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The Primacy of an Owner’s Mission,
Massimo Massa, Kai Taraporevala and Ludo Van der Heyden, from Springer (2023)
Keywords: owner’s mission, direction, alignment

Employer or Owner? The Character of Platform Work,
Gábor Mélypataki, Dávid Adrián Máté, Panggih Kusuma Ningrum and Zsófia Riczu, from Springer (2022)
Keywords: Employer, Owner, Platform work

The owner and the board,
Ulf Lindgren, from Palgrave Macmillan (2013)
Keywords: Corporate Governance, Board Member, Institutional Investor, Private Equity, Institutional Owner

Owners'strategizing in the family firm — Dialogue as an Influential practice,
Ethel Brundin and Leif Melin, from Jönköping International Business School (2011)
Keywords: family firms; owner; strategizing
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Institutional Owners and the Return on Investments,
Per-Olof Bjuggren, Johan Eklund and Daniel Wiberg, from Royal Institute of Technology, CESIS - Centre of Excellence for Science and Innovation Studies (2007)
Keywords: marginal q; investment returns; institutional owners
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Mission-driven capitalism for small business owners in the U.S,
Jim Sawyer, from Laboratoire de Recherche sur l'Industrie et l'Innovation. ULCO / Research Unit on Industry and Innovation (2009)
Keywords: capitalism, small business owners
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Management motives of Estonian private forest owners,
Priit Põllumäe, Henn Korjus and Teele Paluots, in Forest Policy and Economics (2014)
Keywords: Forest owner; Management motive; Forest policy; Forest owners values and objectives;
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Business Owner Demography, Human Capital, and Social Networks,
Martin Ruef, Bart Bonikowski and Howard E. Aldrich, from Springer (2009)
Keywords: Business Owner, Institutional Owner, Nascent Entrepreneur, Network Constraint, Functional Diversification

The relationship between personality traits and optimism in pets owners,
Rodica Enache, Mihaela Luminita Sandu, Simona Tocitu, Ana-Maria Jeanca and Iuliana Toma, in Technium Social Sciences Journal (2022)
Keywords: Empathy, social interaction, pets owners
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The Product Owner Role in a Contemporary Agile Team,
Alina Cristina Ghiba, in Economics and Applied Informatics (2022)
Keywords: agile, Product Owner, software, value
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Analysis of Impact of Construction Safety Design of the Owners,
Ting-sheng Zhao, Xin Wang, Jing-jing Tang and Xian-zhi Liu, from Springer (2013)
Keywords: Construction, Owners, Safety design, Statistics

The Role of Owner in Capital Structure Decisions: An Analysis of Single-Owner Corporations,
James Ang, Rebel Cole and Daniel Lawson, in Journal of Entrepreneurial Finance (2010)
Keywords: Capital Structure, Risk Tolerance, Owner Preference, Entrepreneurship
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Preliminary view on owner’s and manager’s approach to valuation,
Jiri Strouhal, Dana Dvorakova and Bohuslava Knapova, in Analele Stiintifice ale Universitatii "Alexandru Ioan Cuza" din Iasi - Stiinte Economice (1954-2015) (2009)
Keywords: valuation; owner; manager; financial accounting; managerial accounting
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Owner-occupied housing and inflation measurement,
Martin Eiglsperger, Rodolfo Arioli, Bernhard Goldhammer, Eduardo Gonçalves and Omiros Kouvavas, in Economic Bulletin Articles (2022)
Keywords: Euro area, Inflation, Owner-Occupied Housing
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Owner-occupied housing and inflation measurement,
Martin Eiglsperger, Ioannis Ganoulis, Bernhard Goldhammer, Omiros Kouvavas, Moreno Roma and Aurelian Vlad, from European Central Bank (2024)
Keywords: euro area, inflation, owner-occupied housing
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Owner sacrifice and small business growth,
M. Kamil Kozan, Dolun Oksoy and Onur Ozsoy, in Journal of World Business (2012)
Keywords: Owner sacrifice; Entrepreneurship; Small business; Turkey;
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Condominiums and its Owners Associations,
Pavel Petr, in DANUBE: Law and Economics Review (2010)
Keywords: Owners Association, Condominium, Legal Personality, Guidelines on Condominium, Limited Personality
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Small business owners and health,
Olivier Torrès and Roy Thurik, from HAL (2018)
Keywords: Small business owners,Entrepreneurship,Health,Well-being,Salutogenesis
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Small Business Owners and Their Environment,
Luca Cacciolatti and Soo Hee Lee, from Palgrave Macmillan (2015)
Keywords: Supply Chain, Small Business, Firm Performance, Market Orientation, Business Owner

