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Indian Institute of Banking & Finance: Rules & Syllabus 2010

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INDIAN INSTITUTE OF BANKING & FINANCE

(An ISO 9001 - 2000 CERTIFIED ORGANISATION)


nd
"The Arcade", Tower 4, 2 Floor, World Trade Centre, Cuff Parade, Mumbai - 400 005
Web-site : www.iibf.org.in

CAIIB
Rules & Syllabus 2010
OBJECTIVE
CAIIB aims at providing advanced knowledge necessary for better decision making covering
risk, financial and general bank management.
ELIGIBILITY
Candidates must have completed JAIIB or PART-1 of the Associate Examination.
SUBJECT OF EXAMINATION
1) Risk Management
2) Financial Management
3) General Bank Management
SCHEME OF EXEMPTIONS
The Institute will consider granting exemption from passing the following subjects for candidates
who possess the qualification/s noted against the subject :

Subject Prior qualification


Financial Management C.A. / I.C.W.A. / C.S. / PGDBA in Finance of IIMs
Please note :
(i) Candidates desiring to have "Class of Pass" in the certificate SHOULD NOT APPLY
for any exemption but to appear in all subjects and score appropriately for grant of
class. In otherwords, candidates who have been granted exemption in subject/s will
be given 'Pass class' only.
(ii) Candidates possessing any qualification other than the above will not be granted exemption
in above subject.
(iii) Exemption on the basis of prior qualification will not be granted for any subject of CAIIB other
than mentioned above,
(iv) Exemption Application with incomplete documents will be liable for rejection.
How to apply for exemption
(i) A candidate will be required to apply to the respective Zonal Office of the Institute (contact
address given at the end of booklet) for exemption along with copies of the following duly
attested by the Branch Manager or Sectional / Departmental Head :
(a) mark sheets of all years
(b) syllabus relating to the acquired qualification
(c) certificate
(ii) The candidate should apply for exemption one month before submitting the examination
application form for the examination. In case of professional qualifications like C.A. / C.S. /
I.C.W.A., the candidate may submit the attested copy of the certificate only.
(iii) The decision of the Institute in the matter of grant of exemption will be final.
(iv) All communication in respect of exemptions should be made with the concerned Zonal
Office of the Institute. In any case, application for exemption should not be sent to the
Corporate Office of the Institute.
(v) The decision in respect of exemption be communicated to the candidate by the concerned
Zonal Office.
EXAMINATION FEES
For the examination centres in India

First block of 2 attempts Rs. 1800/-


Second block of 2 attempts Rs. 1800/-

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MEDIUM OF EXAMINATION
Candidates are allowed to attempt the examination either in Hindi or English, and should clearly
fill in their choice of medium in the Examination Application Form. In the absence of a clear choice
English will be presumed as the medium opted. In any case change of medium will not be allowed
at a later stage.
PATTERN OF EXAMINATION
(i) Each Question Paper will contain approximately 95 objective type multiple choice
questions, carrying 100 marks including questions based on case study / case lets. The
Institute may, however, vary the number of questions to be asked for a subject. There will
NOT be negative marking for wrong answers.
(ii) Examination will be held on three consecutive Sundays (one paper on each Sunday).
(iii) Information about mode of examination (online / offline) and centres will be provided
alongwith examination application form.
DURATION OF EXAMINATION
The duration of the examination will be of 2 hours.
In case of offline examination before the commencement of the examination, there will be
briefing about how to write the examination.
PERIODICITY AND EXAMINATION CENTRES
(i) The examination will be conducted normally twice a year in May / June and November /
December on Sundays.
(ii) A list of Examination centres will be provided along with the Examination Application Form.
PASSING CRITERIA
(i) Pass : Minimum marks for pass in every subject - 50 out of 100 marks.
(ii) Candidate securing at least 45 marks in each subject with an aggregate of 50% marks
in all subjects of CAIIB examination in a single attempt will also be declared as having
passed CAIIB Examination.
(iii) Candidates will be allowed to retain credits for the subject/s they have passed in one attempt
till the expiry of the time limit for passing the examination as mentioned below.
TIME LIMIT FOR PASSING THE EXAMINATION
(i) Candidates will be required to pass CAIIB examination within a time limit of 2 years (i.e. 4
consecutive attempts). Initially a candidate will have to pay examination fee for a block of
one year i.e. for two attempts. In case a candidate is not able to pass CAIIB examination
within 1st block of 2 attempts, he / she can appear for a further period of one year (2nd block)
i.e. 2 attempts on payment of requisite fee. Candidates who have exhausted the first block
of 2 attempts, should necessarily submit the Examination Application Form for the next
attempt, without any gap. If they do not submit the Examination Form immediately after
exhausting the first block, the examination conducted will be counted as attempts of the
second block for the purpose of time limit for passing.
(ii) Candidates not able to pass CAIIB examination within the stipulated time period of two years
are required to re-enroll themselves afresh by submitting fresh Examination Application
Form. Such candidates will not be granted credit/s for subject/s passed, if any, earlier.
However, they will continue to be granted exemption in certain subject/s based on the
qualifications acquired by them earlier, provided qualification criteria for the those subject/s
remains the same.
(iii) Attempts will be counted from the date of application irrespective of whether a candidate
appears at any examination or otherwise.
"CLASS OF PASS" CRITERIA
1) The Institute will consider the FIRST PHYSICAL ATTEMPT of the candidate at the
examination as first attempt for awarding class. In other words, the candidate should not
have attempted any of the subject/s pertaining to the concerned examination any time in
the past and has to pass all the subjects as per the passing criteria and secure prescribed
marks for awarding class. Candidate re-enrolling for the examination after exhausting all
permissible attempts as per the time limit rule will not be considered for awarding class.

