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Mike Cetera

Editor in Chief, Forbes Marketplace U.S.

About

Mike Cetera is the editor in chief for Forbes Marketplace U.S. Mike has written and edited articles about mortgages, savings accounts, CD rates and credit cards for more than a decade. Prior to joining Marketplace, his work appeared on Bankrate, The Points Guy and Fit Small Business. Mike earned a master’s degree in public affairs reporting from the University of Illinois and has been a journalist for more than two decades. He also has offered his expertise in numerous TV, radio and print interviews.

Mike Cetera is the editor in chief for Forbes Marketplace U.S., overseeing editorial teams that cover a broad range of consumer topics, including banking, credit cards, education, health, home improvement, investing, insurance, legal and small business.

Mike has been a journalist for more than two decades, working for print and digital publications. He holds two journalism degrees from the University of Illinois and worked in metro news for more than a decade prior to writing and editing in the personal finance space.

Mike has edited numerous award-winning series, including breaking news coverage of a medical helicopter crash that killed four people, including a young patient.

Expertise

  • Mortgages
  • Savings accounts
  • CD rates
  • Credit cards

Achievements

  • More than than 25 years of experience as a writer and editor
  • More than 15 years in digital media, including writing and editing on topics like banking, credit cards and mortgages
  • Journalism master’s degree from the University of Illinois

Other Publications

Education

Bachelor’s degree in journalism, the University of Illinois at Urbana-Champaign

Master’s degree in public affairs reporting, the University of Illinois at Springfield

  • How Long After An Accident Can You File A Claim?

    When a motor vehicle accident occurs, you may have the right to compensation. This could come from your own insurer or the insurance company covering the driver who caused the crash. Regardless, there are some rules you should know. Specifically,...
    How Long After An Accident Can You File A Claim?

  • Costco Travel Insurance Review 2024: Pros and Cons

    Costco sells travel insurance to its members through Cover-More, which is part of Zurich Insurance Group. There are three plans available — one for domestic trips, one for international trips, and one for cruises — that include great coverage for...
    Costco Travel Insurance Review 2024: Pros and Cons

  • Fidelity Life Insurance Review 2024: Pros and Cons

    We found Fidelity Life’s lineup of RAPIDecision products to be quite impressive. Many of its policies offer same-day coverage with no medical exam. It also has several policy options for seniors, including term life, whole life, final expense and guaranteed...
    Fidelity Life Insurance Review 2024: Pros and Cons

  • State Farm Business Insurance Review 2024

    State Farm offers small business insurance to more than 300 types of professions, including business owners policies, workers’ compensation and commercial auto. You can take a quick quiz at the State Farm website to find out what coverage types are...
    State Farm Business Insurance Review 2024

  • Guardian Life Insurance Review 2024

    Guardian offers a range of life insurance policies, including term, whole and universal options. As one of the largest mutual insurance companies in the U.S., it has historically paid out life insurance dividends each year since 1868. We found that...
    Guardian Life Insurance Review 2024

  • Spirit Dental Insurance Review 2024

    Spirit Dental’s Core PPO plan offers excellent coverage with no waiting periods for coverage.
    Spirit Dental Insurance Review 2024

  • Allstate Life Insurance Review 2024

    We like that Allstate lets you get a quote for term life insurance directly on its website. But all of its policies come from other insurers, such as Protective. We’d recommend instead going to an experienced independent life insurance who...
    Allstate Life Insurance Review 2024

  • How Do ISO Fire Ratings Affect Home Insurance Rates?

    When calculating premiums, one of the factors that home insurance companies look at is the Insurance Services Office (ISO) rating where you live (where a rating is available). This rating indicates how prepared your local fire department is to handle...
    How Do ISO Fire Ratings Affect Home Insurance Rates?

  • Does Insurance Cover Dermatology?

    Taking care of your skin is often overlooked, but it’s an important part of your overall health. According to the National Institutes of Health (NIH), 1 in 3 Americans deals with skin issues at any given time. Additionally, 1 in...
    Does Insurance Cover Dermatology?

