Nothing Special   »   [go: up one dir, main page]

create a website
Evidence on the effect of credit counseling on mortgage loan default by low-income households. (2006). gonzalez -Vega, Claudio ; Hartarska, Valentina ; Gonzalez-Vega, Claudio.
In: Journal of Housing Economics.
RePEc:eee:jhouse:v:15:y:2006:i:1:p:63-79.

Full description at Econpapers || Download paper

Cited: 15

Citations received by this document

Cites: 28

References cited by this document

Cocites: 36

Documents which have cited the same bibliography

Coauthors: 0

Authors who have wrote about the same topic

Citations

Citations received by this document

  1. Agricultural land conversion: Impacts of economic and natural risk factors in a coastal area. (2019). Nadolnyak, Denis ; Li, Sheng ; Hartarska, Valentina.
    In: Land Use Policy.
    RePEc:eee:lauspo:v:80:y:2019:i:c:p:380-390.

    Full description at Econpapers || Download paper

  2. Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?. (2017). Menkhoff, Lukas ; Kaiser, Tim.
    In: Rationality and Competition Discussion Paper Series.
    RePEc:rco:dpaper:37.

    Full description at Econpapers || Download paper

  3. Climate Variability and Agricultural Loan Delinquency in the US. (2016). Nadolnyak, Denis ; Shen, Xuan ; Hartarska, Valentina.
    In: International Journal of Economics and Finance.
    RePEc:ibn:ijefaa:v:8:y:2016:i:12:p:238-249.

    Full description at Econpapers || Download paper

  4. Does Financial Education Impact Financial Literacy and Financial Behavior, and if So, When?. (2016). Menkhoff, Lukas ; Kaiser, Tim.
    In: Discussion Papers of DIW Berlin.
    RePEc:diw:diwwpp:dp1562.

    Full description at Econpapers || Download paper

  5. Estimating Determinants of Borrowing: Evidence from Greece. (2015). Apostolopoulos, C. ; Pastrapa, E..
    In: Journal of Family and Economic Issues.
    RePEc:kap:jfamec:v:36:y:2015:i:2:p:210-223.

    Full description at Econpapers || Download paper

  6. Can you help someone become financially capable ? a meta-analysis of the literature. (2014). Zia, Bilal ; Miller, Margaret ; Reichelstein, Julia ; Salas, Christian .
    In: Policy Research Working Paper Series.
    RePEc:wbk:wbrwps:6745.

    Full description at Econpapers || Download paper

  7. Fixing Consumer Protection Laws So Borrowers Understand Their Payment Obligations. (2014). SOVERN, JEFF .
    In: Journal of Consumer Affairs.
    RePEc:bla:jconsa:v:48:y:2014:i:1:p:17-33.

    Full description at Econpapers || Download paper

  8. Discounting financial literacy: Time preferences and participation in financial education programs. (2013). Sprenger, Charles ; Meier, Stephan.
    In: Journal of Economic Behavior & Organization.
    RePEc:eee:jeborg:v:95:y:2013:i:c:p:159-174.

    Full description at Econpapers || Download paper

  9. Financial literacy around the world : an overview of the evidence with practical suggestions for the way forward. (2012). Zia, Bilal ; Xu, Lisa .
    In: Policy Research Working Paper Series.
    RePEc:wbk:wbrwps:6107.

    Full description at Econpapers || Download paper

  10. First steps out of debt: Attitudes and social identity as predictors of contact by debtors with creditors. (2010). Mewse, Avril J. ; Wrapson, Wendy ; Lea, Stephen E. G., ; Lea,Stephen E. G., .
    In: Journal of Economic Psychology.
    RePEc:eee:joepsy:v:31:y:2010:i:6:p:1021-1034.

    Full description at Econpapers || Download paper

  11. The Dynamics of Homeownership: Eliminating the Gap Between African American and White Households. (2009). Schlottmann, Alan M. ; Boehm, Thomas P..
    In: Real Estate Economics.
    RePEc:bla:reesec:v:37:y:2009:i:4:p:599-634.

    Full description at Econpapers || Download paper

  12. Discounting Financial Literacy: Time Preferences and Participation in Financial Education Programs. (2008). Sprenger, Charles ; Meier, Stephan.
    In: IZA Discussion Papers.
    RePEc:iza:izadps:dp3507.