Small business owners and health,
Olivier Torrès and Roy Thurik, in Small Business Economics (2019)
Keywords: Small business owners, Entrepreneurship, Health, Well-being, Salutogenesis
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The Impact of Diferent Types of Foreign Owners on Firm Performance - Case of Romanian Listed Companies,
Iuliana Oana Mihai and Riana Iren Radu, in Risk in Contemporary Economy (2012)
Keywords: foreign owner, ultimate owner, performance, ownership structure
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Developing a Project-Expectancy Inventory for the Construction Industry from the Owner’s Perspective,
Xin Wei and Liuying Zhu, in Sustainability (2024)
Keywords: project expectancy; the expectancy theory; owner’s perspective; construction project; PLS-SEM
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Owners Perspective of Factors Associated with Performance of Small, Medium and Micro Enterprises,
Rankhumise E.m and Letsoalo M.e, in International Journal of Entrepreneurship (2019)
Keywords: Capabilities; Business Performance; Small Business; Venture; Owner’s Insight.
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A Research on the Relationship between Leadership Orientations and the Innovativeness of Owner-Managers in Turkish Businesses,
Evren Ayranci, in Journal of Management and Strategy (2011)
Keywords: Leadership, Innovativeness, Owner, Manager, Turkey
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Fair Process Leadership Illustrated: Applications to Owners, Board Members, and Executives,
Massimo Massa, Kai Taraporevala and Ludo Van der Heyden, from Springer (2023)
Keywords: FPL applications to owners, Boards, Executives

Owner-manager objectives as significant driving factor of family business performance,
Liliana Dewi, Eko Budi Santoso and Kazia Laturette, in International Journal of Economic Policy in Emerging Economies (2021)
Keywords: family business; owner-manager objectives; OMO; owner-manager profile; OMP; performance owner-manager.
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Clustering-based typology and analysis of private small-scale forest owners in Slovenia,
Peter Kumer and Erik Štrumbelj, in Forest Policy and Economics (2017)
Keywords: Non-industrial forest owners; Private owners; Values; Management objectives; k-Medoids; Forest owner typology; Policy instruments;
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Legal System of Sole Owner Limited Liability Company,
Eugenia-Gabriela Leuciuc and Anca Popescu-Cruceru, in Romanian Statistical Review Supplement (2014)
Keywords: limited liability company, memorandum of association, sole owner
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Securities Finance: Data applications for beneficial owners,
Monica Damas-Shaw and Samuel Pierson, in Journal of Securities Operations & Custody (2021)
Keywords: data evolution, beneficial owners, collateral, performance measurement
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Leverage and debt maturity choices by undiversified owner-managers,
Richard Fu and Ajay Subramanian, in Journal of Corporate Finance (2011)
Keywords: Leverage Debt maturity Owner-managers Agency conflicts
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Sustainability disclosure, dominant owners and earnings informativeness,
Carolina Bona-Sánchez, Jerónimo Pérez-Alemán and Domingo J. Santana-Martin, in Research in International Business and Finance (2017)
Keywords: Corporate social responsibility; Earnings informativeness; Dominant owners;
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Technology Use and Firms with Female Principal Owners in Kenya,
Nidhiya Menon, in Journal of African Development (2013)
Keywords: Technology, Kenya, Firms, Female Owners, Business Obstacles
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Nonunion Worker Representation, Foreign Owners and the Performance of Establishments,
Uwe Jirjahn and Steffen Mueller, from University of Trier, Department of Economics (2011)
Keywords: Works Council, Foreign Owners, Collective Bargaining, Productivity
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Owner Employee Compensation is Not Free Cash Flow,
Sack Elmaleh Michael, in Journal of Business Valuation and Economic Loss Analysis (2008)
Keywords: owner employee compensation, free cash flow
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Owner-Used Capital Goods and the Exchange Rate Determination,
Chris Minns, from IIIS (2005)
Keywords: Exchange Rates, Overshooting, Capital, Owner-Occupied Housing.
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Exploring the Project Owner’s Behaviour of Addressing Sustainability in Project Assignment and Governance,
Gilbert Silvius, Ronald Ursem and José Magano, in Sustainability (2023)
Keywords: sustainable project management; project owner; project governance; sustainability
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The Planning and Management of the Owner’s Earning with Using Simulation Modelling,
Zaytsev I.M. and Alexakhin A.V., in Annals of the University of Petrosani, Economics (2018)
Keywords: imitating modelling, owner’s earnings, the sliding value of a vector of assessment of an economic situation; rational values of the financial ratios used as corrective actions
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Factor analysis of owners equity effectiveness,
Ľ. Gurčík and V. Jančíková, in Agricultural Economics (2002)
Keywords: owners equity effectiveness, factor analysis, pyramidal decomposition, revenues, costs, capital
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Locating Female Business Owners in the Historiography,
Jennifer Aston, from Palgrave Macmillan (2016)
Keywords: Nineteenth Century, Family Firm, Public Sphere, Family Business, Business Owner