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2) First Class : 60% or more marks in aggregate and pass in all the subjects in the FIRST
PHYSICAL ATTEMPT.
3) First Class with Distinction : 75% or more mark in any individual subject and 60% or more
marks in the aggregate and pass in all subjects in the FIRST PHYSICAL ATTEMPT.
4) Candidate who have been granted exemption in the subject/s will be given "Pass Class"
only.
PROCEDURE FOR APPLYING FOR EXAMINATION
Examination Application Forms will be available at the Institute's website www.iibf.org.in which
could be downloaded and filled in. The application forms will be also available at the Institute's
Zonal Offices, Corporate Office and also at such other centres / offices as may be notified from
time to time. Examination Application Forms duly filled in (for the detailed instructions refer the
Examination Application Form) along with requisite examination fee should be submitted to the
respective Zonal Office at Mumbai, Chennai, New Delhi, Kolkata. The Institute accepts no
responsibility for delay or inconvenience arising from the candidate's failure to reach the
Examination Application Form in time or if the form is incomplete or failure to furnish all the
essential information about himself / herself and the details of his / her examination.
STUDY MATERIAL / WORKBOOK
The Institute has published study books and work books to facilitate study and they will
be available at outlets / showrooms / distributors of M/s. Macmillan Publishers India Ltd. and
M/s. Taxmann Pulication Pvt. Ltd. as under :
Study books in English Medium : Macmillan Publishers India Ltd.
Study books in Hindi Medium : Taxmann Pulication Pvt. Ltd.
Work book in English Medium : Taxmann Pulication Pvt. Ltd.
The price of each book and detailed list of outlets is mentioned below.
Candidates may purchase directly from outlets / showrooms / distributors of the above.
Candidates who purchase books directly from outlets of publishers will be offered a discount
of 20% on the cost price of the book. Candidates desirous of purchasing books by post will
not be offered any discount. However, the postage will be borne by publishers. Candidates
would be required to send their indent to publishers' outlet along with a Demand Draft for the
cost of book/s. The Demand Draft should be drawn in favour of M/s. Taxmann Pulication Pvt. Ltd.
and M/s. Macmillan Publishers India Ltd. as the case may be. (No cheques will be accepted).
Candidates are requested not to send any request for the purchase of books to the
Institute's Zonal Offices / Corporate Office.
ENGLISH MEDIUM

Name of the Book Price


Risk Management Rs.240.00
Financial Management Rs.265.00
General Bank Management Rs.385.00
HINDI MEDIUM

Name of the Book Price


Jokhim Prabandhan Rs.200.00
Vittiya Prabandhan Rs.235.00
Bank : Samanya Prabandhan Rs.400.00
WORK BOOK