    Full description at Econpapers || Download paper

  13. A literature review on the effectiveness of financial education. (2007). Martin, Matthew .
    In: Working Paper.
    RePEc:fip:fedrwp:07-03.

    Full description at Econpapers || Download paper

  14. Selection into financial literacy programs: evidence from a field study. (2007). Sprenger, Charles ; Meier, Stephan.
    In: Public Policy Discussion Paper.
    RePEc:fip:fedbpp:07-5.

    Full description at Econpapers || Download paper

References

References cited by this document

  1. Ambrose, B. ; Capone, C.A. The hazard rates of first and second defaults. 2000 Journal of Real Estate Finance and Economics. 20 275-293

  2. Chaves, R.A. ; Gonzalez-Vega, C. The design of successful rural financial intermediaries: evidence from indonesia. 1996 World Development. 24 65-78

  3. Cunningham, D.F. ; Hendershott, P.H. Pricing FHA mortgage default insurance. 1984 Housing Finance Review. 3 373-392

  4. de Aghion, B.A. ; Morduch, J. Microfinance beyond group lending. 2000 Economics of Transition. 8 401-420

  5. Deng, Y.J. ; Quigley, J.M. ; Van Order, R. Mortgage default and low downpayment loans: the cost of public subsidy. 1996 Regional Science and Urban Economics. 26 263-285

  6. Deng, Y.J. ; Quigley, J.M. ; Van Order, R. Mortgage terminations, heterogeneity and the exercise of mortgage options. 2000 Econometrica. 68 275-307

  7. Ellienhausen, G., Lundquist, E.C., Staten, M.E., 2003. The impact of credit counseling on subsequent borrower credit usage and payment behavior, Working Paper, Credit Research Center, Georgetown University.

  8. Elmer, P.J. ; Seelig, S.A. Insolvency, trigger events, consumer risk posture in the theory of single-family mortgage default. 1999 Journal of Housing Research. 10 1-25
    Paper not yet in RePEc: Add citation now
  9. Foster, C. ; Van Order, R. An option-based model of mortgage default. 1984 Housing Finance Review. 3 351-372
    Paper not yet in RePEc: Add citation now
  10. Hartarska, V.M. ; Gonzalez-Vega, C. Credit counseling and mortage termination of low-income households. 2005 Journal of Real Estate Finance and Economics. 3 227-243
    Paper not yet in RePEc: Add citation now
  11. Hartarska, V.M., Gonzalez-Vega, C., 2004. Social capital and mortgage loan delinquency among low-income urban and rural households, mimeo, Auburn University.
    Paper not yet in RePEc: Add citation now
  12. Hirad, A. ; Zorn, P.M. A little knowledge is a good thing: empirical evidence of the effectiveness of pre-purchase homeownership counseling. 2002 En : Retsinas, N.P. ; Belsky, E.S. Low-Income Homeownership: Examining the Unexamined Goal. Brookings Institution Press: Washington, DC
    Paper not yet in RePEc: Add citation now
  13. Kalbfleisch, J. ; Prentice, R. The Statistical Analysis of Failure Time Data. 2002 John Wiley: New Jersey
    Paper not yet in RePEc: Add citation now
  14. Kau, J.B. ; Keenan, D.C. ; Muller, W.J. ; Epperson, J.F. A generalized valuation model for fixed-rate residential mortgages. 1992 Journal of Money Credit and Banking. 24 279-299

  15. Kau, J.B. ; Keenan, D.C. ; Muller, W.J. ; Epperson, J.F. The valuation at origination of fixed-rate mortgages with default and prepayment. 1995 Journal of Real Estate Finance and Economics. 11 5-36

  16. Linneman, P.D. ; Watcher, S.M. The impacts of borrowing constraints on homeownership. 1989 AREUEA Journal. 17 384-402

  17. Mallach, A., 2001. Home-ownership education and counseling: issues in research and definition, Federal Reserve Bank of Philadelphia.
    Paper not yet in RePEc: Add citation now
  18. McCarty, G.W., Quercia, R.G., 2000. Bridging the gap between supply and demand: the evolution of the homeownership, education and counseling industry, Institute Report No. 00-01, The Research Institute for Housing America.
    Paper not yet in RePEc: Add citation now
  19. Mills, E.S. ; Lubuele, L.S. Performance and residential mortgages in low- and moderate-income neighborhoods. 1994 Journal of Real Estate Finance and Economics. 9 245-260

