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6 Best Business Credit Cards For Amazon Of November 2024

Written By
Credit Card Rewards Expert

Fact Checked

|Credit Cards Editor
& 1 other
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

Amazon offers nearly everything you could need for a business, whether that’s physical supplies or cloud computing services. It makes sense you might want to earn powerful rewards or enjoy extra benefits if you find yourself pulling out a card for Amazon purchases regularly. But not all cards are created equal. And, interestingly enough, the best business cards for Amazon aren’t necessarily Amazon-branded cards.

Why you can trust Forbes Advisor

Our editors are committed to bringing you unbiased ratings and information. Our editorial content is not influenced by advertisers. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines and the credit card methodology for the ratings below.

  • 48 business cards ranked
  • 13 types of businesses considered
  • 6,500 data points collected
  • 53 years of industry experience

Read more
Show Summary

Best Business Credit Cards for Amazon

All information about Amazon Business Prime American Express Card, Amazon Business American Express Card has been collected independently by Forbes Advisor

Best Business Credit Cards for Amazon of 2024

Best Flexible Rewards Business Card for Amazon

Ink Business Unlimited® Credit Card

Apply Now Apply Now
On Chase Bank USA, NA's Website
5.0
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Apply Now Apply Now
On Chase Bank USA, NA's Website

1.5% Reward Rate

Earn unlimited 1.5% cash back on every purchase made for your business

Welcome Bonus

Earn $750 bonus cash back

Annual Fee

$0

Regular APR

17.99% - 23.99% Variable

Credit Score

Excellent, Good (700 - 749)

Our Expert Take

Though not specifically branded as an Amazon card, you can earn fantastic flat-rate rewards on every purchase with the Ink Business Unlimited® Credit Card. That’s something busy business owners will appreciate because it doesn’t require time to manage and optimize.

Why We Like It

It’s one of the most well-rounded business cards on the market, with a welcome bonus, an introductory APR offer and no annual fee. The flat-rate 1.5% cash back is even more interesting when you realize it includes rewards on any free employee cards. Earnings are also doled out as Chase Ultimate Rewards®, which can be pooled with points you earn on other cards. Then, you have access to a large assortment of valuable redemptions, in addition to cash back.

What We Don’t Like

The flat-rate earnings structure might not appeal to those looking to maximize various types of spending. There are other business credit cards with multiple bonus categories, if you’re looking for that.

Who It’s Best For

The Ink Business Unlimited is best for anyone looking for a no annual fee card card with a flat-rate earnings structure.

Expert Commentary
Julian Kheel
Julian Kheel
Credit Cards and Travel Rewards Expert
With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.
 
Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.
 
In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.
Credit Cards and Travel Rewards Expert

Easy is the word that best describes the Ink Business Unlimited. With 1.5% cash back on purchases and no bonus categories to worry about, you can spend your time focusing on your small business instead of your credit card. Best of all, if you want to convert your rewards from cash back to travel points, you can combine the rewards earned from this card with one of Chase’s other premium credit cards and get access to Chase’s valuable transfer partners.

Pros & Cons
  • Unlimited 1.5% cash back rewards on every business purchase
  • No annual fee
  • Large welcome bonus
  • 0% Intro APR on Purchases for 12 months
  • Cash back awarded as Ultimate Rewards, which can be combined with premium Chase credit card accounts for better reward redemption options
  • High foreign transaction fees
  • High balance transfer fees
Card Details
  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Flat-Rate Business Rewards Card for Amazon

The Blue Business® Plus Credit Card from American Express

Apply Now Apply Now
On American Express's Website
4.8
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Apply Now Apply Now
On American Express's Website

Up to 2X Reward Rate

Earn 2X points on the first $50,000 in purchases each year; Earn unlimited 1X points on purchases thereafter

Welcome Bonus

Earn 15,000 points

Annual Fee

No annual fee

Regular APR

17.99% - 25.99% Variable

Credit Score

Excellent/Good (700 - 749)

Our Expert Take

The Blue Business® Plus Credit Card from American Express (Terms apply, see rates & fees) is a rare example of a no annual fee way to amplify your rewards earnings.

