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Be Your Own Superhero!: Don'T Let A Critical Illness Stop You. Be Financially Prepared With

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BE YOUR OWN

SUPERHERO!

DON’T LET A CRITICAL ILLNESS STOP YOU.


BE FINANCIALLY PREPARED WITH

Health
Insurance
CRITICAL ILLNESS COVER
When Life Takes An Unexpected Turn,
Plan for the Unexpected

Even at the most predictable moments, life brings an unexpected twist.


It is impossible to anticipate the future with flawless accuracy, even if
you are a gifted seer. And in times like these, when a bolt from the blue
can shake your rock bottom, an indemnity cover for critical illnesses
comes in handy.

KEY HIGHLIGHTS:

32 30/60

Covers 32 defined Pre-Hospitalization and Lifelong Renewability Option of Equated


Critical Illnesses Post-Hospitalization Monthly/Quarterly
Medical Expenses installments

Indemnity based No specific ailment Dialysis Cover Chemotherapy &


plan waiting period Radiotherapy Cover

OPD ES
S
EXPENERED
COV

No Claims Bonus Quick Recovery OPD Expenses Room Rent


(NCB) Counselling Modification*

International Second Air Ambulance Cover*


Opinion*

*Optional Cover is available at payment of Additional premium


PLAN DETAILS
SUM INSURED CRITICAL MEDICLAIM
Sum Insured 10 Lakh | 25 Lakh | 50 Lakh | 1 Crore | 2 Crore
Entry Age 5 years to 50 Years on Individual Basis
Cover Type Individual : Maximum up to 6 Persons
Pre-policy Issuance
Medical Check-up No Medicals##

Tenure 1/2/3 Years


Premium Payment
Mode*** Single/Monthly/Quarterly

In-Patient Up to Sum Insured


Day Care Treatment Listed as per the Plan, Up to Sum Insured
Pre Hospitalization &
Post-Hospitalization 30 days/60 days
Chemotherapy &
Radiotherapy Cover Up to Sum Insured

Dialysis Cover Up to Sum Insured

Ambulance Cover Up to Rs. 3000 per hospitalization

Organ Donor Cover Up to SI or 15 L whichever is lower

Alternative Treatments Up to 25% Sum Insured


Second Opinion Once per Covered Condition per Policy Year
Annual Health
Check-up Annually from 2nd Policy Year on continous coverage
50%/25%/25%-Corresponding increase in SI for 1st, 2nd and 3rd continuous
No Claim Bonus* claim-free Policy Years respectively, Max up to 100% of SI
Health Services
a) Quick Recovery
Doctor On Call Up to Rs. 1000/- per session; Maximum 8 per policy year (max. twice a month)
Counselling
b) Doctor On Call Available (Telephonic/Online Mode)
c) Health Portal Value added services through company’s website
Up to SI; only for SI >=1Cr (Limited to In-Patient Care and Day Care treatment)
Global Coverage with a Co-payment of 10% per Claim
OPD Expenses for
covered condition 1% of Sum Insured; Max. up to 25000/-
International Second
Once per Covered Condition per policy year
Opinion#
Air Ambulance# Up to Rs. 5 Lakhs
Room Rent Eligibility Single Private Room / No limit^
ICU Charges No Limit
Initial Waiting Period 90 days
Specific ailment
Waiting Period Not Applicable

PED Waiting Period 4 Years


*50%/25/25%-Corresponding decrease in SI per Policy Year in case a claim has been paid; Such decrease is only in SI accrued as NCB.
*** Terms and Conditions Applicable #Optional Benefit. ^with optional benefit Room Rent Modification. ##at the discretion of the
Underwriter. Note: Other SI / Age band options also available.
ABOUT US
RELIGARE HEALTH INSURANCE COMPANY LIMITED
Religare Health Insurance (RHI), the health insurance arm of Religare Enterprises Limited (REL), is a
specialized Health Insurer offering health insurance services to employees of corporates, individual
customers and for financial inclusion as well. With RHI’s operating philosophy being based on the principal
tenet of ‘consumer-centricity’, the company has consistently invested in the effective application of
technology to deliver excellence in customer servicing, product innovation and value-for-money services.
Religare Health Insurance currently offers products in the retail segment for Health Insurance, Critical
Illness, Personal Accident, Top-up Coverage, International Travel Insurance and Maternity along with
Group Health Insurance and Group Personal Accident Insurance for corporates.
The organization has been adjudged the ‘Best Health Insurance Company’ at the ABP News-BFSI Awards
& ‘Best Claims Service Leader of the Year – Insurance India Summit & Awards. Religare Health Insurance
has also received the ‘Editor’s Choice Award for Best Product Innovation’ at Finnoviti and was conferred the
‘Best Medical Insurance Product Award’ at The FICCI Healthcare Awards.

Best Health Insurance Company - ABP News – BFSI Awards 2015, Best Claims Service Leader of the Year - Insurance India Summit & Awards
2018, Best Product Innovation - Editor’s Choice Award Finnoviti 2013, Best Medical Insurance Product - FICCI Healthcare Awards 2015.

To know more, visit our website

www.religarehealthinsurance.com
Quick quote & buy Online renewals Customer support Claim centre

1800-200-4488 | 1860-500-4488 customerfirst@religarehealthinsurance.com

Religare Health Insurance Company Limited


Registered Office: 5th Floor, 19 Chawla House,
Nehru Place, New Delhi-110019
Correspondence Office: Vipul Tech Square, Tower C, 3rd Floor, Golf Course Road,
Sec-43, Gurugram - 122009 (Haryana)
Website: www.religarehealthinsurance.com
E-mail: customerfirst@religarehealthinsurance.com
Call us: 1800-200-4488 | 1860-500-4488

Disclaimer: This is only summary of selective features of product (Critical Mediclaim)


For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Please seek the advice of your insurance advisor if you require any further
information or clarification.
Insurance is a subject matter of solicitation.
CIN:U66000DL2007PLC161503 UAN:18102645
UIN:RHIHLIP18033V011819

is a trademark of Religare Health Insurance Company Limited. Religare is a registered


trademark of RHC Holding Private Limited used under license by Religare Enterprises Limited and its subsidiaries.
IRDA Registration Number - 148

Health
Insurance

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