  20. Pavlov, A. Competing risks of mortgage termination: who refinances, who moves, and who defaults?. 2001 Journal of Real Estate Finance and Economics. 23 185-211

  21. Quercia, R.G. ; McCarthy, G.W. ; Stegman, M.A. Mortgage default among rural, low-income borrowers. 1995 Journal of Housing Research. 6 349-369
    Paper not yet in RePEc: Add citation now
  22. Quercia, R.G. ; Watcher, S.M. Homeownership counseling performance: how can it be measured?. 1996 Housing Policy Debate. 7 175-200
    Paper not yet in RePEc: Add citation now
  23. Quigley, J.M. ; Van Order, R. Explicit tests of contingent claims models of mortgage default. 1995 The Journal of Real Estate Finance and Economics. 1 99-117

  24. Schill, M.H. ; Watcher, S.M. The special bias of federal housing law and policy: concentrated poverty in urban areas. 1995 University of Pennsylvania Law Review. 143 1285-1382
    Paper not yet in RePEc: Add citation now
  25. Steinbach, G.H. Ready to make the grade. 1995 Mortgage Banking. 6 37-42
    Paper not yet in RePEc: Add citation now
  26. Turner, M.A., O’Neal, K., 1986. Household Tenure Choice: Review of the Empirical Literature, Research Report No. 3501-01. The Urban Institute, Washington, DC.
    Paper not yet in RePEc: Add citation now
  27. Van Order, R. ; Zorn, P. Income, location and default: some implications for community lending. 2000 Real Estate Economics. 28 385-404

  28. Vandell, K.D. How ruthless is mortgage default? A review and synthesis of the evidence. 1995 Journal of Housing Research. 6 245-264
    Paper not yet in RePEc: Add citation now

Cocites

Documents in RePEc which have cited the same bibliography

  1. Typical States and Their Risks for Mortgage Loans. (2023). Parnes, Dror.
    In: Journal of Quantitative Economics.
    RePEc:spr:jqecon:v:21:y:2023:i:2:d:10.1007_s40953-023-00341-2.

    Full description at Econpapers || Download paper

  2. The effect of changing mortgage payments on default and prepayment: Evidence from HAMP resets. (2022). Shore, Stephen H ; Scharlemann, Therese C.
    In: Real Estate Economics.
    RePEc:bla:reesec:v:50:y:2022:i:5:p:1231-1256.

    Full description at Econpapers || Download paper

  3. .

    Full description at Econpapers || Download paper

  4. .

    Full description at Econpapers || Download paper

  5. What Broker Charges Reveal About Subprime Mortgage Credit Risk. (2021). Sands, Patrik ; Hollifield, Burton ; Berndt, Antje.
    In: The Journal of Real Estate Finance and Economics.
    RePEc:kap:jrefec:v:63:y:2021:i:2:d:10.1007_s11146-020-09774-5.

    Full description at Econpapers || Download paper

  6. Housing Loan Repayment Behaviour in Malaysia: An Analytical Insight. (2021). Siew, Goh-Yeok ; Lim, Hock-Eam ; Saha, Asish.
    In: International Journal of Business and Economics.
    RePEc:ijb:journl:v:20:y:2021:i:2:p:141-159.

    Full description at Econpapers || Download paper

  7. Housing Loan Repayment Behaviour in Malaysia: An Analytical Insight. (2021). Siew, Goh-Yeok ; Lim, Hock-Eam ; Saha, Asish.
    In: International Journal of Business and Economics.
    RePEc:ijb:journl:v:20:y:2021:i:2:p:1-19.

    Full description at Econpapers || Download paper

  8. What Broker Charges Reveal about Mortgage Credit Risk. (2017). Sands, Patrik ; Hollifield, Burton ; Berndt, Antje.
    In: Working Paper Series.
    RePEc:hhs:rbnkwp:0336.

    Full description at Econpapers || Download paper

  9. Housing Market Dynamics: Disequilibrium, Mortgage Default, and Reverse Mortgages. (2016). Sirmans, Stacy G ; Gatzlaff, Dean ; Jones, Timothy.
    In: The Journal of Real Estate Finance and Economics.
    RePEc:kap:jrefec:v:53:y:2016:i:3:d:10.1007_s11146-016-9567-y.

