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Debt Attitude and Debt Accumulation among Rural Poor Households in a Developing Region: A Q-squared Approach. (2024). Cox, Joe ; Asok, Aswathi Rebecca.
In: Working Papers in Economics & Finance.
RePEc:pbs:ecofin:2024-03.

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  1. 2 As per the latest official data, 80% of non-agricultural sector workers in rural India are engaged in informal sector enterprises, without any formal job contracts or social security benefits (NSSO, 2023). Only 14 per cent of rural workers hold regular wage/salaried jobs, in stark contrast to the 48% observed in urban India. The average daily earnings for casual labour in rural India stand at INR 388 (approximately $4.6). Even this modest income is further compounded by its uncertainty, owing to the absence of regular job opportunities, placing this group in precarious situations during emergencies.
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  2. 3 The credit market in rural India continues to be significantly influenced by informal credit sources, with 41 per cent of indebted households relying on non-institutional credit sources (NABARD, 2018).
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  3. 4 Household incidence of indebtedness is 55% in rural Kerala and 49% in urban Kerala, while all India average is 35% and 22% respectively (NSO, 2019).
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  6. Additionally, more than one-third of the total outstanding debt is sourced from non-institutional sources (NSO, 2019).
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  22. Subjective self-control but not objective measures of executive functions predicts financial behavior and well-being. (2020). Tinghog, Gustav ; Vastfjall, Daniel ; Skagerlund, Kenny ; Stromback, Camilla.
    In: Journal of Behavioral and Experimental Finance.
    RePEc:eee:beexfi:v:27:y:2020:i:c:s2214635019301893.

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  23. Психологические факторы стратегий погашения множественных задолженностей // Psychological Factors of Multiple Debt Repayment Strategi. (2019). Т. Горошникова, ; М. Гагарина, ; Goroshnikova, T ; Gagarina, M.
    In: Вестник исследований бизнеса и экономики // Review of Business and Economics Studies.
    RePEc:scn:00rbes:y:2018:i:3:p:57-64.

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  24. Социально-психологические особенности и уровень финансовой грамотности должников // Socio-Psychological Peculiarities and Level. (2019). А. Шанцева А., ; М. Гагарина А., ; Shantseva, A ; Gagarina, M.
    In: Вестник исследований бизнеса и экономики // Review of Business and Economics Studies.
    RePEc:scn:00rbes:y:2017:i:2:p:5-22.

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  25. Self-congruence, brand attachment and compulsive buying. (2019). Simkin, Lyndon ; Ekinci, Yuksel ; Japutra, Arnold.
    In: Journal of Business Research.
    RePEc:eee:jbrese:v:99:y:2019:i:c:p:456-463.

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  26. The importance of personality characteristics and behavioral constraints for retirement saving. (2019). Piotrowska, Maria.
    In: Economic Analysis and Policy.
    RePEc:eee:ecanpo:v:64:y:2019:i:c:p:194-220.

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  27. Explanatory mechanisms of the decision to buy on credit: The role of materialism, impulsivity and financial knowledge. (2019). Ponchio, Mateus Canniatti ; Rohden, Simoni F ; de Matos, Celso Augusto ; Budiner, Frederike Monika.
    In: Journal of Behavioral and Experimental Finance.
    RePEc:eee:beexfi:v:21:y:2019:i:c:p:15-21.

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  28. A Meta-Analytic Investigation of Consumer Over-Indebtedness: the Role of Impulsivity. (2018). Vandone, Daniela ; Ottaviani, Cristina ; Frigerio, Marco.
    In: Departmental Working Papers.
    RePEc:mil:wpdepa:2018-08.

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  29. Attention-deficit/hyperactivity disorder, delay discounting, and risky financial behaviors: A preliminary analysis of self-report data. (2017). Ben-David, Itzhak ; Sela, Aner ; Beauchaine, Theodore P.
    In: PLOS ONE.
    RePEc:plo:pone00:0176933.

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  30. Predicting Experimental Choice Behavior and Life Outcomes from a Survey Measure of Present Bias. (2017). Pinger, Pia.
    In: Economics Bulletin.
    RePEc:ebl:ecbull:eb-17-00185.

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  31. Thinking about Tomorrow? Predicting Experimental Choice Behavior and Life Outcomes from a Survey Measure of Present Bias. (2017). Pinger, Pia.
    In: SOEPpapers on Multidisciplinary Panel Data Research.
    RePEc:diw:diwsop:diw_sp935.

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  32. Self-Scanning and Self-Control: A Field Experiment on Real-Time Feedback and Shopping Behavior. (2017). Wengström, Erik ; Wengstrom, E ; Runnemark, E ; Montinari, N.
    In: Working Papers.
    RePEc:bol:bodewp:wp1115.

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  33. The impact of self-control depletion on social preferences in the ultimatum game. (2016). Wagner, Alexander ; Alos-Ferrer, Carlos ; Achtziger, Anja .
    In: Journal of Economic Psychology.
    RePEc:eee:joepsy:v:53:y:2016:i:c:p:1-16.

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