The Ink Business Unlimited® Credit Card is offering a fantastic new bonus for new cardholders who apply soon: Earn $900 bonus cash back after you spend $6,000 on purchases in the first three months from account opening. That’s cold hard cash amounting to a 15% rebate on your first set of purchases, but the card’s a strong choice after the initial offer, too.
Impressive New Chase Ink Business Unlimited Welcome Offer
The Ink Unlimited consistently offers a solid welcome offer to new customers but they’ve made it even more competitive for a limited time. Today’s bonus is $150 higher than other recent offers, with no additional minimum spending requirement required. That makes it the highest public offer we’ve recorded on this card and an ideal time to submit your application.
The $900 in potential earnings comes on top of any rewards you earn through standard spending on the card and can be redeemed for a statement credit, travel, gift cards and more. If you hold another credit card that earns Chase Ultimate Rewards®, you’ll have the option to combine your reward balances with those from the Ink Business Unlimited, which may provide additional redemption opportunities including 1:1 point transfers to partnering travel programs.
All these rewards are in addition to an introductory APR on new purchases, which sweetens the deal considerably. That buys you time to pay down your purchases without accruing interest: Pay 0% introductory APR for 12 months on purchases, then a 17.99% - 23.99% variable APR applies for purchases and balance transfers. A balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater, applies.
Ongoing Value From the Ink Business Unlimited Card
The Chase Ink Unlimited has a $0 annual fee, which makes it a good option for small businesses who don’t want to add another line item to their expenses. That also makes it a perfect choice if you want a card you can continue to use for many years, even if your budget changes in the future.
We also love that this card earns on every purchase without any fine print or complexity. You’ll earn 1.5% cash back rewards on every business purchase. The flat-rate rewards are a good fit for companies whose purchases span many spending categories. You won’t need to limit yourself to a single bonus category and instead can focus on earning above-average rewards with every swipe.
The simplicity extends to card features that are valuable to all small businesses. You can request employee cards at no additional cost and integrate your expenses with bookkeeping software programs. The card also includes select trip protections, auto rental collision damage waiver, purchase protection and other common benefits.
Is the Ink Business Unlimited Offer Worth It?
The current bonus on the Chase Ink Business Unlimited is the highest it’s been in recent history. If you’ve been eyeing this card and can meet the spending requirements of the welcome bonus, now is the time to apply.
This card goes beyond the welcome bonus, too. With its $0 annual fee, healthy earning rates and extra protections, the Ink Business Unlimited® Credit Card makes sense to hold for years.
However, other credit cards may offer higher earning rates, bigger welcome bonuses and extra benefits or statement credits—though be aware many of the best business credit cards charge annual fees (sometimes extremely expensive ones). The Ink Business Unlimited also charges a foreign transaction fee of 3% of each transaction in U.S. dollars, which means it isn’t great for business owners who travel internationally or make purchases priced in foreign currencies.
It’s also worth noting that Chase has strict policies about who’s eligible for their business cards. For one thing, this card requires good credit for approval. Additionally, you might not be eligible if you’ve already received a bonus on this card in the past or if you’ve opened several credit cards in the past two years.
Assuming that the Ink Business Unlimited’s few limitations aren’t a dealbreaker for your business, this is one of the best-ever times to apply. This $900 cash offer is an easy way to earn extra cash and propel your business forward, but act soon because it won’t stick around forever.
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