Why We Like It

Earning double Membership Rewards points on all types of purchases makes The Blue Business® Plus Credit Card from American Express a favorite option—even if you stray from Amazon. An introductory APR offer is also included: 0% intro APR on purchases for 12 months from the date of account opening, then a variable rate of 17.99% – 25.99% applies.

What We Don’t Like

The main downside to this card is that the earning rate drops in half for spending over $50,000 per calendar year.

Who It’s Best For

This is an ideal card for a business owner who’s looking for a simplified earnings structure. If you spend under the annual rewards cap, the points you’ll earn are a big win without the headache of an annual fee.

Expert Commentary
Julian Kheel
Julian Kheel
Credit Cards and Travel Rewards Expert
With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.
 
Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.
 
In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.
Credit Cards and Travel Rewards Expert

For small businesses looking to earn valuable travel rewards at a rapid clip, you can’t go wrong with the Blue Business Plus. Its simplicity means you won’t have to worry about maximizing bonus categories, and it’s also the only small business card that can transfer points to any of Amex’s airline and hotel partners without ever having to pay an annual fee.

Pros & Cons
  • Wide variety of airline transfer partners
  • No annual fee
  • High rewards rate on the first $50,000 in annual spending
  • There is a foreign transaction fee
  • 2 points per dollar rewards rate falls to 1 point per dollar after $50,000 in annual spending
Card Details
  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.99% – 25.99%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
  • Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
  • You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • No Annual Fee
  • Terms Apply.
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Cash-Back Business Card for Amazon

The American Express Blue Business Cash™ Card

Apply Now Apply Now
On American Express's Website
4.4
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Apply Now Apply Now
On American Express's Website

Up to 2% Reward Rate

Earn 2% Cash Back on all eligible purchases on up to $50,000 per calendar year; Earn 1% Cash Back onRead More

Welcome Bonus

Earn $250

Annual Fee

No annual fee

Regular APR

17.99% - 25.99% Variable

Credit Score

Excellent/Good (700 - 749)

Our Expert Take

The American Express Blue Business Cash™ Card (Terms apply, see rates & fees) is simplicity at its finest, both for Amazon purchases and everything else. Earn flat-rate cash-back rewards with no annual fee.

Why We Like It

Cash rewards on all purchases that are automatically credited to your statement are an excellent set-it-and-forget-it feature. Plus, new cardholders can get an introductory APR in addition to earning the welcome bonus.

What We Don’t Like

There’s a cap on elevated earnings, so higher spenders might not find this card a good fit. And don’t use the card overseas, as the foreign transaction fee eclipses the cash-back rewards.

Who It’s Best For

Considering there’s no annual fee, the Amex Blue Business Cash pays off for business owners who spend $50k or less per year.

Expert Commentary
TJ Porter
TJ Porter
Investing Writer
TJ Porter is a freelance writer based in Malden, Massachusetts. He's been covering personal finance for approximately a decade, focusing on topics such as investing, credit and credit cards. His writing has appeared on Credit Karma, Investopedia and Newsweek Vault.
Investing Writer

For companies with moderate spending, the Blue Business Cash offers one of the simplest deals for earning rewards. Businesses earn a strong 2% cash back on purchases without needing to pay an annual fee or remember bonus categories, all while getting other popular Amex perks like vendor payment tools.

Pros & Cons
  • No annual fee
  • Introductory APR on purchases
  • Great extra benefits like purchase protection and car rental insurance
  • Business-oriented benefits like employee cards and authorized manager accounts
  • Highest-earning cash-back reward capped after $50,000 in annual spending
  • High foreign transaction fees
  • No low introductory APR for balance transfers
Card Details
  • Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.99% – 25.99%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • No Annual Fee
  • Terms Apply.
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Cash-Back Card for Amazon Without Foreign Transaction Fees

Capital One Spark Cash Select

4.1
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Up to 5X Reward Rate

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Earn unlimited 1.5% cash backRead More

Welcome Bonus

Earn a $500 bonus

Annual Fee

$0

Regular APR

17.99% - 23.99% (Variable)

Credit Score

Excellent (750 - 850)

Our Expert Take

For business owners who value simplicity, this is a great all-around card—no annual fees, complicated earning structures and unnecessary rules. There’s nothing superfluous with the Capital One Spark Cash Select, just the basics.