Owner-Managers and Environments of Learning in SMEs,
Alan Coetzer and Andreas Wallo, from Springer (2023)
Keywords: Informal learning, Learning environment, Owner-manager, Small business, Workplace learning

Estimating the number of uninsured vehicle owners,
Piotr Dziel, Agnieszka Jarzębska and Maciej Naduk, in Collegium of Economic Analysis Annals (2018)
Keywords: the number of uninsured vehicle owners, methods for assessing the uninsured rate, characteristics of uninsured vehicle owners, estimation of unobservable variables, Polish Insurance Guarantee Fund
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Women Business Owners,
Laurel J. Delaney, from Springer (2013)
Keywords: Business Owner, Global Entrepreneurship Monitor, Woman Entrepreneur, Glass Ceiling, Export Firm

THE EFFECT OF OWNER’S GENDER AND AGE TO FIRM PERFORMANCE: A REVIEW ON MALAYSIAN PUBLIC LISTED FAMILY BUSINESSES,
Noor Afza Amran, in Journal of Global Business and Economics (2011)
Keywords: Owner, gender, age, family business, performance, Malaysia
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Characterizing the profiles, motivations and behaviour of Quebec's forest owners,
Marc-André Côté, Diane Gilbert and Solange Nadeau, in Forest Policy and Economics (2015)
Keywords: Forest policy; Family forest owners; Small-scale forest owners; Non-industrial private forest;
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Does hiring a manager improve efficiency – owner vs. non-owner management control of rice mills,
Eucabeth Majiwa, Boon Lee, Jonas Månsson and Clevo Wilson, in Journal of Economic Studies (2022)
Keywords: Performance measurement, Data envelopment analysis, Efficiency, Developing countries, Owner and non-owner operated mills
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Attitude towards Risk and Production Decision: An Empirical analysis on French private forest owners,
Eric Kere, Jérôme Foncel and Marielle Brunette, from CERDI (2014)
Keywords: Forest owner’s risk attitude; Risk aversion; Harvesting decision.
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How Can Venture Capitalists-Owner Managers Conflicts Be Managed? If You Want Peace, Agree to Keep the Peace,
Claire Champenois, Michel Devigne and François-Régis Puyou, from HAL (2016)
Keywords: Venture capitalist, Owner Manager,Conflict
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Attitude towards Risk and Production Decision: An Empirical analysis on French private forest owners,
Eric Kere, Marielle Brunette and Jérôme Foncel, from HAL (2015)
Keywords: Harvesting decision,Forest owner's risk attitude,Forest owner’s risk attitude,Risk aversion,Harvesting decision.
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Attitude towards Risk and Production Decision: An Empirical analysis on French private forest owners,
Eric Kere, Marielle Brunette and Jérôme Foncel, from HAL (2015)
Keywords: Harvesting decision,Forest owner's risk attitude,Forest owner’s risk attitude,Risk aversion,Harvesting decision.
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Making gender visible: Objectives and socio-demographic differences among women forest owners,
Juulia Kuhlman, Sami Berghäll and Annukka Vainio, in Forest Policy and Economics (2023)
Keywords: Women forest owner; Gender; Non-industrial private forest owner; Forest owner objectives; Exploratory factor analysis;
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Risk, Return and Degree of Owner Involvement in Privately Held Firms,
Edward Vos and Bronwyn M. Smith, in Journal of Entrepreneurial Finance (2003)
Keywords: Risk, Return, Owner Involvement, Private Firms
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Entrepreneurship: an insomniac discipline? An empirical study on SME owners/directors,
Florence Guiliani and Olivier Torrès, in International Journal of Entrepreneurship and Small Business (2018)
Keywords: small and medium enterprises; owners/directors; sleep patterns.
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Do owner-manager demographics in SMEs matter for corporate social responsibility?,
Gentjan Cera, Khurram Ajaz Khan, Andrea Bláhová and Jaroslav Belas, Jr., in Equilibrium. Quarterly Journal of Economics and Economic Policy (2022)
Keywords: CSR; corporate social responsibility; owner; manager; SMEs
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Efficient timber pricing and purchasing behavior in forest owners' associations,
Ståle Størdal, in Journal of Forest Economics (2004)
Keywords: Contracts Forest owners' associations Incentives Timber markets
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Communication campaigns to engage (non-traditional) forest owners: A European perspective,
Jerylee Wilkes-Allemann, Philippe Deuffic, Robert Jandl, Kerstin Westin, Eva Lieberherr, Cecilie Foldal, Gun Lidestav, Gerhard Weiss, Astrid Zabel, Ivana Živojinović, Mireia Pecurul-Botines, Nancy Koller, Emmi Haltia, Zuzana Sarvašová, Milan Sarvaš, Marta Curman, Marcel Riedl and Vilém Jarský, in Forest Policy and Economics (2021)
