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WO2002093308A3 - Method and system for providing multi-credit card insurance - Google Patents

Method and system for providing multi-credit card insurance Download PDF

Info

Publication number
WO2002093308A3
WO2002093308A3 PCT/US2002/015358 US0215358W WO02093308A3 WO 2002093308 A3 WO2002093308 A3 WO 2002093308A3 US 0215358 W US0215358 W US 0215358W WO 02093308 A3 WO02093308 A3 WO 02093308A3
Authority
WO
WIPO (PCT)
Prior art keywords
credit card
card insurance
providing multi
insurance policy
insurance
Prior art date
Application number
PCT/US2002/015358
Other languages
French (fr)
Other versions
WO2002093308A2 (en
Inventor
Michael Stanfield
Original Assignee
Intersections Inc
Michael Stanfield
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Intersections Inc, Michael Stanfield filed Critical Intersections Inc
Priority to CA002447353A priority Critical patent/CA2447353A1/en
Priority to AU2002305605A priority patent/AU2002305605A1/en
Publication of WO2002093308A2 publication Critical patent/WO2002093308A2/en
Publication of WO2002093308A3 publication Critical patent/WO2002093308A3/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00

Landscapes

  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

A method and system for multi-credit card insurance risk management is provided. The amount of risk an underwriter undertakes in issuing a credit card insurance policy covering credit cards issued by different issuers can be determined utilizing the invention. Additionally, the invention can be used to determine various parameters of the insurance policy (14), such as premium and the insurance policy limits, among others.
PCT/US2002/015358 2001-05-17 2002-05-16 Method and system for providing multi-credit card insurance WO2002093308A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CA002447353A CA2447353A1 (en) 2001-05-17 2002-05-16 Method and system for providing multi-credit card insurance
AU2002305605A AU2002305605A1 (en) 2001-05-17 2002-05-16 Method and system for providing multi-credit card insurance

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US29160401P 2001-05-17 2001-05-17
US60/291,604 2001-05-17

Publications (2)

Publication Number Publication Date
WO2002093308A2 WO2002093308A2 (en) 2002-11-21
WO2002093308A3 true WO2002093308A3 (en) 2003-05-01

Family

ID=23120988

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/015358 WO2002093308A2 (en) 2001-05-17 2002-05-16 Method and system for providing multi-credit card insurance

Country Status (3)

Country Link
AU (1) AU2002305605A1 (en)
CA (1) CA2447353A1 (en)
WO (1) WO2002093308A2 (en)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6088686A (en) * 1995-12-12 2000-07-11 Citibank, N.A. System and method to performing on-line credit reviews and approvals
WO2001016845A1 (en) * 1999-08-31 2001-03-08 Insurance Technology Services Of America, Inc. Method and apparatus for network-based automated insurance transaction processing
US6315196B1 (en) * 1998-04-28 2001-11-13 Citibank, N.A. Method and system for debt deferment
US20020091551A1 (en) * 2000-09-19 2002-07-11 Robert Parisi Internet insurance product
US20020111835A1 (en) * 2000-11-06 2002-08-15 Hele John C. R. Underwriting insurance

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6088686A (en) * 1995-12-12 2000-07-11 Citibank, N.A. System and method to performing on-line credit reviews and approvals
US6315196B1 (en) * 1998-04-28 2001-11-13 Citibank, N.A. Method and system for debt deferment
WO2001016845A1 (en) * 1999-08-31 2001-03-08 Insurance Technology Services Of America, Inc. Method and apparatus for network-based automated insurance transaction processing
US20020091551A1 (en) * 2000-09-19 2002-07-11 Robert Parisi Internet insurance product
US20020111835A1 (en) * 2000-11-06 2002-08-15 Hele John C. R. Underwriting insurance

Also Published As

Publication number Publication date
WO2002093308A2 (en) 2002-11-21
CA2447353A1 (en) 2002-11-21
AU2002305605A1 (en) 2002-11-25

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