    Full description at Econpapers || Download paper

  10. Qualified residential mortgages and default risk. (2016). White, Joshua ; Floros, Ioannis .
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:70:y:2016:i:c:p:86-104.

    Full description at Econpapers || Download paper

  11. The Marginal Effect of First-Time Homebuyer Status on Mortgage Default and Prepayment. (2015). Patrabansh, Saty.
    In: FHFA Staff Working Papers.
    RePEc:hfa:wpaper:15-02.

    Full description at Econpapers || Download paper

  12. Foreclosures in an Exurb: Multiple Empirical Analyses through a Prism. (2014). Cebula, Richard ; Cramer, Eric ; Kashian, Russell.
    In: MPRA Paper.
    RePEc:pra:mprapa:55557.

    Full description at Econpapers || Download paper

  13. ON THE VOLATILITY AS A DETERMINANT OF THE FINANCIAL CRISIS. (2014). COVELLI, Andrea ; CASCIELLO, Giovanni ; PALAZZESI, Elettra .
    In: Curentul Juridic, The Juridical Current, Le Courant Juridique.
    RePEc:pmu:cjurid:v:57:y:2014:p:101-109.

    Full description at Econpapers || Download paper

  14. Mortgage defaults and risk-based capital: post-global financial crisis development and implications for emerging markets. (2014). Zhang, Jessie Y. ; Yang, Tyler T..
    In: Chapters.
    RePEc:elg:eechap:15685_10.

    Full description at Econpapers || Download paper

  15. Subprime Loan Default Resolutions: Do They Vary Across Mortgage Products and Borrower Demographic Groups?. (2012). Jacob, Marilyn ; Rengert, Kristopher ; Fang, Irene ; Voicu, Ioan.
    In: The Journal of Real Estate Finance and Economics.
    RePEc:kap:jrefec:v:45:y:2012:i:4:p:939-964.

    Full description at Econpapers || Download paper

  16. Competing risks models of Farm Service Agency seven-year direct operating loans. (2011). McFadden, Brandon ; Hamm, Sandra J. ; Foianini, Monica ; Danforth, Diana M. ; Dixon, Bruce L. ; Ahrendsen, Bruce L..
    In: Agricultural Finance Review.
    RePEc:eme:afrpps:v:71:y:2011:i:1:p:5-24.

    Full description at Econpapers || Download paper

  17. The Duration of Foreclosures in the Subprime Mortgage Market: A Competing Risks Model with Mixing. (2010). Pennington-Cross, Anthony.
    In: The Journal of Real Estate Finance and Economics.
    RePEc:kap:jrefec:v:40:y:2010:i:2:p:109-129.

    Full description at Econpapers || Download paper

  18. Financial crises and bank failures: A review of prediction methods. (2010). HASAN, IFTEKHAR ; Demyanyk, Yuliya.
    In: Omega.
    RePEc:eee:jomega:v:38:y:2010:i:5:p:315-324.

    Full description at Econpapers || Download paper

  19. Payment shock and mortgage performance. (2010). Kuo, Chionglong ; Liang, Yongping ; deRitis, Cristian .
    In: Journal of Housing Economics.
    RePEc:eee:jhouse:v:19:y:2010:i:4:p:295-314.

    Full description at Econpapers || Download paper

  20. Why Dont Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures and Securitization. (2009). Gerardi, Kristopher ; Adelino, Manuel ; Willen, Paul S..
    In: NBER Working Papers.
    RePEc:nbr:nberwo:15159.

    Full description at Econpapers || Download paper

  21. The neighborhood effects of foreclosure. (2009). Murdoch, James ; Leonard, Tammy.
    In: Journal of Geographical Systems.
    RePEc:kap:jgeosy:v:11:y:2009:i:4:p:317-332.

    Full description at Econpapers || Download paper

  22. Understanding the subprime mortgage crisis. (2009). Demyanyk, Yuliya ; Van Hemert, Otto .
    In: Proceedings.
    RePEc:fip:fedfpr:y:2009:i:jan:x:11.

