- Clarify your business’ financial goals.
- Understand the categories where your business spends the most.
- Decide whether you want to earn cash back or credit card points.
- Consider whether you only need elevated rewards on Amazon purchases or if you’d rather earn at a slightly lower rate, but across all purchases.
- Consider the card’s promotional APRs or payback terms, and which fit your business needs the best.
Amazon Business Cards vs. Other Business Cards For Amazon Purchases
The two Amazon-branded business credit cards, the Amazon Business American Express Card* and Amazon Business Prime American Express Card*, are specifically designed to maximize benefits for businesses that frequently shop on Amazon. They offer Amazon-specific perks such as flexible payment terms and welcome bonuses in the form of Amazon gift cards upon approval.
For businesses invested in the Amazon ecosystem, these cards could make sense, especially with high AWS expenses. However, if your business spends a lot outside of Amazon purchases, there are likely other business credit cards that will make more sense.
Non Amazon-branded business credit cards, such as the Ink Business Unlimited® Credit Card and Capital One Spark Cash Select, can offer more versatile reward structures. Providing rewards on popular categories like travel, dining, office supplies and advertising, they’re better suited for businesses with varied spending habits.
Pro Tip
Many businesses will benefit from pairing an Amazon business card for Amazon purchases with a card that earns higher rates on typical office purchases, like the
Ink Business Preferred® Credit Card.
Find the Best Business Credit Cards of 2024
All information about Amazon Business American Express Card, Amazon Business Prime American Express Card has been collected independently by Forbes Advisor