Name of the Book Price


CAIIB Rs.240.00

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ADDRESSES OF STUDY MATERIAL PUBLISHERS
Addresses of Macmillan Publishers India Ltd.
Branches & Showrooms for English Medium Books
New Delhi Jaipur
2/19 Ansari Road, Daryaganj, B-48 Sankar Marg,
New Delhi - 110002 Opp. Imliwala Phatak,
Phone : (Oil) 23273624 / 23273814 / Lai Kothi Scheme,
23263969 / 23289442 / 23289443 Jaipur - 302015
E-mail : mildel@macmillan.co.in Phone : (0141) 2741308
Kolkata E-mail : miljai@macmillan.co.in
Unit No 302, L&T Chambers, (3rd Floor), Lucknow
16 Camac Street, Kolkata - 700017 17/1 Mudra Building,
Phone : (033) 22834480-85 Madan Mohan Malviya Marg,
E-mail : milcal@macmillan.co.in Lucknow-226001
Chennai Phone : (0522) 2209780 / 2208810
240 Lloyds Road, Chennai 600086 E-mail : milluc@macmillan.co.in
Phone : (044) 28353372 / 28353174 Madurai
E-mail : rnilllo@macmillan.co.in 6-A Sarojini Street, Chinna,
Bangalore Chokkikulam, Madurai - 625002
12-12/A, Shrungar Shopping Centre, Phone : (0452) 2530207 / 2527731
M. G. Road, Bangalore - 560001 E-mail : milmdu@macmillan.co.in
Phone : (080) 25583777 Mumbai
E-mail : milbgl@macmillan.co.in Unit No. 404, Antariksh Makwana Road,
Bhopal Andheri (E), Mumbai 400059
76 Malviya Nagar, TT Nagar, Phone : (022) 28526228 / 29 / 30
Bhopal - 462003 Mumbai
Phone : (0755) 2553895 Mercantile House, Magazine Street,
E-mail : milbho@macmillan.co.in Reay Road (East), Mumbai - 400010
Chandigarh Phone : (022) 23724401 / 23726017 /
First Floor, SCO Number, 449-450, 23741423
Sector 35C, Chandigarh - 160022 E-mail : macray@bom3.vsnl.net.in
Phone : (0172) 2611651 / 5088291 Nagpur
Email : milchd@macmillan.co.in House No. 158, 1st Floor,
Coimbatore Near Kasturba Library,
136 Sarojini Street, Ram Nagar, Sadar Extension Area,
Coimbatore - 641009 Nagpur - 440001
Phone : (0422) 2230940 / 2237805 Phone : (0712) 2531241
E-mail : milcbe@macmillan.co.in E-mail : milnag@macmillan.co.in
Cuttack Patna
Maitree Vihar, Link Road, Cuttack -753012 Sinha Library Road, Patna - 800001
Phone : (0671) 2311979 / 2331979 Phone : (0612) 2232550 / 22242348
E-mail : milcut@macmillan.co.in E-mail : milpat@macmillan.co.in
Guwahati Pune
S. C. Goswami Road, Pan Bazar, 8 Shreenad Apartments,
Guwahati -781001 2030 Sadashiv Peth,
Phone : (0361) 2516564 / 2633529 Tilak Road, Pune - 411030
E-mail : milguw@macmillan.co.in Phone : (020) 24329872 / 3
E-mail : milpun@macmillan.co.in
Hubli
Suvidha Annexe, F-17 Block A, Thiruvananthapuram
389 Keshawapur, Hubli - 580023 Narayana Towers, Vazhuthacaud,
Phone : (0836) 2361944 Thiruvananthapuram - 695014
E-mail : milhub@macmillan.co.in Phone : (0471) 2328314
E-mail : miltvm@macmillan.co.in
Hyderabad
104-105 Shakti Sai Complex, Visakhapatnam
1st Floor, Chapel Road, Abids, 30-15-138, 2nd Floor,
Hyderabad - 500001 Binayaka Complex, Dabagardens,
Phone : (040) 23212867 / 66633233 Visakhapatnam - 530020
E-mail : milhyd@macmillan.co.in Phone : (0891) 2745384
E-mail : milviz@macmillan.co.in