Why We Like It

You can cash out rewards at any amount, any time. Plus, the Spark Cash Select has no foreign transaction fees. Another feature it offers—and you’ll appreciate it—is the ability to generate virtual card numbers for extra security with online purchases.

What We Don’t Like

In comparison to the other cards on this list, the Spark Cash Select is missing an intro APR offer.

Who It’s Best For

It’s a solid option for business owners who make international charges or travel abroad in addition to their everyday Amazon purchases.

Expert Commentary
Albert Hsieh
Albert Hsieh
Credit Cards and Reward Points Expert
Albert Hsieh is founder and CEO of Foxtrot Dash Inc., a San Francisco-based travel rewards marketplace offering a smart wallet that recommends 30,000 ways to maximize the redemption of hard-earned credit card and travel rewards points. He has proudly redeemed over 30 million reward points, and he and the Foxtrot Dash team boast over three decades of points and miles experience.
 
Albert has had a lifelong passion for aviation largely sparked by his dad, who retired after 30 years with United Airlines at San Francisco and Oakland. Since childhood, Albert grew fascinated by premium air travel and flew “The Tulip” (the nickname for United's fondly remembered "U" logo) to destinations far and near, with Taiwan, Japan and Egypt ranked as his top favorites.
 
With an unwavering commitment to the global travel industry, Albert served for 20 years as a commercial and marketing leader at Fortune 500 travel companies including JetBlue, China Airlines, XOJET and Westfield Airports LAX. He later worked as a consultant for Jet Edge, leading a companywide rebrand before their VistaJet acquisition. In recent years, Albert launched his Instagram feed where he captures his global credit card points and airline miles adventures with impeccable photography of luxury airline cabins and beautiful hotels.
 
His work is regularly featured in social campaigns, and he has drawn mentions in The New York Times and Nob Hill Gazette. On the Money Seed podcast, he has been heard discussing the future of credit card reward points, global travel trends and loyalty programs. When he's not traveling, Albert enjoys life on the West Coast by seeking out new restaurants and world-class wineries, and by spending quality time with loved ones.
Credit Cards and Reward Points Expert

Businesses of any size will enjoy straightforward minimum cash-back opportunities on this card plus increased earnings on travel when booked directly through Capital One Travel.

Pros & Cons
  • Earn 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel
  • Welcome bonus
  • No annual fee
  • No foreign transaction fee
  • Excellent credit required
  • Spending requirement to earn bonus is high
Card Details
  • Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
  • No annual fee
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Rewards won’t expire for the life of the account
  • Redeem your cash back rewards for any amount
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • $0 Fraud Liability for unauthorized charges
Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Business Card for Earnings Rate at Amazon

Amazon Business Prime American Express Card *

Amazon Business Prime American Express Card
4.0
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Up to 5X Reward Rate

Earn 5% back or 90 days terms on eligible U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods MarketRead More

Welcome Bonus

Earn a $125 Amazon.com gift card

Annual Fee

$0

Regular APR

18.99% - 26.99% variable

Credit Score

Good/Excellent (700 - 749)

Our Expert Take

If your business spends heavily on Amazon.com, AWS or Whole Foods, the 5% back on the Amazon Business Prime American Express Card* is an unbeatable reward.

Why We Like It

The option to choose between cash back or promotional financing (and to differentiate for individual charges) makes this card a unique option. If short-term cash flow is an issue, you have the option to swap the 5% back for 90-day financing on any eligible purchase.

What We Don’t Like

Be careful with the details of using this card: The choice between cash back or promotional financing is only valid for Amazon purchases and frankly, the rewards on most non-Amazon purchases aren’t particularly exciting. Furthermore, the rewards rate drops to a flat 1% on all Amazon charges after $120,000 in yearly Amazon spending.

Despite the promise of no annual fee, you’ll need to pay for a Prime membership to earn the max Amazon rewards. There is no 0% intro APR offer, and the standard APR is high, so this card isn’t suitable for long-term financing.

Who It’s Best For

For some, the Amazon Business Prime American Express Card* is a tough option to beat. The structure can be a tremendous opportunity—but only if you’re legitimately loyal to Amazon.

