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The concept of Non Performing Assets was first introduced by the Narsimham Committee (1991) on "Financial Sector Reforms". Public Sector Banks (PSBs) have always faced the problem of rising NPAs year after year. The deterioration of NPAs is primarily driven by the public sector banks. Many reasons are attributed to the heavy debt piling of PSBs such as, improper evaluation at the appraisal stage of borrower screening, irregular monitoring of loans, deficiencies in the recovery mechanism, etc. Creditors had weak rights and hence the recovery rate was very low. The problem of NPAs has been a hindrance in the economic development of the country. For measuring the effects of NPAs, we have to assess the performance of banking sector with respect to the factors of economic development. This research article studies the phenomenal deterioration of stressed asset quality, raising potential losses for not making enough provisions to combat the NPAs in the Indian Banking sector. The article observes that over the period of time, NPAs and bad loans have been adding in a spiralling manner in Indian Banks. Despite the treatment of stressed assets and prompt corrective actions as per asset quality report by regulators, the results are appearing at a very slow pace. They are of the opinion that strength and sustainability of the credit growth is the need for robust banking in the times to come.

The concept of Non Performing Assets was first introduced by the Narsimham Committee (1991) on “Financial Sector Reforms”. Public Sector Banks (PSBs) have always faced the problem of rising NPAs year after year. The deterioration of NPAs is primarily driven by the public sector banks. Many reasons are attributed to the heavy debt piling of PSBs such as, improper evaluation at the appraisal stage of borrower screening, irregular monitoring of loans, deficiencies in the recovery mechanism, etc. Creditors had weak rights and hence the recovery rate was very low. The problem of NPAs has been a hindrance in the economic development of the country. For measuring the effects of NPAs, we have to assess the performance of banking sector with respect to the factors of economic development. This research article studies the phenomenal deterioration of stressed asset quality, raising potential losses for not making enough provisions to combat the NPAs in the Indian Banking sector. The article observes that over the period of time, NPAs and bad loans have been adding in a spiralling manner in Indian Banks. Despite the treatment of stressed assets and prompt corrective actions as per asset quality report by regulators, the results are appearing at a very slow pace. They are of the opinion that strength and sustainability of the credit growth is the need for robust banking in the times to com

The concept of Non Performing Assets was first introduced by the Narsimham Committee (1991) on “Financial Sector Reforms”. Public Sector Banks (PSBs) have always faced the problem of rising NPAs year after year. The deterioration of NPAs is primarily driven by the public sector banks. Many reasons are attributed to the heavy debt piling of PSBs such as, improper evaluation at the appraisal stage of borrower screening, irregular monitoring of loans, deficiencies in the recovery mechanism, etc. Creditors had weak rights and hence the recovery rate was very low. The problem of NPAs has been a hindrance in the economic development of the country. For measuring the effects of NPAs, we have to assess the performance of banking sector with respect to the factors of economic development. This research article studies the phenomenal deterioration of stressed asset quality, raising potential losses for not making enough provisions to combat the NPAs in the Indian Banking sector. The article observes that over the period of time, NPAs and bad loans have been adding in a spiralling manner in Indian Banks. Despite the treatment of stressed assets and prompt corrective actions as per asset quality report by regulators, the results are appearing at a very slow pace. They are of the opinion that strength and sustainability of the credit growth is the need for robust banking in the times to come.

Clinical programmes are typically evaluated on operational performance metrics of cost, quality and outcomes. Measures of patient satisfaction are used to assess the experience of receiving care, but other perspectives, including those of staff and communities, are not often sought or used to assess and improve programmes. For strategic planning, the Kenyan HIV/AIDS programme AMPATH (Academic Model Providing Access to Healthcare) sought to evaluate its performance in 2006. The method used for this evaluation was termed ‘triangulation, ’ because it used information from three different sources – patients, communities, and programme staff. From January to August 2006, Indiana University external evaluators and AMPATH staff gathered information on strengths, weaknesses and suggestions for improvement of AMPATH. Activities included in-depth key-informant semi-structured interviews of 26 AMPATH clinical and support staff, 56 patients at eight clinic sites, and seven village health dialog...

The concept of Non Performing Assets was first introduced by the Narsimham Committee (1991) on "Financial Sector Reforms". Public Sector Banks (PSBs) have always faced the problem of rising NPAs year after year. The deterioration of NPAs is primarily driven by the public sector banks. Many reasons are attributed to the heavy debt piling of PSBs such as, improper evaluation at the appraisal stage of borrower screening, irregular monitoring of loans, deficiencies in the recovery mechanism, etc. Creditors had weak rights and hence the recovery rate was very low. The problem of NPAs has been a hindrance in the economic development of the country. For measuring the effects of NPAs, we have to assess the performance of banking sector with respect to the factors of economic development. This research article studies the phenomenal deterioration of stressed asset quality, raising potential losses for not making enough provisions to combat the NPAs in the Indian Banking sector. The article observes that over the period of time, NPAs and bad loans have been adding in a spiralling manner in Indian Banks. Despite the treatment of stressed assets and prompt corrective actions as per asset quality report by regulators, the results are appearing at a very slow pace. They are of the opinion that strength and sustainability of the credit growth is the need for robust banking in the times to come.

The primary objective of this research paper is to measure the association among TFR, FE, LE and PCI with reference to Pakistan. Along with theoretical discussion an empirical technique is applied to quantify the required objectives. This paper uses time series data from various national and international resources such as SBP, PBS and WB time span from 1971 to 2010. JCA and ECA method is used to measure the causality among said variables. Findings of the paper identify that there exist a longrun and short-run dynamics among selected variables

The long-standing controversy about the presence of two different emissive minima in the lowest excited state of the cationic push-pull dye DASPMI was definitively proved through the observation of dual emission, evidenced by both experimental (femtosecond up-conversion measurements) and theoretical (Density Functional Theory calculations) approaches. From the fluorescence up-conversion data of DASPMI in water the Time Resolved Area Normalized Spectra (TRANES) were calculated, showing one isoemissive point and therefore revealing the presence of two distinct emissive minima of the excited state potential energy hyper-surface with lifetimes of 0.51 and 4.8 ps. These spectroscopic techniques combined with proper data analysis allowed us to discriminate the sub-picosecond emitting state from the occurrence of ultrafast solvation dynamics and to disentangle the overlapping fluorescence (very close in energy) of the two components. Vibronic computations based on TD-DFT potential energy s...

For high data rate ultra wideband communication system, performance comparison of Rake, MMSE and Rake-MMSE receivers is attempted in this paper. Further a detail study on Rake-MMSE time domain equalizers is carried out taking into account all the important parameters ...

The primary objective of this research paper is to measure the association among TFR, FE, LE and PCI with reference to Pakistan. Along with theoretical discussion an empirical technique is applied to quantify the required objectives. This paper uses time series data from various national and international resources such as SBP, PBS and WB time span from 1971 to 2010. JCA and ECA method is used to measure the causality among said variables. Findings of the paper identify that there exist a longrun and short-run dynamics among selected variables