  • Best Loans For Bad Credit Of August 2024

    If you have bad or poor credit as defined by FICO (a score of 350 to 579), you won’t be able to qualify for a personal loan unless you apply with a co-signer. However, while some personal loans require credit...
    Best Loans For Bad Credit Of August 2024

  • Toggle Renters Insurance Review 2024

    Toggle, a subsidiary of Farmers Insurance, offers three levels of renters insurance and allows you to add other coverage, including identity theft and replacement cost coverage. The company also has a simple renters insurance quote tool on its website. You...
    Toggle Renters Insurance Review 2024

  • States With The Most Spoiled Dogs 2024

    While pampered pets can be found nationwide, dog owners in some states tend to spoil their pooches more than others. In fact, more than one in five dog owners (22.2%) have spent more money on Christmas gifts for their dog...
    States With The Most Spoiled Dogs 2024

  • Worst States For Drunk Driving In 2024

    Although drinking and driving is easily preventable, roughly 37 people in America die each day in drunk-driving car crashes. That’s one alcohol-impaired driving fatality every 39 minutes. Not only does driving under the influence bring grave danger to yourself and...
    Worst States For Drunk Driving In 2024

  • Over 70% Of Americans Are Financially Confident Despite Economic Changes, According To Survey

    A Discover Personal loans survey found that 74% of Americans feel confident about their finances and 32% have up to $29,999 saved up this year. Despite this, almost 20% of Americans cut back on expenses due to several compounding economic...
    Over 70% Of Americans Are Financially Confident Despite Economic Changes, According To Survey

  • Peer-To-Peer Fraud Statistics In November 2024

    Peer-to-peer transactions—typically accomplished by sending money through a smartphone app—have become ubiquitous. P2P spending is a common way to split checks, repay friends or purchase goods and services, things millions of Americans do every day in lieu of paying with...
    Peer-To-Peer Fraud Statistics In November 2024

  • How Would A Government Shutdown Affect Your VA Mortgage Loan?

    Congress is currently discussing a new government funding deal to keep the government from shutting down on November 17, 2023. If a shutdown occurs, several government-funded agencies will cease or delay operations until the government can establish new funding legislation...
    How Would A Government Shutdown Affect Your VA Mortgage Loan?

  • New Construction Boom: Single-Family Homes On The Rise This Quarter

    As mortgage rates rise and existing listings continue to dwindle, newly constructed homes are becoming more favorable to buyers. New single-family homes accounted for 30.6% of U.S. single-family home inventory last quarter, according to a recent Redfin report, which is...
    New Construction Boom: Single-Family Homes On The Rise This Quarter

  • Tax Bracket Calculator: What Is Your Top Tax Rate?

    It’s likely that portions of your taxable income are taxed at different rates, in different tax brackets. Your marginal tax bracket represents the highest tax rate you'll pay on your taxable income. Depending on your filing status and the income...
    Tax Bracket Calculator: What Is Your Top Tax Rate?

  • Standard Deductions For 2024-2025 Tax Returns And Extra Benefits For People 65+

    Each year when you fill out your federal income tax return, you can either take the standard deduction or itemize deductions to reduce your taxable income. The overwhelming majority of taxpayers claim the standard deduction, because due to changes in...
    Standard Deductions For 2024-2025 Tax Returns And Extra Benefits For People 65+

  • Wealthfront Increases Its Cash Account APY To 5.00%

    California-based robo-advisor Wealthfront increased the APY on its Cash Account from 4.80% to 5.00% on November 3, 2023. All accounts automatically began earning the increased APY. now offers an APY that is competitive with some of the best high-yield savings...
    Wealthfront Increases Its Cash Account APY To 5.00%

  • Home Sellers Win $1.8 Billion In Damages In Realtor Fee ‘Conspiracy’

    The sellers of more than 260,000 homes in the Midwest who alleged that a “conspiracy” among real estate brokers forced them to pay oversized commissions have been awarded almost $1.8 billion in damages by a Kansas City, Missouri jury. Under...
    Home Sellers Win $1.8 Billion In Damages In Realtor Fee ‘Conspiracy’

