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Asongu, S. A., (2011c), “Law and finance in Africaâ€, MPRA Paper No. 34080.
Asongu, S. A., (2011d), “Finance and democracy in Africaâ€, MPRA Paper No. 35500.
Jack, W., & Suri, T., (2011) Mobile Money: The Economics of M-Pesa NBER Working Paper 16721.
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