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In 2015, it was announced that Stellar was releasing an integration into Vumi, the open-sourced messaging platform of the [[Praekelt Foundation]].<ref>{{cite web |url=https://gigaom.com/2015/02/05/stellar-south-african-nonprofit-to-bring-digital-savings-to-young-girls/ |title=Stellar, South African nonprofit to bring digital savings to young girls |author=Biz Carson|date=5 February 2015 |publisher=GigaOm |access-date=23 April 2015}}</ref> Vumi uses cellphone talk time as currency using the Stellar protocol.<ref>{{cite web|url=http://www.technologyreview.com/news/535271/bitcoin-inspired-digital-currency-to-power-mobile-savings-app/|title=Bitcoin-Inspired Digital Currency to Power Mobile Savings App|author= Tom Simonite|date=20 February 2015 |publisher=MIT Technology Review|access-date=23 April 2015}}</ref> Stellar partnered with cloud-based banking software company Oradian in April 2015 to integrate Stellar into Oradian's banking platform to add [[microfinance]] institutions (MFIs) in Nigeria.<ref>{{cite web|url=http://www.pymnts.com/exclusive-series/2015/stellar-and-solving-the-unexpected-tragedy-of-the-financial-system/#.VTmJ7pR4pBD|title=Stellar and Solving the Unexpected Tragedy of the Financial System|author= Karen Webster|date= 2 March 2015|publisher=PYMENTS.com|access-date=23 April 2015}}</ref><ref>{{cite web|url=https://blogs.wsj.com/moneybeat/2015/02/28/bitbeat-stellar-takes-a-step-into-the-microfinance-world/|title=Stellar Takes a Step Into the Microfinance World|author= Paul Vigna|date=28 February 2015|publisher=Wall Street Journal |access-date=23 April 2015}}</ref>
[[Deloitte]] announced its integration with Stellar in 2016 to build a cross-border payments application, Deloitte Digital Bank.<ref>{{cite web| url=https://bankinnovation.net/2016/05/deloitte-taps-blockchain-startups-to-build-new-core-banking-system/| title=Deloitte Taps Blockchain Startups to Build New Core Banking System| author=Diana Asatryan| date=May 3, 2016| publisher=Bank Innovation| access-date=August 26, 2018}}</ref> In December 2016, it was announced that Stellar's payment network had expanded to include Coins.ph, a mobile payments startup in the Philippines, [[ICICI Bank]] in India, African mobile payments firm [[Flutterwave]], and French remittances company Tempo Money Transfer.<ref>{{cite web|url=http://fortune.com/2016/12/06/fintech-stellar-blockchain-stripe-remittances/|title=Stripe-Backed Stellar Kicks Off Worldwide Money Transfers|last=FORTUNE|website=Fortune|access-date=2017-01-03}}</ref>
In October 2017, Stellar partnered with [[IBM]] and [[KlickEx]] to facilitate cross-border transactions in the South Pacific region. The cross-border payment system developed by IBM includes partnerships with banks in the area.<ref>{{cite web|url=https://www.cnbc.com/2018/01/24/stellar-jumps-20-percent-after-stripe-says-it-may-add-support-for-the-digital-coin.html|title=Stellar jumps 20% after Stripe says it may add support for the digital coin}}</ref><ref>{{cite web|url=http://fortune.com/2017/10/16/ibm-blockchain-stellar/|title=IBM and Stellar Are Launching Blockchain Banking Across Multiple Countries}}</ref> The Lumens digital currency was ranked 13th in market capitalization at the time of the IBM partnership.<ref>Browne, Ryan. (18 October 2017) "IBM has a new blockchain for banks to speed up cross-border payments". [https://www.cnbc.com/2017/10/16/ibm-has-a-new-blockchain-for-banks-to-speed-up-cross-border-payments.html CNBC website] Retrieved 15 February 2021.</ref>
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