Adams, William, Liran Einav, and Jonathan Levin. 2009. “Liquidity Constrains and Imperfect Information in Subprime Lending.†The American economic review, 99(1): 49–84.
Akerlof, George A. 1970. “The Market for “Lemonsâ€Â: Quality Uncertainty and the Market Mechanism.
Azevedo, Eduardo, and Daniel Gottlieb. 2017. “Perfect Competition in Markets with Adverse Selection.
Bundorf, M. Kate, Jonathan Levin, and Neale Mahoney. 2012. “Pricing and Welfare in Health Plan Choice.†American Economic Review, 102(7): 3214–48.
Bundorf, M. Kate, Maria Polyakova, and Ming Tai-Seale. 2019. “How do Humans Interact with Algorithms? Experimental Evidence from Health Insurance.†National Bureau of Economic Research.
Carey, Colleen. 2017. “Technological Change and Risk Adjustment: Benefit Design Incentives in Medicare Part D.†American Economic Journal: Economic Policy, 9(1): 38–73.
Casaburi, Lorenzo, and Jack Willis. 2018. “Time versus State in Insurance: Experimental Evidence from Contract Farming in Kenya.†American Economic Review, 108(12): 3778–3813.
Cutler, David M, and Sarah J Reber. 1998. “Paying for health insurance: the trade-off between competition and adverse selection.†The Quarterly Journal of Economics, 113(2): 433–466.
Decarolis, Francesco, Andrea Guglielmo, and Calvin Luscombe. 2017. “Open Enrollment Periods and Plan Choices.†National Bureau of Economic Research.
- Domurat, Richard, Isaac Menashe, and Wesley Yin. 2018. “Frictions in Health Insurance Take-up Decisions: Evidence from a Covered California Open Enrollment Field Experiment.†UCLA Working Paper.
Paper not yet in RePEc: Add citation now
Einav, Liran, Amy Finkelstein, and Mark R. Cullen. 2010. “Estimating Welfare in Insurance Markets Using Variation in Prices.†Quarterly Journal of Economics, 125(3): 877–921.
Einav, Liran, Mark Jenkins, and Jonathan Levin. 2012. “Contract Pricing in Consumer Credit Markets.
Ericson, Keith M Marzilli, and Amanda Starc. 2016. “How product standardization affects choice: Evidence from the Massachusetts Health Insurance Exchange.†Journal of Health Economics, 50: 71– 85.
Finkelstein, Amy, Nathaniel Hendren, and Mark Shepard. 2019. “Subsidizing health insurance for low-income adults: Evidence from Massachusetts.†American Economic Review, 109(4): 1530–67.
Geruso, Michael, and Thomas G. McGuire. 2016. “Tradeoffs in the Design of Health Plan Payment Systems: Fit, Power and Balance.†Journal of Health Economics, 47(1): 1–19.
Geruso, Michael, and Timothy Layton. 2015. “Upcoding: Evidence from Medicare on Squishy Risk Adjustment.†National Bureau of Economic Research Working Paper 21222.
Geruso, Michael, Timothy Layton, and Daniel Prinz. 2019. “Screening in contract design: Evidence from the ACA health insurance exchanges.†American Economic Journal: Economic Policy, 11(2): 64– 107.
Geruso, Michael. 2017. “Demand heterogeneity in insurance markets: Implications for equity and efficiency.†Quantitative Economics, 8(3): 929–975.
Glazer, Jacob, and Thomas G. McGuire. 2000. “Optimal Risk Adjustment in Markets with Adverse Selection: An Application to Managed Care.†American Economic Review, 90(4): 1055–1071.
Gruber, Jonathan. 2017. “Delivering public health insurance through private plan choice in the United States.†Journal of Economic Perspectives, 31(4): 3–22.
Hackmann, Martin B., Jonathan T. Kolstad, and Amanda E. Kowalski. 2015. “Adverse Selection and an Individual Mandate: When Theory Meets Practice.†American Economic Review, 105(3): 1030– 1066.
Handel, Benjamin R, and Jonathan T Kolstad. 2015. “Health insurance for humans: Information frictions, plan choice, and consumer welfare.†American Economic Review, 105(8): 2449–2500.
Handel, Benjamin R, Jonathan T Kolstad, and Johannes Spinnewijn. 2019. “Information frictions and adverse selection: Policy interventions in health insurance markets.†Review of Economics and Statistics, 101(2): 326–340.
Handel, Benjamin R. 2013. “Adverse selection and inertia in health insurance markets: When nudging hurts.†American Economic Review, 103(7): 2643–82.
Handel, Benjamin R., Igal Hendel, and Michael D. Whinston. 2015. “Equilibria in Health Exchanges: Adverse Selection vs. Reclassification Risk.†Econometrica, 83(4): 1261–1313.
- Harrington, Scott E. 2017. “Stabilizing Individual Health Insurance Markets With Subsidized Reinsurance.
Paper not yet in RePEc: Add citation now
Hendren, Nathaniel. 2013. “Private Information and Insurance Rejections.†Econometrica, 81(5): 1713– 1762.
Hendren, Nathaniel. 2018. “Measuring Ex-Ante Welfare in Insurance Markets.†National Bureau of Economic Research Working Paper 24470.
Ketcham, Jonathan D, Nicolai V Kuminoff, and Christopher A Powers. 2019. “Estimating the Heterogeneous Welfare Effect of Choice Architecture.†International Economic Review.
Kling, Jeffrey R, Sendhil Mullainathan, Eldar Shafir, Lee C Vermeulen, and Marian V Wrobel. 2012. “Comparison friction: Experimental evidence from Medicare drug plans.†The Quarterly Journal of Economics, 127(1): 199–235.
Lavetti, Kurt, and Kosali Simon. 2018. “Strategic formulary design in Medicare Part D plans.†American Economic Journal: Economic Policy, 10(3): 154–92.
Layton, Timothy J, Randall P Ellis, Thomas G McGuire, and Richard Van Kleef. 2017. “Measuring efficiency of health plan payment systems in managed competition health insurance markets.†Journal of health economics, 56: 237–255.
Layton, Timothy J, Thomas G McGuire, and Anna D Sinaiko. 2016. “Risk corridors and reinsurance in health insurance marketplaces: insurance for insurers.†American journal of health economics, 2(1): 66–95.
Mahoney, Neale, and E Glen Weyl. 2017. “Imperfect competition in selection markets.†Review of Economics and Statistics, 99(4): 637–651.
Polyakova, Maria. 2016. “Regulation of insurance with adverse selection and switching costs: Evidence from Medicare Part D.†American Economic Journal: Applied Economics, 8(3): 165–95.
- Saltzman, Evan. 2017. “The Welfare Implications of Risk Adjustment in Imperfectly Competitive Markets.†University of Pennsylvania Working Paper.
Paper not yet in RePEc: Add citation now
Shepard, Mark. 2016. “Hospital Network Competition and Adverse Selection: Evidence from the Massachusetts Health Insurance Exchange.†National Bureau of Economic Research Working Paper 22600.