  • Earn 5.30% APY With This New Capital One 10-Month CD

    Capital One is now offering APY with its 10-month 360 certificate of deposit (CD), currently its highest APY. You can open a CD account online or at one of its branch locations. The accounts have no minimum balance to open,...
    Earn 5.30% APY With This New Capital One 10-Month CD

  • Here’s How You Can Earn $100 From A $50 Deposit With Fidelity Bloom

    Earn a $100 bonus after depositing only $50 into a Fidelity Bloom Spend or Fidelity Bloom Save account. This offer is easy to qualify for, taking up to 17 days from opening an account to receiving your bonus. Currently, no...
    Here’s How You Can Earn $100 From A $50 Deposit With Fidelity Bloom

  • Fifth Third Bank Decreases Its Checking Bonus From $400 To $300

    Fifth Third Bank has decreased its checking account bonus offer from $400 to $300. Simply open an eligible checking account using the code on the Fifth Third Bank bonus offer page and complete qualifying activities. This offer expires on ....
    Fifth Third Bank Decreases Its Checking Bonus From $400 To $300

  • 7 Peer-To-Peer Payment Scams And How To Avoid Them

    Peer-to-peer, or P2P, payment apps have become a popular way for people to quickly send money to each other. Apps like PayPal, Venmo and Cash App make paying friends or splitting bills super easy. But this convenience comes with a...
    7 Peer-To-Peer Payment Scams And How To Avoid Them

  • Trustco Bank Launches A New Mortgage Program That Offers Below-Market Rates To Existing Borrowers

    With mortgage rates currently above 8%, many buyers are postponing buying a home until market conditions improve. One bank is trying to entice home buyers back into the market with a unique mortgage offer for its customers. Trustco Bank, a...
    Trustco Bank Launches A New Mortgage Program That Offers Below-Market Rates To Existing Borrowers

  • CrossCountry, Guaranteed Rate And UWM Raise 2024 Conforming Loan Limits

    Three of the country’s largest mortgage lenders—CrossCountry, Guaranteed Rate and United Wholesale Mortgage (UWM)—raised their conforming loan limits to $750,000, or a 3.2% increase from the current limit of $726,000. These increases come ahead of the Federal Housing Finance Agency’s...
    CrossCountry, Guaranteed Rate And UWM Raise 2024 Conforming Loan Limits

  • Wealthfront’s Cash Account Now Offers FDIC Coverage Up To $8 Million

    Wealthfront has increased the Federal Deposit Insurance Corporation (FDIC) coverage for its Cash Account up to $8 million for individual accounts and $16 million for joint accounts. In the unlikely event that Wealthfront fails, your money is protected up to...
    Wealthfront’s Cash Account Now Offers FDIC Coverage Up To $8 Million

  • Varo Announces ‘Varo To Anyone,’ New P2P Feature For Banking Customers

    Varo Bank recently announced its new feature, “Varo to Anyone,” a free peer-to-peer payment service for Varo customers. It’s a secure way to send your friends and family money, all with no fees. Even if your friends don’t have a...
    Varo Announces ‘Varo To Anyone,’ New P2P Feature For Banking Customers

  • Learn Meditation And Take Out A Loan With Guaranteed Rate’s New Consumer-Focused App

    Taking out a loan can be stressful for some borrowers. If you’re looking for a platform to find a mortgage loan that fits your budget, Guaranteed Rate has a new consumer-focused app for you. Guaranteed Rate offers conventional home loans,...
    Learn Meditation And Take Out A Loan With Guaranteed Rate’s New Consumer-Focused App

About

Mike Cetera is the editor in chief for Forbes Marketplace U.S. Mike has written and edited articles about mortgages, savings accounts, CD rates and credit cards for more than a decade. Prior to joining Marketplace, his work appeared on Bankrate, The Points Guy and Fit Small Business. Mike earned a master’s degree in public affairs reporting from the University of Illinois and has been a journalist for more than two decades. He also has offered his expertise in numerous TV, radio and print interviews.