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Kiplinger

Retiring in the Next 5 Years? Make These Five Decisions Now

In the five years preceding retirement, a person will make more important decisions about how to maximize their retirement than at any other time. Why? Because these decisions are not easily altered, and the impact will affect important income and expenses for the rest of their lives. Making the right decisions can provide substantially more income over a longer period of time – which is the ultimate goal.

Millions of people must make these decisions annually. Approximately 2 million Baby Boomers have been retiring every year since the oldest turned 65 in 2011. To effectively prepare for a retirement free of

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