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ADDRESSES OF TAXMANN PUBLICATION PVT. LTD.
Branches & Showrooms for Hindi Medium Books and Workbook

Jaina Book Agency C. Sitaraman & Co.,


649 A Girgaum Road, Dhobi Talao, 37, Royapettah High Road,
Mumbai - 400002 Chennai - 600014
Tel. : 22012143, 22018485 Tel. : 28111516, 28117069, 28113950
Asia Law House Law Point
Opp. High Court, 6C, R. N. Mukherjee Road,
Hyderabad - 500002 Opp. Birla Building, Stephen House,
Tel. : 24520276, 24526212 Kolkata - 700011
Standard Book Distributors Tel. : 22101821
104, Labh Complex, 12-B, Krishna Law House
Sattar Taluka Society, 35-36, Gokhale Market,
Opp. Old High Court Road, Opp. Tis Hazari Court, Delhi - 110054
Ahmedabad - 380014 Tel. : 23969866, 23919317
Tel. : 7540731,7540732 Book Corporation
Student Book Centre 108, Nandan Complex,
527, Kalbadevi Road, Near Mithkhali Rly. Crossing Mithakhali,
Opp. Edward Cinema, Ahmedabad - 380006
Mumbai - 400002 Tel. : 6465385
Tel. : 22050510, 22080668 Puliani & Puliani
Commercial House Ground Floor, Sujatha Complex,
149 Rajendra Market, 1st Cross Gandhinagar,
Opp. Tis Hazari Court, Bangalore - 560009
Delhi - 110054 Tel. : 2265500, 2254052
Tel. : 23947862, 23947863 Modern Law House
Book Corporation 1/1, A. D. A. Flat
4 R. N. Mukherjee Road, (Near Bishop Johnson School),
Kolkata - 700001 M. G. Marg, Allahabad - 211001
Tel. : 22101089, 22206669, 31000405 Tel. : 2560700,2560616
Asia Law House Arora Law Agency
Opp. High Court, Shivala Road, Hussainpura,
Hyderabad - 500002 Amritsar - 143 001
Tel. : 24520276, 24566212 Tel. : 2584548
Student Agencies (I) Pvt. Ltd. Commercial Book House
102, Konark Shram, LG-2, 23, Aakarshan Bhawan,
Behind Everest Building, Anasari Road, Darya Ganj,
156,Tardeo Road, Mumbai - 400 034 New Delhi - 110 002
Tel. : 2351334-37 Tel. : 23267860

2.5 TUTORIAL / CONTACT PROGRAMMES


Tutorial / Contact programmes will be organized by the Institute / accredited Institutions.
For further details candidates may get in touch with Zonal Office or logon to the Institute's
website www.iibf.org.in.
SYLLABUS
The details of the prescribed syllabus which is indicative are furnished in the booklet.
However, keeping in view the professional nature of examinations, all matters falling within the
realm of the subject concerned will have to be studied by the candidate as questions can be
asked on all relevant matters under the subject. Candidates appearing for the Examination
should particularly prepare themselves for answering questions that may be asked on the
latest developments taking place under the various subjects of the said examination although
those topics may not have been specifically included in the syllabus. The Institute also
reserves to itself the right to vary the syllabus / rules / fee structure from time to time. Any
alterations made will be notified from time to time. Further, questions based on current
developments in banking and finance may be asked.
Candidates are advised to refer to financial news papers / periodicals more particularly
"IIBF VISION" and "BANK QUEST" published by the Institute.

