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Credit Scoring and the Availability, Price, and Risk of Small Business Credit.. (2005). Frame, W ; Berger, Allen ; Miller, Nathan H.
In: Journal of Money, Credit and Banking.
RePEc:mcb:jmoncb:v:37:y:2005:i:2:p:191-222.

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  17. ACCESS TO FINANCE AND PERFORMANCE OF SERVICES SECTOR MSMEs IN NIGERIA. (2021). Ikhide, Sylvanus ; Ajuwon, Oluseye Samuel ; Ajayi, Olawunmi Ifeoluwa.
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  18. Do investors value frequent issuers in securitization?. (2021). Deku, Solomon ; Karimov, Nodirbek ; Kara, Alper.
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  19. Scoring Models and Credit Risk: The Case of Cooperative Banks in Poland. (2021). Chrzanowska, Justyna ; Ciukaj, Radosaw ; Kil, Krzysztof.
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  20. Innovative Credit Guarantee Schemes with equity-for-guarantee swaps. (2021). Zhao, Qin ; Zhang, Hai ; Song, Pengcheng.
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  21. Exogenous shocks, credit reports and access to credit: Evidence from colombian coffee producers. (2021). de Roux, Nicolás.
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  22. Machine Learning or Econometrics for Credit Scoring: Lets Get the Best of Both Worlds *. (2020). Hurlin, Christophe ; Tokpavi, Sessi ; Hue, Sullivan ; Dumitrescu, Elena .
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  23. SME Default Prediction Framework with the Effective Use of External Public Credit Data. (2020). Xu, NI ; Hsu, Pingyu ; Luo, Zhichao.
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  24. The role of bank analysts and scores in the prediction of financial distress: Evidence from French farms. (2020). Enjolras, Geoffroy ; Madis, Philippe.
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  25. The limited liability effect: Implications for anticompetitive horizontal mergers. (2020). Le Pape, Nicolas ; LePape, Nicolas ; Franck, Bernard.
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  26. Bank liquidity, macroeconomic risk, and bank risk: Evidence from the Financial Services Modernization Act. (2020). Liu, Yongchin ; Lee, Yuyi ; Chen, Iju.
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  27. The general dynamic risk assessment for the enterprise by the hologram approach in financial technology. (2019). Wang, Huiqi ; Yuan, George Xianzhi.
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  28. Financial Frictions, Financial Shocks, and Aggregate Volatility. (2019). Fuentesalbero, Cristina.
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  30. Long Term Health Efect of Earned Income Tax Credit. (2019). Sogn, ZE.
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  31. Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance. (2019). Hughes, Joseph ; Moon, Choon-Geol ; Mester, Loretta J ; Jagtiani, Julapa.
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  32. Does scale matter in community bank performance? Evidence obtained by applying several new measures of performance. (2019). Hughes, Joseph ; Jagtiani, Julapa ; Moon, Choon-Geol ; Mester, Loretta J.
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  34. The determinants of loan acceptance: a case study of French farms. (2019). Enjolras, Geoffroy ; Madis, Philippe.
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  37. Does Bank Concentration Affect Debt Maturity?. (2018). Liu, Peisen ; Huang, Shoujun.
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  39. Testing for racial bias in business credit scores. (2018). Robinson, David T ; Robb, Alicia.
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  40. Financial Frictions, Financial Shocks, and Aggregate Volatility. (2018). Fuentes-Albero, Cristina.
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  41. Technological Change and Financial Innovation in Banking: Some Implications for Fintech. (2018). White, Lawrence ; Wall, Larry ; Frame, W.
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  42. Risk-based loan pricing consequences for credit unions. (2018). Fullerton, Thomas ; Tokle, Robert J ; Walke, Adam G.
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  43. ¿Afecta la distancia de residencia a los centros urbanos la calidad en la cartera de creditos? Caso aplicado a una entidad financiera de Colombia. (2018). Merchan, Luis Alberto.
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  45. Credit Scoring vs. Expert Judgment – A Randomized Controlled Trial.. (2017). Gietzen, Thomas .
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  47. Do borrower-lender relationships still matter for small business loans?. (2017). Durguner, Sena.
