(Finance) Roll No.74: Academic Year: 2019-20

UNIVERSITY OF MUMBAI
SUMMER INTERNSHIP PROJECT REPORT
“A Comparative Study On Performance And Evaluation Of

Hindusthan Co-op.Bank And Mumbai District Central Bank”
Submitted By
Shrutika Gopal Dhone
(Finance)
Roll No.74
Academic Year : 2019-20
Under the Guidance of
Prof. meera hirapurkar Mr.Bhivaji Jagannath Dethe
Faculty Guide Branch Manager
The Hindusthan co-op.bank
NCRD’s Sterling Institute of Management Studies

Plot No. 93/93A, Sector 19, Near Seawoods Darave Railway Station
Nerul (E), Navi Mumbai – 400706
I
Nerul (E), Navi Mumbai - 400706
Institute Certificate
This is to certify that Mr/Ms. Shrutika Gopal Dhone MMS SEM III Roll No.
74 in Finance Specialization, studying in this institute has completed the
Summer Internship Project titled as a comparative study on performance and
evaluation of hindusthan co-op.bank and mumbai district central bank under our
guidance.
Prof. meera hirapurkar Dr. Prashant Gundawar

Faculty Guide Director
Place : Nerul, Navi Mumbai
Date :
II
ACKNOWLEDGEMENTS
The completion of my project is due to efforts from numerous people. I take this opportunity
to express my gratitude to all those who have helped me in undertaking and completing this
project successfully.
The project is a great source of learning and a good experience as it made me aware of
professional culture and conducts that exists in an organization.
Firstly, Sincere thanks to Principal dr. Prashant Gundawar and faculty guide Prof. Meera
mam who gave the opportunity to do project work and for helping me from time to time in
the Project.
Secondly, I must thanks to the hindusthan bank for providing me an opportunity to undergo
summer training. And also for those who have guided and inspired me in completing this
study.
Last but not the least ,I would like to thank my parent and friends for their support.
III
Nerul (E), Navi Mumbai - 400706
DECLARATION
I, Shrutika Gopal Dhone hereby declare that the project work titled as “A
Comparative Study On Performance And Evaluation Of Hindusthan Co-op.Bank And
Mumbai District Central Bank” is the original work done by me under the
guidance of Mr. Bhivaji Jagannath Dethe, branch manager, The hindusthan co-
op.bank and Prof. Meera Hirapurkar of NCRD’s Sterling Institute of
Management Studies.
Shrutika Gopal Dhone

Finance
Roll No.74
Year : 2019-20
IV
EXECUTIVE SUMMARY
In any organization, the two important financial statements are the Balance Sheet and Profit
& Loss Account of the business. Balance Sheet is a statement of financial position of an
enterprise at a particular point of time. Profit & Loss account shows the net profit or net loss
of a company for a specified period of time. When these statements of the last few year of
any organization are studied and analyzed, significant conclusions may be arrived regarding
the changes in the financial position, the important policies followed and trends in profit and
loss etc. Analysis and interpretation of financial statement has now become an important
technique of credit appraisal. The investors, financial experts, management executives and
the bankers all analyze these statements. Though the basic technique of appraisal remains the
same in all the cases but the approach and the emphasis in the analysis vary. A banker
interprets the financial statement so as to evaluate the financial soundness and stability, the
liquidity position and the profitability or the earning capacity of borrowing concern. Analysis
of financial statements is necessary because it helps in depicting the financial position on the
basis of past and current records. Analysis of financial statements helps in making the future
decisions and strategies. Therefore it is very necessary for every organization whether it is a
financial or manufacturing, to make financial statement and to analyze it.
V
INDEX
Chapter no. Particular Page no.

1 Company certificate I
2 Institute certificate II
3 Acknowledgement III
4 Executive summary V
5 Introduction 1-6
6 Company profile 7-14
7 Literature review 15-17
8 Objective of the study 18
9 Financial statements 19-28
10 Financial comparative analysis and interpretation 29-34
11 Conclusion 35
12 Suggestion and Recommendation 36
13 References 37
VI

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UNIVERSITY OF MUMBAI

SUMMER INTERNSHIP PROJECT REPORT

“A Comparative Study On Performance And Evaluation Of

Under the Guidance of

Prof. meera hirapurkar Mr.Bhivaji Jagannath Dethe

Faculty Guide Branch Manager

The Hindusthan co-op.bank

NCRD’s Sterling Institute of Management Studies

74 in Finance Specialization, studying in this institute has completed the

Summer Internship Project titled as a comparative study on performance and

Prof. meera hirapurkar Dr. Prashant Gundawar

Place : Nerul, Navi Mumbai

Shrutika Gopal Dhone

Chapter no. Particular Page no.

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