Pros & Cons
  • No foreign transaction fee
  • Free employee cards include purchase controls
  • On each eligible purchase, choose 5% back or 90-day terms at Amazon and Whole Foods
  • Amazon Prime membership required
  • No intro APR offer
  • Standard APR can be high, depending on your credit
Card Details
  • Earn a $125 Amazon.com gift card upon approval for the card
  • No annual fee
  • Choose 5% back or 90 days terms on eligible U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with an eligible Prime membership
  • The 5% rate applies to the first $120,000 in purchases each calendar year, 1% thereafter
  • Earn 2% back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
  • Earn 1% back on other purchases
All information about Amazon Business Prime American Express Card has been collected independently by Forbes Advisor
All information about Amazon Business Prime American Express Card has been collected independently by Forbes Advisor
Earn a $125 Amazon.com gift card upon approval for the card
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Business Card for Earnings Rate at Amazon Without Prime Membership

Amazon Business American Express Card *

Amazon Business American Express Card
4.0
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Up to 3X Reward Rate

Earn 3% back or 60 day terms on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market withRead More

Welcome Bonus

Earn a $100 Amazon.com gift card

Annual Fee

$0

Regular APR

18.99% - 26.99% variable

Credit Score

Good/Excellent (700 - 749)

Our Expert Take

Business owners who shop occasionally on Amazon will appreciate that the Amazon Business American Express Card* offers a choice of rewards or financing without requiring a Prime membership.

Why We Like It

When making Amazon-affiliated purchases with this card, you can choose from earning at a higher rewards rate or taking advantage of longer payback terms. And for businesses relying on AWS, this can be an excellent way to maximize your rewards.

What We Don’t Like

The extra rewards you can earn on Amazon purchases are capped after the first $120,000 in bonus-eligible spending each year. Plus, Amazon loyalists will likely have Business Prime anyway and will do better with the Amazon Business Prime American Express Card* for no additional annual fee.

Who It’s Best For

Like the Prime version of the card, the Amazon Business American Express Card* only makes sense if you intend to make Amazon purchases regularly.

Pros & Cons
  • No foreign transaction fee
  • Free employee cards include purchase controls
  • On each eligible purchase, choose 3% back or 60-day terms at Amazon & Whole Foods
  • High penalty APR
  • No intro APR offer
  • Standard APR can be high, depending on your credit
Card Details
  • Earn a $100 Amazon.com gift card upon approval for the card
  • No annual fee
  • Earn 3% back or 60 day terms on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market on the first $120,000 spent in purchases each calendar year, 1% back thereafter
  • Earn 2% back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
  • Earn 1% back on other purchases
  • No foreign transaction fees
All information about Amazon Business American Express Card has been collected independently by Forbes Advisor
All information about Amazon Business American Express Card has been collected independently by Forbes Advisor
Earn a $100 Amazon.com gift card upon approval for the card
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Here’s a Summary of the Best Business Credit Cards for Amazon

Credit Card
Best For
Credit Score
Annual Fee
Welcome Bonus
Best Flexible Rewards Business Card for Amazon
Excellent, Good
$0
Earn $750 bonus cash back
Best Flat-Rate Business Rewards Card for Amazon
Excellent/Good
No annual fee
Earn 15,000 points
Best Cash-Back Business Card for Amazon
Excellent/Good
No annual fee
Earn $250
Best Cash-Back Card for Amazon Without Foreign Transaction Fees
Excellent
$0
Earn a $500 bonus
Best Business Card for Earnings Rate at Amazon
Good/Excellent
$0
Earn a $125 Amazon.com gift card
Best Business Card for Earnings Rate at Amazon Without Prime Membership
Good/Excellent
$0
Earn a $100 Amazon.com gift card
All information about Amazon Business Prime American Express Card, Amazon Business American Express Card has been collected independently by Forbes Advisor
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening.
Earn a $125 Amazon.com gift card upon approval for the card
Earn a $100 Amazon.com gift card upon approval for the card

Methodology

Forbes Advisor compared dozens of options to find and rank the best business credit cards to use for Amazon.com purchases. Factors considered include:

  • Reward rates and redemption options on Amazon purchases
  • Annual fees
  • Credit limits
  • Introductory APR offers on purchases and/or balance transfers
  • Welcome bonuses
  • Other ongoing card benefits

Forbes Advisor re-evaluates each credit card list at least every six months to determine if any cards need to be added or removed. However, a list could be updated sooner if significant changes are made to included cards or if a new credit card is announced that’s likely to impact the category.