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  48. DOES BANK TECHNOLOGY AFFECT SMALL BUSINESS LENDING DECISIONS?. (2017). Sedunov, John.
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  49. Credit Scoring and the Quality of Business Credit During the Crisis. (2017). Demma, Cristina .
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  52. Is Bigger Necessarily Better in Community Banking?. (2016). Jagtiani, Julapa ; Hughes, Joseph ; Mester, Loretta J.
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  53. Sorry, Were Closed: Loan Conditions When Bank Branches Close and Firms Transfer to Another Bank. (2016). Ongena, Steven ; Bonfim, Diana ; Nogueira, Gil .
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  54. What drives banks’ willingness to lend to SMEs? An ARDL approach. (2016). Masih, Abul ; Lokman, Azarahiah .
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  55. The cost of growth: small firms and the pricing of bank loans. (2016). Freel, Mark ; Rostamkalaei, Anoosheh.
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  56. Financial innovation: The bright and the dark sides. (2016). Song, Frank ; Lin, Chen ; Beck, Thorsten ; Chen, Tao.
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  57. Community bank mergers and their impact on small business lending. (2016). Jagtiani, Julapa ; Kotliar, Ian ; Maingi, Raman Quinn .
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  58. Is Bigger Necessarily Better in Community Banking?. (2016). Jagtiani, Julapa ; Hughes, Joseph ; Mester, Loretta J.
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  59. Does credit scoring improve the selection of borrowers and credit quality?. (2016). Sette, Enrico ; Albareto, Giorgio ; Felici, Roberto.
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  60. Psychometrics as a tool to improve screening and access to credit. (2015). Stucchi, Rodolfo ; Bruhn, Miriam ; Arraiz, Irani.
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  61. From Housing Bust to Credit Crunch: Evidence from Small Business Loans. (2015). Stephens, Eric ; Huang, Haifang.
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  62. The evolution of u.s. Community banks and its impact on small business lending. (2015). Jagtiani, Julapa ; Kotliar, Ian ; Maingi, Ramain Quinn.
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  63. Credit scoring and loan default. (2015). Sengupta, Rajdeep ; Bhardwaj, Geetesh .
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  64. When arm’s length is too far. Relationship banking over the credit cycle. (2015). Van Horen, Neeltje ; De Haas, Ralph ; Degryse, Hans ; Beck, Thorsten.
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  65. When arms length Is too far. Relationship banking over the credit cycle. (2015). Horen, Neeltje ; Haas, Ralph ; Degryse, Hans ; Beck, Thorsten.
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  68. Information from Relationship Lending: Evidence from Loan Defaults in China. (2014). Liao, Guanmin ; Chang, Chun ; NI, ZHENG ; Yu, Xiaoyun.
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  69. Technological Change, Financial Innovation, and Diffusion in Banking. (2014). Frame, W ; White, Lawrence J..
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  70. The Democratization of Credit and the Rise in Consumer Bankruptcies. (2014). Tertilt, Michele ; MacGee, James (Jim) ; Livshits, Igor.
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  72. Do small businesses still prefer community banks?. (2014). Berger, Allen N. ; Goulding, William ; Rice, Tara.
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  77. Are commercial bank lending propensities useful in understanding small firm finance?. (2013). Richie, Nivine ; Murdock, Marina ; McNulty, James .
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  80. Forecasting distress in European SME portfolios. (2013). Michala, Dimitra ; Grammatikos, Theoharry ; Filipe, Sara Ferreira.
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  81. Do Small Businesses Still Prefer Community Banks?. (2013). Berger, Allen N. ; Goulding, William ; Rice, Tara.
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  82. The value to banks of small business lending. (2013). Peek, Joe ; Holod, Dmytro .
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  83. SME financing and the choice of lending technology in Italy: Complementarity or substitutability?. (2013). Murro, Pierluigi ; Ferri, Giovanni ; Bartoli, Francesca ; Rotondi, Zeno.
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  84. Do banks price discriminate spatially? Evidence from small business lending in local credit markets. (2013). Zazzaro, Alberto ; Bellucci, Andrea ; Borisov, Alexander .