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SYLLABUS
PAPER 1- RISK MANAGEMENT
Objectives
The candidates would be able
1. to acquire a basic knowledge of various aspects of Risk Management,
2. to understand the different dimensions of Risk and its Impact.
Module A : Asset Liability Management
Banks Balance Sheet - Components of Assets / Liabilities and their Management
Liquidity Management - definition - dimensions of liquidity management - role of liquidity
risk management in asset liability management - measurement of liquidity through ratio
analysis.
Interest Rate Management - factors affecting interest rates - management of Interest
Rate Risk
Management of exchange risk - identification, measurement etc :
ALM Implementation - RBI Guidelines.
Module B : Risk Management
Market Risk Measurement and Management
Value at Risk : definition, measurement, limitations and alternative risk measures, e.g.,
conditional value at risk - stress testing - back testing
Credit Risk Measurement and Management
Credit risk terminology - Credit ratings - Default probabilities - Credit spreads - Credit
migration, transition matrices and Creditmetrics - Counterpart risks: exposures, recovery
rates, risk mitigation techniques including rating triggers, collateral clauses - Credit
derivatives
Operational & Integrated Risk Management
Module C : Treasury Management :
Treasury management; concepts and functions; instruments in the treasury market;
development of new financial products; control and supervision of Treasury Management;
linkage of domestic operations with foreign operations.
Asset-liability management; interest rate risk; interest rate futures;
Stock options; debt instruments; bond portfolio strategy; risk control and hedging instruments.
Investments - Treasury bills - Money markets instruments such as CDs, CPs, IBPs;
Securitisation and Forfaiting; Refinance and rediscounting facilities.
Module D : Capital Management and Profit Planning
Prudential Norms - Capital Adequacy - Basel II - Asset Classification - provisioning
Profit and Profitability - Historical Perspective of the Approach of Banks to profitability - Effects
of NPA on profitability - A profitability Model - Share holders value maximization & EVA - Profit
Planning - measures to improve profitability.
PAPER 2 - FINANCIAL MANAGEMENT :
Objectives :
The students would be able to acquire in depth knowledge of :
(1) Principles of financial management and quantitative techniques.
(2) Techniques of analysis and interpretation of financial statements.

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Module A : Quantitative Techniques and Financial Mathematics
Concept of time value of money - Net Present Value - Discounted Cash Flow - Sampling
methods - Presentation of data - analysis and interpretation of sample data - hypothesis
testing
Time series analysis - mean - standard deviation - co relation - Regression - covariance
and volatility
Probability Distribution - Confidence interval analysis - estimating parameters of distribution
Bond valuation - duration - modified duration
Linear programming - decision making - simulation
Statistical analysis using spreadsheets
Module B : Study of Financial Statements
Scope, Functions and objectives.
Capital Expenditure, Decision on Capital Investments and Profitability Study.
Sources of finance and Cost of Capital - Long term and Short term.
Study of Financial Statements - Relationship between items in Balance Sheet and Profit
and Loss Account. Trend Analysis, Comparative Statement - Common size Statement -
Preparations of Projected Financial Statements.
Module C: Ratio Analysis
Ratio analysis - Balance Sheet Ratios. Current Ratio - Liquid Ratio - Proprietary Ratio -
Debt Equity Ratio - Stock Working Capital Ratio - Gross Profit Ratio - Operating Ratio -
Expenses Ratio - Stock Turnover Ratio-Composite Ratios - Return on Capital Employed -
Return on Proprietor's Funds - Return on Equity Capital - Return on Capital Employed -
Turnover of Debtors - Debt Service Coverage Ratio.
Statement of Sources and Applications of Funds. Interpretation and analysis of different
ratios, Limitation of the use of ratios.
Module D : Working Capital and Term Lending
Working Capital - Concept and Management - Appraisal techniques - trade cycle -
credit rating
Marginal Costing - Break Even Analysis
Capital Budgeting - Net present value - discounted cash flow etc.
Cash Budget - profit planning - Risk based pricing of products
PAPER 3- GENERAL BANK MANAGEMENT
Objectives
The candidates will be able to develop knowledge and understanding of a range
of areas such as, International Banking, HRM, marketing, banking technology related
subjects specific to the career needs and to develop skill and competence to help
successfully manage the diverse range of situations which occur in a dynamic banking
environment
Module A : International Banking
Factors determining exchange rates - national / international, political and economic -
Direct and indirect quotations - Spot rates, forward rates premium and discount and cross
rates.
Basics of Derivatives - forward Exchange Rates, Contracts, Currency options, Swaps
and Interest rate swaps. Major recommendations of the various Expert Group on Forex
Markets.

