Creamy, cheesy, and flavorful, this hot bean dip is delicious and fast to make! It can be made ahead, if needed, and there are endless add-in options!

Need the perfect party appetizer? This amazing bean dip is it! Easily customizable, it is so tasty and always a hit!

Fingers grabbing tortilla chip and dipping in cheesy, warm bean dip.Fingers grabbing tortilla chip and dipping in cheesy, warm bean dip.

Easy-to-Make Bean Dip

This cheesy bean dip comes together fast. Everything gets mixed together in one bowl. Blink, and you might miss it.

There are a few simple steps that help prevent lumps and ensure a perfectly creamy, cheesy dip:

  1. Whisk together the softened cream cheese and sour cream.
  2. Add the pantry-friendly spices and mix.
  3. Stir in the refried beans, cheese and green onions.
Sour cream and cream cheese mixed together with cumin, chili powder, garlic powder, onion powder, oregano and salt.Sour cream and cream cheese mixed together with cumin, chili powder, garlic powder, onion powder, oregano and salt.
Refried beans in bowl with creamy sour cream and spice mixture.Refried beans in bowl with creamy sour cream and spice mixture.
Creamy refried bean mixture in bowl with shredded cheese and green onions.Creamy refried bean mixture in bowl with shredded cheese and green onions.
Refried beans, sour cream, cream cheese, and spices mixed together in glass bowl.Refried beans, sour cream, cream cheese, and spices mixed together in glass bowl.

Spread the dip in an 8×8-inch baking pan, top with more cheese, and bake until golden and bubbly!

It’s really that simple.

A similar-sized baking dish of any shape can be used in place of a square baking dish. Oval, rectangle, circle. As long as it’s oven-safe, you can go for it.

The dip can be heated and/or kept warm in a small slow cooker, as well.

White square baking pan with creamy refried bean dip spread evenly.White square baking pan with creamy refried bean dip spread evenly.
White square baking pan with bean dip and shredded cheese.White square baking pan with bean dip and shredded cheese.

Make-Ahead and Serving Ideas

Serve this delicious cheesy bean dip with tortilla or corn chips.

To make-ahead, prep the dip and then cover and refrigerate until ready to bake. It can be prepped several days in advance. The leftovers also reheat very well!

Additionally, this dip is customizable to a variety of other add-ins or substitutions:

  • cooked ground beef
  • shredded chicken
  • salsa
  • green chiles
  • black refried beans

This really is the best hot bean dip around! It’s simple, so delicious, and it gets rave reviews every time I take it anywhere.

Serving spoon scooping serving of warm bean dip topped with cheese in white square baking dish.Serving spoon scooping serving of warm bean dip topped with cheese in white square baking dish.
Tortilla chip scooping bite of warm bean dip with cheese and green onions.Tortilla chip scooping bite of warm bean dip with cheese and green onions.

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Serving spoon scooping serving of warm bean dip topped with cheese in white square baking dish.Serving spoon scooping serving of warm bean dip topped with cheese in white square baking dish.

Hot Bean Dip

Yield: 16 to 20 servings
Prep Time: 25 minutes
Cook Time: 25 minutes
Total Time: 50 minutes
5 stars (6 ratings)
Print Pin Rate Save
Ingredients
  • 4 ounces cream cheese, softened (see note)
  • ½ cup sour cream
  • 2 teaspoons chili powder
  • ½ teaspoon ground cumin
  • ½ teaspoon salt
  • ¼ teaspoon sweet or smoked paprika
  • ¼ teaspoon garlic powder
  • ¼ teaspoon onion powder
  • ¼ teaspoon dried oregano
  • 16-ounce can refried beans (see note)
  • 1 cup shredded cheddar cheese
  • 1 cup shredded Monterey Jack cheese
  • 2 green onions, white and green parts finely chopped
Instructions 
  • Preheat the oven to 350 degrees F.
  • In a medium bowl, add the cream cheese and sour cream and whisk together until smooth (alternately, you can use an electric hand mixer or a stand mixer fitted with a paddle attachment to mix the dip).
  • Add all of the spices and mix until well combined.
  • Add the refried beans and mix well.
  • Add HALF of the cheese and all of the green onions and mix.
  • Spread the mixture evenly in an 8X8-inch baking dish (an equivalent size of any shape dish can be used – oval, round, rectangular, etc).
  • Sprinkle the remaining cheese over the top and bake for 20 to 25 minutes until the cheese is melted and golden and the dip is hot.
  • Serve warm with tortilla or corn chips.
Notes
Refried Beans: this recipe is adaptable to many different styles and flavors of refried beans: pinto, black bean, etc. Also, if the beans you are using are tightly packed in the can, it helps to lightly mash them in the can before adding them into the dip (they mix in a bit easier). 
Cream Cheese: if you want to get away with mixing this dip by a hand with a whisk, make sure the cream cheese is VERY soft. Like, maybe even a little bit warm and melty. 
Additions: this dip adapts very well to adding cooked ground beef, chopped chicken, and/or green chiles (one small can). 
Make Ahead: the dip can be mixed, assembled, and refrigerated for up to 2 days ahead of time before baking. Additionally, leftovers of the baked dip reheat very well.
Author: Mel
Course: Appetizer
Cuisine: American
Method: Bake
Serving: 1 serving, Calories: 253kcal, Carbohydrates: 28g, Protein: 15g, Fat: 7g, Saturated Fat: 4g, Cholesterol: 21mg, Sodium: 1631mg, Fiber: 11g, Sugar: 7g
Recommended Products
8X8-inch Glass Pan
Wire Whisk
Two Sided Measuring Spoons

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