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  86. Credit Constraints, Heterogeneous Firms and Loan Defaults. (2013). Pokrivcak, Jan ; Kancs, d'Artis ; Fidrmuc, Jarko ; Ciaian, Pavel.
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  87. Forecasting distress in European SME portfolios. (2013). Michala, Dimitra ; Grammatikos, Theoharry ; Filipe, Sara Ferreira.
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  88. Differentiated Use of Small Business Credit Scoring by Relationship Lenders and Transactional Lenders: Evidence from Firm-Bank Matched Data in Japan. (2012). Ono, Arito ; Hirata, Hideaki ; Hasumi, Ryo.
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  92. Comment justifier la multibancarité au sein des PME ?. (2012). Tlili, Rim .
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  93. Family Involvement, Ethnicity, and Willingness to Borrow: Evidence from U.S. Small Firms. (2012). Yang, Fan ; Wu, Zhenyu ; Zhou, Xing.
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  94. Who Gets the Credit? And Does It Matter? Household vs. Firm Lending Across Countries. (2012). Rioja, Felix ; Beck, Thorsten ; Bykkarabacak, Berrak ; Valev, Neven T..
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  95. Costly Contracts and Consumer Credit. (2011). Tertilt, Michele ; MacGee, James (Jim) ; Livshits, Igor.
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  96. Costly Contracts and Consumer Credit. (2011). Tertilt, Michele ; MacGee, James (Jim) ; Livshits, Igor.
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  97. Lending technologies, lending specialization, and minority access to small-business loans. (2011). Pearce, Douglas ; Mitchell, Karlyn.
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  98. Industrialization of the Manufacturing Sector and Trade Opening in Cameroon. (2011). Ondoa, Henri Atangana ; Tabi, Henri Ngoa .
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  99. A quantitative theory of information and unsecured credit. (2011). Young, Eric ; Tam, Xuan ; Athreya, Kartik.
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  100. Differentiated Use of Small Business Credit Scoring by Relationship Lenders and Transactional Lenders: Evidence from firm-bank matched data in Japan. (2011). Ono, Arito ; Hirata, Hideaki ; Ryo, HASUMI ; Arito, ONO ; Hideaki, HIRATA .
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  101. Rules versus discretion in loan rate setting. (2011). Ongena, Steven ; Degryse, Hans ; Cerqueiro, Geraldo .
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  103. Bank monitoring, profit efficiency and the commercial lending business model. (2011). Akhigbe, Aigbe ; McNulty, James E..
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  104. The rise of risk-based pricing of mortgage interest rates in Italy. (2011). Magri, Silvia ; Pico, Raffaella .
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  117. Climate Change Impacts on Agriculture and Internal Migrations in Brazil. (2010). Horridge, Mark ; de Souza, Joaquim Bento.
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  128. The surprising use of credit scoring in small business lending by community banks and the attendant effects on credit availability and risk. (2009). Frame, W ; Cowan, Adrian M. ; Berger, Allen N..
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  129. L’accès au financement des PME en France : quel rôle joué par la structure du système bancaire ?. (2009). Djedidi-Kooli, Salima .
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  130. Default Rates in the Loan Market for SMEs: Evidence from Slovakia. (2009). Hainz, Christa ; Fidrmuc, Jarko.
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  131. Who gets the credit ? and does it matter ? household vs. firm lending across countries. (2008). Valev, Neven ; Rioja, Felix ; Beck, Thorsten ; Bahadir, Berrak ; Buyukkarabacak, Berrak .
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  133. Partial Credit Guarantees: Principles and Practice. (2008). Honohan, Patrick.
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  135. Does distance matter in banking?. (2008). Wolken, John ; Brevoort, Kenneth.
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  136. Borrower-lender distance, credit scoring, and loan performance: Evidence from informational-opaque small business borrowers. (2008). Nigro, Peter ; GLENNON, DENNIS ; Deyoung, Robert ; De Young, Robert.
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  137. Commercial lending distance and historically underserved areas. (2008). Nigro, Peter ; McMillen, Daniel ; Frame, W ; GLENNON, DENNIS ; Deyoung, Robert ; De Young, Robert.
