SOF is typically in relation to the course for that transaction. Deposits into casino from same account, or even one time. You're looking at that specific account that's been used to fund the casino deposit.
SOW is in relation to the entire asset base of your money - yes, i have the bank account above but i also have a house/inheritance etc.
In practice they're actually used together.
SOW would fit more in with RG in many ways - because your asking to see how much money the person has, not just the bank account like in SOF. But it's under the AML as well - mainly cos of the ability to layer money.
AML guidance requires you to establish both - which is fair: one for the transactions and the SOW for how that fits in with their overall wealth.
The burden for each is different as well - SOF is far easier to establish - SOW's more tangled.
Reason why things like this have individuals with specific skillsets. But we're supposed to believe casino's have this ? Yeah, right - they can't even keep a hold of some of their affiliates and marketing databases
SOF je tipično u odnosu na kurs za tu transakciju. Depoziti u kazino sa istog računa, ili čak jednom. Gledate na taj konkretan račun koji je korišćen za finansiranje kazino depozita.
SOV je u odnosu na celokupnu bazu imovine vašeg novca - da, imam bankovni račun iznad, ali takođe imam kuću/nasledstvo itd.
U praksi se zapravo koriste zajedno.
SOV bi se više uklapao u RG na mnogo načina - zato što tražite da vidite koliko novca osoba ima, a ne samo bankovni račun kao u SOF-u. Ali to je takođe pod AML – uglavnom zbog mogućnosti da se novac slojeva.
Smernice za AML zahtevaju od vas da uspostavite oba – što je pošteno: jedno za transakcije i SOV za to kako se to uklapa u njihovo ukupno bogatstvo.
Opterećenje za svaku je takođe različito - SOF je daleko lakše ustanoviti - SOV je više zapetljan.
Razlog zašto ovakve stvari imaju osobe sa određenim veštinama. Ali mi treba da verujemo da kazina imaju ovo? Da, tačno - ne mogu čak ni da drže neke od svojih filijala i marketinških baza podataka