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    Icici Bank, HDFC Bank &: Evaluation & Comparison of Performance

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    Nabarun Majumder
    This document compares the performance of ICICI Bank, HDFC Bank, and State Bank of India for fiscal year 2010 using various financial metrics: - ROE, calculated using DuPont analysis, was highest for HDFC Bank at 13.91%, followed by ICICI Bank at 7.8% and SBI at 14.19%. - Capital adequacy ratio, which measures a bank's capital in relation to its risk weighted assets, was highest for ICICI Bank at 19.41%, followed by HDFC Bank at 16.41% and SBI at 13.39%. - Book value per share was highest for SBI at Rs. 103, followed by HDFC Bank at Rs. 457

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    Icici Bank, HDFC Bank &: Evaluation & Comparison of Performance

    Uploaded by

    Nabarun Majumder
    43 views7 pages
    This document compares the performance of ICICI Bank, HDFC Bank, and State Bank of India for fiscal year 2010 using various financial metrics: - ROE, calculated using DuPont analysis, was highest for HDFC Bank at 13.91%, followed by ICICI Bank at 7.8% and SBI at 14.19%. - Capital adequacy ratio, which measures a bank's capital in relation to its risk weighted assets, was highest for ICICI Bank at 19.41%, followed by HDFC Bank at 16.41% and SBI at 13.39%. - Book value per share was highest for SBI at Rs. 103, followed by HDFC Bank at Rs. 457

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    This document compares the performance of ICICI Bank, HDFC Bank, and State Bank of India for fiscal year 2010 using various financial metrics: - ROE, calculated using DuPont analysis, was highest for HDFC Bank at 13.91%, followed by ICICI Bank at 7.8% and SBI at 14.19%. - Capital adequacy ratio, which measures a bank's capital in relation to its risk weighted assets, was highest for ICICI Bank at 19.41%, followed by HDFC Bank at 16.41% and SBI at 13.39%. - Book value per share was highest for SBI at Rs. 103, followed by HDFC Bank at Rs. 457

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    43 views7 pages

    Icici Bank, HDFC Bank &: Evaluation & Comparison of Performance

    Uploaded by

    Nabarun Majumder
    This document compares the performance of ICICI Bank, HDFC Bank, and State Bank of India for fiscal year 2010 using various financial metrics: - ROE, calculated using DuPont analysis, was highest for HDFC Bank at 13.91%, followed by ICICI Bank at 7.8% and SBI at 14.19%. - Capital adequacy ratio, which measures a bank's capital in relation to its risk weighted assets, was highest for ICICI Bank at 19.41%, followed by HDFC Bank at 16.41% and SBI at 13.39%. - Book value per share was highest for SBI at Rs. 103, followed by HDFC Bank at Rs. 457

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 7

    Evaluation & Comparison of performance -

    ICICI BANK,
    HDFC BANK &
    STATE BANK OF INDIA
    Presented by
    Rakesh Mittal, Baiju Srinivasan, Rabi N. Mishra
    DU-PONT ANALYSIS for FY 2010
    ROE = PAT/Sales Sales(Total Avg.Asset/
    (Total Income)/ Average Net
    Income) Avg.Asset Worth
    ICICI BANK 4024.98/ 33184.58/ 363399.71/
    33184.58= 363399.71= 0.09 51618.37 =
    0.12 7.04 7.80%
    HDFC BANK 3032/ 20266.99/ 222947/ 13.91%
    20266= 222947.48 =0.09 21615 =10.31
    0.15
    SBI 9166.05/ 85962/1053414 1053414/ 14.19%
    85962.07= =0.08 65315 = 16.13
    0.11
    CAPITAL ADEQUECY RATIO

     CRAR = Capital to Risk (Weighted) Assets Ratio, also called Capital


    Adequacy Ratio (CAR)

     TIER 1 CAPITAL -A)Equity Capital, B) Free Reserves

     TIER 2 CAPITAL -A)Undisclosed Reserves, B)Subordinate Term Debts


    CAPITAL ADEQUACY RATIO at the end of FY 2010

    NAME OF THE CAR (%)


    COMPANY (TIER-I CAPIAL+ TIER-II CAPITAL)
    RISK WEIGHTED ASSETS

    ICICI BANK (41062+ 16041) = 19.41


    294181

    HDFC BANK (20548 + 6491) = 16.41


    154983

    SBI (47483+18466) = 13.39


    492525
    Equity Ratios for F.Y. 2010

    PARTICULAS ICICI BANK HDFC BANK SBI


    EPS = NET 36.14 68.82 136.00
    INCOME/ No.of
    Equity or Ord.
    Shares
    PE RATIO = 26.56% 28.09% 14.40%
    MARKET PRICE/
    EPS
    BOOK VALUE per 463/- Rs.457/- Rs.103/-
    share
    RoCE= PBIT/ 0.10 0.12 0.08
    CAPITAL
    EMPLOYED
    Equity Ratios for F.Y. 2010

    PARTICULAS ICICI BANK HDFC BANK SBI


    Dividend Yield = 12/960= 12/1933 = 0.6% 30/2079 = 1.44%
    Dividend per share/ 1.25%
    Mkt. price per Share
    Price to Book Value = 960/463= 1933/457 = 4.23 2079/103 = 20.18
    Mkt. value per share/ 2.07
    Book Value per share

    Financial Leverage = 7.04


    Total Asset/ Share
    Holders Equity

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