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Documentary Letters of Credit- UCPDC 500
Various facilities to Exporters and Importers including forfeiting and factoring.
Correspondent Banking - Bank Accounts - NOSTRO and VOSTRO accounts - SWIFT,
CHIPS, CHAPS, FEDWIRE.
NRI accounts - Indian rupee and Foreign Currency accounts.
Role of Exim Bank - Role of RBI and Exchange Control - Regulations of India, Role of
FEDAI and FEDAI rules, Risk in Foreign Trade, Role of ECGC, Types of insurance and
guarantee covers of ECGC.
Module B : Human Resources Management
Fundamentals of Human Resources Management; relationship between HRM and HRD;
structure and functions; role of the HRD professional; development of HRM in India.
HRM and Information Technology; Information and database management; HR research;
Knowledge Management.
Development of Human Resources; HRD sub systems; Training and Development; attitude
development; role and impact of training; career path planning and counselling.
Human Implications of organisations; learning and instruction; employee behaviour;
diversity and gender issues - theories of motivation and their practical implications;
Role concepts and analysis.
Self development; personnel research and survey; employee feedback survey; reward
and compensation system.
Performance management and appraisal systems; performance review and counselling;
HRM issues in banks.
Module C : Technology Management
RTGS - Infrastructure requirement - RTGS transactions - security features
SFMS - formats of SFMs - SFMS transactions-security aspects
RAS - requirements for RAS-Application - Security features of RAS
Digital Certificate - what is PKI, CCA, CA, RA - Types of digital certificate application of
digital certificate - legal status
IT ACT - electronic records - digital signature - application of electronic transactions
Cyber Law - its application - e commerce
IP Addressing - IP Addresses - Subnet mask
Core Banking - concept - benefits - branch coverage - schedules - creation of primary data
centre - disaster recovery site - formation of steering committee - core committee - primary
functions - formation of project management teams - implementation team - specialised
consultancy -infrastructure - software - hardware - networking
Operating System - data base management - information system audit
Module D: Marketing Management
Introduction to Marketing Management and key concepts - strategic marketing
process - Situation Analysis - market segmentation - marketing information and
research - marketing mix - competition analysis - product strategy - product life cycle
product mix - branding - pricing strategy - pricing decisions - distribution strategy
channels of distribution - and their functions - ATM - telebanking - direct marketing -
promotion strategy - advertising and sales promotion - communication - publicity public
relations - selling - HRD and marketing.

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COURSES OF IIBF
A. Flagship Courses
+ JAIIB
+ CAIIB
+ Diploma in Banking & Finance
B. Specialised Post Graduate Diploma Courses (for Member* and Non-Members**)
+ Diploma in Treasury, Investment and Risk Management
+ Diploma in Banking Technology
+ Diploma in International Banking and Finance
+ Diploma in Urban Co-operative Bank
+ Diploma in Commodity Derivatives for Bankers
+ Diploma for Micro Finance Professionals in collaboration with Sa-Dhan
+ Post Graduate Diploma in Financial Advising
+ Diploma in Home Laon Advising
C. Specialised Certificate Courses (for Member* and Non-Members**)
+ Certificate in Trade Finance
+ Certified Information System Banker
+ Certificate in Anti-Money Laundering / Know Your Customer
+ Certificate in Quantitative Methods for Bankers
+ Certificate in Credit Cards for Bankers
+ Certificate Examination in Banking Oriented Paper in Hindi
+ Certificate Examination for SME
+ Certificate Examination in Basics of Banking / Credit Cards for employeeof
IT Companies
D. Management Courses
+ Advanced Management Program in collaboration with SIES - Mumbai, Welingkar-
Mumbai, IMI-Delhi.
+ Project Management Blended Course with IFMR, Chennai
+ Advanced Diploma in Banking Technology (with PNB-IT) - An entry point
qualification
+ CAIIB linked MBA with IGNOU.
Educational support :
+ Publishing specific courseware for each paper / examination and Workbooks etc.
+ Tutorials through Accredited Institutions, Virtual Classes, e-learning through
Portal, Contact Classes or Campus Training - Model Questions and subject
updates on the net
Other activities :
+ Research, Seminars, Conferences, Lectures, etc.
+ Publications of books, Daily e-newsletter, monthly newsletter and quarterly journal
+ Training & Consultancy and Financial Education
* Members are employees of Banks and Financial Institutions who have enrolled as
members of IIBF.
** Non-Members are eligible candidates for each course / examination without IIBF
Membership.
The Syllabi, Rules / Regulations, Examination Forms and other information pertaining to the
examinations are available with Institute's Offices at Mumbai, Chennai, New Delhi, Kolkata
and also at such other centers / offices as may be notified from time to time. The same is also
available at our website www.iibf.org.in.