To learn more about our rating and review methodology and editorial process, check out our guide on how Forbes Advisor rates credit cards.

All information about Amazon Business American Express Card, Amazon Business Prime American Express Card has been collected independently by Forbes Advisor

How To Pick the Best Business Card for Amazon

  • Clarify your business’ financial goals.
  • Understand the categories where your business spends the most.
  • Decide whether you want to earn cash back or credit card points.
  • Consider whether you only need elevated rewards on Amazon purchases or if you’d rather earn at a slightly lower rate, but across all purchases.
  • Consider the card’s promotional APRs or payback terms, and which fit your business needs the best.

Amazon Business Cards vs. Other Business Cards For Amazon Purchases

The two Amazon-branded business credit cards, the Amazon Business American Express Card* and Amazon Business Prime American Express Card*, are specifically designed to maximize benefits for businesses that frequently shop on Amazon. They offer Amazon-specific perks such as flexible payment terms and welcome bonuses in the form of Amazon gift cards upon approval.

For businesses invested in the Amazon ecosystem, these cards could make sense, especially with high AWS expenses. However, if your business spends a lot outside of Amazon purchases, there are likely other business credit cards that will make more sense.

Non Amazon-branded business credit cards, such as the Ink Business Unlimited® Credit Card and Capital One Spark Cash Select, can offer more versatile reward structures. Providing rewards on popular categories like travel, dining, office supplies and advertising, they’re better suited for businesses with varied spending habits.

Pro Tip
Many businesses will benefit from pairing an Amazon business card for Amazon purchases with a card that earns higher rates on typical office purchases, like the Ink Business Preferred® Credit Card.

Find the Best Business Credit Cards of 2024

All information about Amazon Business American Express Card, Amazon Business Prime American Express Card has been collected independently by Forbes Advisor

Requirements To Apply For an Amazon Business Credit Card

Applying for an Amazon business credit card is similar to applying for a personal credit card:

  • Conduct your research to determine which card you want and ensure your credit score aligns with the card.
  • To make sure the application process is as smooth as possible, get your documentation in order, including your Employee Identification Number (EIN), if applicable.
  • Fully complete the application and provide accurate information on revenue or assets.

Here’s a detailed guide to how to apply for a business credit card.


Should You Get A Business Card for Amazon?

Amazon offers two business cards specifically intended for purchases with Amazon.com, Amazon Business, Amazon Web Services and Whole Foods. For some businesses, though, other credit cards may offer rewards and perks that make them a better choice. Take advantage of having several to choose from—surely there’s a business card for Amazon that makes sense for your company.

To view rates and fees for The Blue Business® Plus Credit Card from American Express please visit this page.
To view rates and fees for The American Express Blue Business Cash™ Card please visit this page.


Frequently Asked Questions (FAQs)

If I have a personal Amazon credit card, can I still apply for a business Amazon credit card?

If you have a personal Amazon credit card, you can still apply for a separate Amazon business credit card. This can help you earn rewards on all purchases, while keeping your transactions separate for easier accounting later.

Does Amazon have a business Visa?

No, Amazon does not offer a Visa business card. If having a Visa card is important to you, there are many other business credit cards that offer rewards on Amazon charges and may even offer Amazon.com gift cards as a redemption option.

Who is eligible for an Amazon Business Prime membership?

Any registered company may sign up for an Amazon business prime account, though it requires that the user also has an existing personal Amazon Prime account. You may need to pay a membership fee for Amazon Business Prime (in addition to the personal Prime membership fee), depending on how many employees or users are on your account.

How much does Amazon Business Prime cost per year?

The cost of Amazon Business Prime depends on the number of participating employees. A one-member Duo plan is free if you already hold a personal Prime membership while the Essentials plan costs $179 per year for three users. Different plans will accommodate 100 or more users, though at a higher cost.


Next Up In Credit Cards

*The information for the following card(s) has been collected independently by Forbes Advisor: Amazon Business Prime American Express Card, Amazon Business American Express Card. The card details on this page have not been reviewed or provided by the card issuer.

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