Keywords: Campaigns; Small-scale forest owners; Communication channels;
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Identity of large owner, regulation and bank risk in developing countries,
Mingzhu Wang and Xiaojie Sun, in Journal of International Financial Markets, Institutions and Money (2019)
Keywords: Large owner; Regulation; Bank risk; Developing countries;
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Changes in decision making and cooperation among forest owners: the Lithuanian case,
Pivoriunas Aidas and Girdziušas Sigitas, in Journal of Forest Science (2019)
Keywords: private forest owner, transition, cooperation, attitude
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Business Owners’ Preferences in Marketing Practices and their Impact on Firm Performance,
Am Ghouri, F Saleem and A Malik, from University Library of Munich, Germany (2012)
Keywords: Owners Preferences; Marketing Practices; Firm Performance; SME
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Welfare Economics of “Financial Fair Play†in a Sports League With Benefactor Owners,
Paul Madden, in Journal of Sports Economics (2015)
Keywords: benefactor owners; sports league; financial fair play
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A study of owner - managerÂ’s environmental awareness and small business performance,
B. Nimalathasan, in Manager Journal (2008)
Keywords: Owner-Manager, Environmental Awareness, Small Business, and Performance.
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Minimum wage and self-employed business owners: Evidence from South Korea,
Taehyun Ahn, in Labour Economics (2024)
Keywords: Minimum wage; Self-employment; Business owners;
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Which sub-components are driving owner-occupied housing costs?,
Eduardo Gonçalves and Rodolfo Arioli, in Economic Bulletin Boxes (2022)
Keywords: euro area, inflation, owner-occupied housing costs
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Just Passing Through: Characterizing U.S. Pass-Through Business Owners,
Nathan Goldschlag, J. Daniel Kim and Kristin McCue, from U.S. Census Bureau, Center for Economic Studies (2017)
Keywords: business owner, form K1, administrative data
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Owner Identity and Firm Performance: Evidence from European Companies,
Marco Cucculelli, in Rivista di Politica Economica (2008)
Keywords: owner identity, SMEs, risk aroidance, family firms.
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Effects of Tax Reform on the Demand for Owner-Occupied Housing: A Micro Simulation Approach,
David Brownstone, Peter Englund and Mats Persson, from Research Institute of Industrial Economics (1984)
Keywords: Microsimulation; tax reform; owner-occupied housing
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Supporting Business Owners with Psychiatric Disabilities: An Exploratory Analysis of Challenges and Supports,
Laysha Ostrow, Jane K. Burke-Miller, Morgan Pelot and Crystal Blyler, from Mathematica Policy Research
Keywords: psychiatric disability, business owners, self employment
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Openness and Productivity: a Model of Firm-Owners' Effort, with an Illustration from Mexican Microenterprises,
Vitor Trindade, from Department of Economics, University of Missouri (2017)
Keywords: Import competition, productivity, firm-owner incentives
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Obstacles to Business, Technology Use, and Firms with Female Principal Owners in Kenya,
Nidhiya Menon, from Brandeis University, Department of Economics and International Business School (2010)
Keywords: Obstacles to Business, Technology, Kenya, Firms, Female Owners
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Ownership Structure and Value of the Largest European Firms: The Importance of Owner Identity,
Torben Pedersen and Steen Thomsen, in Journal of Management & Governance (2003)
Keywords: firm value, owner identity, ownership structure, performance,
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Social Sustainability: Satisfying Owners and Communities by Multilevel Strategies of Contractors,
Kittipos Kawesittisankhun and Jakrapong Pongpeng, in Sustainability (2020)
Keywords: owner; community; satisfaction; multilevel; strategy; contractor; SEM
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Family Business Owner as a Central Figure in Customer Relationship Management,
Siniša Arsić, Koviljka Banjević, Aleksandra Nastasić, Dragana Rošulj and Miloš Arsić, in Sustainability (2018)
Keywords: family company; owner; customer relationship management
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Safety Management Model of Construction Project Based on the Cooperation Between Owner and Contractor,
Yuxuan Lu, Dan Zhang and Dawei Chen, from Springer (2021)
Keywords: Contractor, Owner, Co-construction safety management model