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  138. Whats in a relationship The case of commercial lending. (2008). Udell, Gregory.
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  139. Competition from Large, Multimarket Firms and the Performance of Small, Single‐Market Firms: Evidence from the Banking Industry. (2007). White, Lawrence J ; Goldberg, Lawrence G ; Dick, Astrid A ; Berger, Allen N.
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  141. Distance, Bank Organizational Structure and Credit. (2007). Degryse, Hans ; Ongena, S ; Cerqueiro, G M.
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  143. The role of screening and cross-selling in bank-firm relationships. (2007). Meliciani, Valentina ; Stefania, Cosci.
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  144. Lending Channels and Financial Shocks: The Case of Small and Medium-Sized Enterprise Trade Credit and the Japanese Banking Crisis. (2007). Udell, Gregory ; Taketa, Kenshi .
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  145. Harming depositors and helping borrowers: the disparate impact of bank consolidation. (2007). Pennacchi, George ; Park, Kwangwoo.
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  146. On government intervention in the small-firm credit market and its effect on economic performance. (2007). Thomson, James ; Craig, Ben R. ; William E. Jackson, III, .
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  147. Does government intervention in the small-firm credit market help economic performance?. (2007). Thomson, James ; Craig, Ben R. ; William E. Jackson, III, .
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  148. Why do borrowers pledge collateral? new empirical evidence on the role of asymmetric information. (2007). Frame, W ; Espinosa-Vega, Marco ; Berger, Allen ; Miller, Nathan H..
    In: FRB Atlanta Working Paper.
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  149. Benchmarking and Comparing Entrepreneurs with Incomplete Information. (2007). Takalo, Tuomas ; Niinimaki, Juha-Pekka .
    In: Finnish Economic Papers.
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  150. A lender-based theory of collateral. (2007). Inderst, Roman ; Mueller, Holger M..
    In: Journal of Financial Economics.
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  151. Does market size structure affect competition? The case of small business lending. (2007). Udell, Gregory ; Rosen, Richard ; Berger, Allen.
    In: Journal of Banking & Finance.
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  152. Joint size and ownership specialization in bank lending. (2007). Saurina, Jesús ; DELGADO, JAVIER ; Salas, V..
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  153. The Effect of Bank Mergers on Loan Prices: Evidence from the U.S.. (2007). Erel, Isil.
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  154. Bank consolidation and lending policies to small business: Differences across geographical areas. (2007). Beretta, Enrico ; del Prete, Silvia .
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  155. A lender-based theory of collateral. (2006). Inderst, Roman ; Mueller, Holger M..
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  156. Default Rates in the Loan Market for SMEs: Evidence from Slovakia. (2006). Hainz, Christa ; Fidrmuc, Jarko ; Malesich, Anton.
    In: William Davidson Institute Working Papers Series.
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  157. The Personal Computer and Entrepreneurship. (2006). Fairlie, Robert.
    In: Management Science.
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  158. Historical financing of small- and medium-size enterprises. (2006). Cull, Robert ; Rosenthal, Jean-Laurent ; Lamoreaux, Naomi R. ; Davis, Lance E..
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  159. A more complete conceptual framework for SME finance. (2006). Udell, Gregory ; Berger, Allen.
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  160. A Lender-Based Theory of Collateral. (2006). Inderst, Roman ; Mueller, Holger M.
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  161. The changing nature of risks facing banks. (2006). Moreno, Ramon.
    In: BIS Papers chapters.
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  162. A more complete conceptual framework for financing of small and medium enterprises. (2005). Udell, Gregory ; Berger, Allen.
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  163. Historical Financing of Small- and Medium-Sized Enterprises. (2005). Cull, Robert ; Rosenthal, Jean-Laurent ; Lamoreaux, Naomi R. ; Davis, Lance E..
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  164. The effects of competition from large, multimarket firms on the performance of small, single-market firms: evidence from the banking industry. (2005). White, Lawrence ; Berger, Allen ; Dick, Astrid A. ; Goldberg, Lawrence G..
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  165. The economic effects of technological progress: evidence from the banking industry. (2002). Berger, Allen.
    In: Finance and Economics Discussion Series.
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