00
Total Loan Costs $ $10,639.56 Cash to/from Borrower $ (1,663.44)

Rat es, t er ms, an d availab ilit y o f p r o g r ams ar e su b jec t t o c h an g e wit h o u t n o t ic e. lo an D ep o t . c o m, L L C NML S ID 174457. Lic en sed as a Mo r t g ag e Len d er b y t h e Co mmissio n er o f Fin an c ial
Reg u lat io n No . 18928. Eq u al h o u sin g o p p o r t u n it y. © lo an D ep o t 2020

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