Managing town centres under increasing competitive conditions – The role of the property owners,
Madelen Lagin and Johan Håkansson, from HUI Research (2012)
Keywords: town centre management; property owners; added value
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The Infinitely Worried Forest Owner: Key Biotopes and Forest Certification in a Faustmann Model,
Bengt Per-Olov Kriström and Per-Olov Johansson, from CERE - the Center for Environmental and Resource Economics (2018)
Keywords: Faustmann model; Forest certification; Forest owner
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Investment Returns and Price Discovery in the Market for Owner-Occupied Housing,
John Quigley and Christian L. Redfearn, from USC Lusk Center for Real Estate (2000)
Keywords: Owner-Occupied housing, Housing Markets, Homeownership
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Quality Management of Transport Services for Cargo Owners,
Sokolov Yu. I, Lavrov I. M. and Averyanova O. A., in The Journal of Social Sciences Research (2018)
Keywords: Railway transport; Sservice quality; Cargo owner; Company “quality index
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The Engel curve of owner-occupied housing consumption,
Erling Røed Larsen, in Journal of Applied Economics (2014)
Keywords: consumption, Engel curve, Engel elasticity, housing, imputed rent, owner-occupier
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The impact of technostress on burnout of small business owners,
Alexandre Benzari, Olivier Torres, Anis Khedhaouria and Alain Cucchi, from HAL (2019)
Keywords: Small business owners,Entrepreneurship,Technostress,Burnout,Health,Information and communication technologies