    Full description at Econpapers || Download paper

  23. Financial crises and bank failures : a review of prediction methods. (2009). HASAN, IFTEKHAR ; Demyanyk, Yuliya.
    In: Research Discussion Papers.
    RePEc:bof:bofrdp:2009_035.

    Full description at Econpapers || Download paper

  24. Assessing the default risk by means of a discrete‐time survival analysis approach. (2008). Rocci, Roberto ; de Leonardis, Daniele.
    In: Applied Stochastic Models in Business and Industry.
    RePEc:wly:apsmbi:v:24:y:2008:i:4:p:291-306.

    Full description at Econpapers || Download paper

  25. A Study of Residential Housing Demand in India. (2008). Bandyopadhyay, Arindam ; Saha, Asish ; Kuvalekar, S V ; Baid, Shilpa ; Basu, Sanjay .
    In: MPRA Paper.
    RePEc:pra:mprapa:9339.

    Full description at Econpapers || Download paper

  26. Do Forbearance Plans Help Mitigate Credit Card Losses?. (2008). Agarwal, Sumit ; Chomsisengphet, Souphala ; Mielnicki, Lawrence.
    In: Journal of Family and Economic Issues.
    RePEc:kap:jfamec:v:29:y:2008:i:2:p:191-201.

    Full description at Econpapers || Download paper

  27. The delinquency of subprime mortgages. (2008). Pennington-Cross, Anthony ; Danis, Michelle A..
    In: Journal of Economics and Business.
    RePEc:eee:jebusi:v:60:y:2008:i:1-2:p:67-90.

    Full description at Econpapers || Download paper

  28. Delinquency and Default in Arms: The Effects of Protected Equity and Loss Aversion. (2007). Sing, Tien Foo ; Ong, Seow ; Teo, Alan.
    In: The Journal of Real Estate Finance and Economics.
    RePEc:kap:jrefec:v:35:y:2007:i:3:p:253-280.

    Full description at Econpapers || Download paper

  29. The duration of foreclosures in the subprime mortgage market: a competing risks model with mixing. (2006). Pennington-Cross, Anthony.
    In: Working Papers.
    RePEc:fip:fedlwp:2006-027.

    Full description at Econpapers || Download paper

  30. Evidence on the effect of credit counseling on mortgage loan default by low-income households. (2006). gonzalez -Vega, Claudio ; Hartarska, Valentina ; Gonzalez-Vega, Claudio.
    In: Journal of Housing Economics.
    RePEc:eee:jhouse:v:15:y:2006:i:1:p:63-79.

    Full description at Econpapers || Download paper

  31. An empirical analysis of home equity loan and line performance. (2006). Ambrose, Brent ; Agarwal, Sumit ; Liu, Chunlin ; Chomsisengphet, Souphala.
    In: Journal of Financial Intermediation.
    RePEc:eee:jfinin:v:15:y:2006:i:4:p:444-469.

    Full description at Econpapers || Download paper

  32. Unobserved heterogeneity in Models of Competing Mortgage Termination Risks. (2005). Deng, Yongheng ; Clapp, John ; An, Xudong.
    In: Working Paper.
    RePEc:luk:wpaper:8585.

    Full description at Econpapers || Download paper

  33. Credit Counseling and Mortgage Termination by Low-Income Households. (2005). Hartarska, Valentina ; Gonzalez-Vega, Claudio ; gonzalez -Vega, Claudio .
    In: The Journal of Real Estate Finance and Economics.
    RePEc:kap:jrefec:v:30:y:2005:i:3:p:227-243.

    Full description at Econpapers || Download paper

  34. A dynamic look at subprime loan performance. (2005). Pennington-Cross, Anthony ; Danis, Michelle A..
    In: Working Papers.
    RePEc:fip:fedlwp:2005-029.

    Full description at Econpapers || Download paper

  35. The delinquency of subprime mortgages. (2005). Pennington-Cross, Anthony ; Danis, Michelle A..
    In: Working Papers.
    RePEc:fip:fedlwp:2005-022.

    Full description at Econpapers || Download paper

Coauthors

Authors registered in RePEc who have wrote about the same topic

Report date: 2024-11-28 23:37:26 || Missing content? Let us know

CitEc is a RePEc service, providing citation data for Economics since 2001. Sponsored by INOMICS. Last updated October, 6 2023. Contact: CitEc Team.