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MEMBERS OF THE GOVERNING COUNCIL (As on 01/01/2010)

President Shri S. Sridhar, Chaiman & Managing


Shri O. P. Bhatt, Chairman, State Bank Director, Central Bank of India
of India Representing Financial Institutions
Vice President Shri U. C. Sarangi, Chairman, NABARD
Shri M. V. Nair, Chairman & Managing Representing Private Sector Banks
Director, Union Bank of India Shri M. V. Venugopalan, Chairman &
Shri M. D. Mallya, Chairman & Managing CEO, The Federal Bank Ltd.
Director, Bank of Baroda Shri AnanthaKrishna, Chairman & CEO,
Representing Reserve Bank of India Karnataka Bank Ltd.
Shri C. Krishnan, Executive Director, Representing Foreign Banks
Representing State Bank of India and its Shri Gunit Chadha, Chief Executive
Associate Banks Officer - India, Deutsche Bank AG
Shri Narayanan Raja, DMD & CDO, Representing Co-operative Banks
State Bank of India Shri S. K. Banerji, Managing Director,
Shri Arun Shandilya, Managing Director, The Saraswat Co-op Bank Ltd.
State Bank of Bikaner & Jaipur Representing other Bodies / Experts
Representing Public Sector Banks Shri Y. H. Malegam, Former Managing
Shri A. C. Mahajan, Chairman & Partner, SB. Billimoria & Co., Chartered
Managing Director, Canara Bank Accountants
Shri Yogesh Agarwal, Chairman & Prof. Y. K. Bhushan, Senior Adviser,
Managing Director, IDBI Bank Ltd. ICFAI Business School
Shri M. S. Sundara Rajan, Chairman & Dr. Asish Saha, Director, National
Managing Director, Indian Bank Institute of Bank Management
Shri K. R. Kamath, Chairman & Dr. K. Ramakrishnan, Chief Executive,
Managing Director, Punjab National Bank Indian Bank's Association
Shri A. K. Misra, Chairman & Managing From IIBF
Director, Bank of India Shri R. Bhaskaran, CEO, Indian Institute
Shri J. M. Garg, Chairman & Managing of Banking & Finance
Director, Corporation Bank

ADDRESSES FOR CONTACT

Corporate Office :
Indian Institute of Banking & Finance
The "Arcade", World Trade Centre, 2nd Floor,
East Wing, Cuffe Parade, Mumbai - 400 005
Tel : 2218 7003/4/5 Fax : 022-2218 5147 / 2215 5093
E-mail : iibgen@bom5.vsnl.net.in
Northern Zonal Office : Western Zonal Office :
Indian Institute of Banking & Finance Indian Institute of Banking & Finance
109-113, Vikrant Towers, 1st Floor, 191-F, Maker Towers, 19th Floor,
4, Rajendra Place, New Delhi - 110 008 Cuffe Parade, Mumbai - 400 005
Tel. : 91-011-2575 2191/92 Tel. : 022-2218 3302 / 2218 5134
Fax : 91-011-2575 2193 Fax : 022-2218 0845
E-mail : iibnz@iibf.org.in E-mail : iibwz@iibf.org.in
Quality Printers (I) Ph. 24922297

Southern Zonal Office : Eastern Zonal Office :


Indian Institute of Banking & Finance Indian Institute of Banking & Finance
No.94, Jawaharlal Nehru Road, 408, 'Anandlok', 'A' Block, 4th Floor,
(100 Feet Road), Opp. Hotel Ambica 227, Acharya J. C. Bose Road,
Empire, Vadapalani, Chennai - 600 026 Kolkata - 700 020
Tel. : 044-2472 2990/2472 7961 Tel. : 033-2280 9681/82/83
Fax : 044-2472 6966 Fax : 033-2280 9680
E-mail : iibsz@iibf.org.in E-mail : iibez@iibf.org.in

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