Owner's responsibility in developing human capital in the organisation,
Kulliki Tafel and Ruth Alas, in International Journal of Learning and Intellectual Capital (2007)
Keywords: human capital; corporate governance; owners; corporate responsibility; Estonia.
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The harvesting behaviour of Irish private forest owners,
Áine Ní Dhubháin, Karl Maguire and Niall Farrelly, in Forest Policy and Economics (2010)
Keywords: Non-industrial private forest owners Thinning Production targets Extension
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Do female forest owners think and act “greener”?,
Patrik Umaerus, Maria Högvall Nordin and Gun Lidestav, in Forest Policy and Economics (2019)
Keywords: Ecofeminism; Forest management; Gender; Private forest owners; Sweden;
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Reflections on the Drive to Return Mission Schools to their Owners in Nigeria,
Ige Akindele Matthew, in Contemporary Research in Education and English Language Teaching (2021)
Keywords: Reflection, Drive, Return, Mission, School, Mission-School, Owner.
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Passive or not? – Examining the diversity within passive forest owners,
Anne Matilainen and Merja Lähdesmäki, in Forest Policy and Economics (2023)
Keywords: Private non-industrial forest owner; landowners' objectives; Forest management; Passivity;
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Yuan and marketing: The perception of Chinese owner-managers,
Wai-sum Siu, in Journal of World Business (2008)
Keywords: Chinese owner-manager Small firm marketing Yuan External locus of control
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Market Opportunities and the Owner Identity. Are Family Firms different?,
Marco Cucculelli and Francesco Marchionne, from Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences (2009)
Keywords: family firms, optimal size class, owner identity, performance
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Norwegian ship-owners' adoption of alternative fuels,
Tuukka Mäkitie, Markus Steen, Erik Andreas Saether, Øyvind Bjørgum and René T. Poulsen, in Energy Policy (2022)
Keywords: Alternative fuels; Innovation adoption; Ship-owners; Climate change mitigation; Norway;
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Rented vs. owner-occupied housing and monetary policy,
Margarita Rubio, in The B.E. Journal of Macroeconomics (2019)
Keywords: housing market, monetary policy, owner-occupied housing, rental
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Concerns of Owner-Occupants in Realising the Aims of Energy Transition,
Mieke Oostra and Nelleke Nelis, in Urban Planning (2022)
Keywords: built environment; customer satisfaction; energy efficiency; energy transition; owner-occupants
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Role of Cargo Owner in Logistic Chain Sustainability,
Vitor Caldeirinha, J. Augusto Felício and Tiago Pinho, in Sustainability (2023)
Keywords: sustainable logistics chains; cargo owners; logistics service providers; maritime transport
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Rented vs. Owner-Occupied Housing and Monetary Policy,
Margarta Rubio, from University of Nottingham, Centre for Finance, Credit and Macroeconomics (CFCM) (2014)
Keywords: Housing market, rental, owner-occupied housing, monetary policy
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Rented vs. owner-occupied housing and monetary policy,
Margarita Rubio, from Narodowy Bank Polski (2014)
Keywords: Housing market, rental, owner-occupied housing, monetary policy
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Avoidance of Food Waste from a Grocery Retail Store Owner’s Perspective,
Izabela Karolina Horoś and Tonia Ruppenthal, in Sustainability (2021)
Keywords: grocery retail; store owner; food waste; food waste management; case study; expert interviews
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Functioning of the register of beneficial owners: findings from Poland,
Tomasz Michał Matras, in Journal of Money Laundering Control (2023)
Keywords: Anti-money laundering, Beneficial owners, Central register of beneficial owners, Act on counteracting money laundering and financing of terrorism, Obliged entities, Reporting institutions
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The Role of Process Owners in Czech Organizations,
Martin Hrabal, Lukáš Trčka and David Tuček, in Acta Universitatis Bohemiae Meridionales (2015)
Keywords: business process management; process owner; competency management; business process management maturity
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Are SMEs with immigrant owners exceptional exporters?,
Horatio Morgan, Sui Sui and Matthias Baum, in Journal of Business Venturing (2018)
Keywords: Cognitive perspective; Export intensity-performance relationship; Immigrant owners; Overconfidence; Resource-based perspective;
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Forest owner objectives typologies: instruments for each owner type or instruments for most owner types?,
Brian Danley, from CERE - the Center for Environmental and Resource Economics (2019)
Keywords: forest policy; k-means cluster analysis; non-industrial private forest owners
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Comparison of the Level of Awareness about the Transmission of Echinococcosis and Toxocariasis between Pet Owners and Non-Pet Owners in Greece,
Christina Kantarakia, Maria E. Tsoumani, Antonis Galanos, Alexander G. Mathioudakis, Eleni Giannoulaki, Apostolos Beloukas and Chrysa Voyiatzaki, in IJERPH (2020)
Keywords: awareness; cats; dogs; echinococcosis; parasites; pet owners; toxocariasis
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Does an Asset Owner’s Institutional Setting Influence Its Decision to Sign the Principles for Responsible Investment?,
Andreas G. F. Hoepner, Arleta A. A. Majoch and Xiao Y. Zhou, in Journal of Business Ethics (2021)
Keywords: Institutional theory, Asset owners, Pension funds, Principles for responsible investment (PRI)
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Learning mode of small business owners,
A. Willem and Herman van Den Broeck, from Vlerick Leuven Gent Management School (2007)
Keywords: Belgium, learning capability, learning mode, learning gaps, learning process, learning support, reflective learning, research paper, small business owners, focus groups
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Learning mode of small business owners,
A. Willem and Herman van Den Broeck, from Ghent University, Faculty of Economics and Business Administration (2007)
Keywords: Belgium, learning capability, learning mode, learning gaps, learning process, learning support, reflective learning, research paper, small business owners, focus groups
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