Community Crafted Lending
Improving lives across the Pacific Northwest by providing responsible capital for businesses, homeowners, nonprofits and communities.
BUSINESS LOANS
Finance Your Growing
Business
Too many entrepreneurs with good ideas and strong businesses can’t access capital. Craft3 specializes in working with borrowers unable to qualify for bank financing. We’d love to help you finance your business or nonprofit.
LOANS FOR HOMEOWNERS
Invest In Your Home
A home is much more than a roof over your head. Our loans let you invest in yours, whether through energy efficiency improvements, a septic repair or building an accessory dwelling unit (ADU).
Ultimately, we strive to change inequitable systems so that all people and communities can access opportunities and prosper.
Capital, Relationships and Voice
More Than a Lender
Craft3 is a nonprofit Community Development Financial Institution (CDFI). We use capital to invest in businesses, people, and communities. We empower entrepreneurs and homeowners by offering them resources to help chart their course, and we collaborate with many community and regional partners to create meaningful change. We're building a stronger Pacific Northwest.
Making a Difference
Craft3 uses capital to help build a thriving, just and empowered Pacific Northwest. Since 1994 we’ve been making high-impact loans to businesses, homeowners, and nonprofits — especially those unable to access traditional financing.
Invest, Donate, Support
Get Involved
Creating a thriving, just and empowered Pacific Northwest is a multigenerational challenge that will require extensive collaboration, sustained commitment, and creativity. It will also require the support of partners, donors, investors, philanthropies, government agencies, corporations and more. We welcome your interest, partnership, and support.
setting our course
Building A Stronger Pacific Northwest
Craft3 focuses on three regional challenges: Systemic Racism, Climate Crisis, and Rural and Tribal Economies. These challenges threaten to hold our region back and hurt us all. We address these challenges by using our core strategies of Capital, Relationships, and Voice. Learn more in our 2023-2027 Strategic Plan.
Customer Stories
Our customers are remarkable and inspiring. Their ideas, energy, and visions are creating jobs, strengthening communities, and building financial stability.
News
Craft3 In The News
Featured Resources
Tools and Tips
For Businesses
The Definitive Guide to Getting Loan Ready
We want to make the loan process as clear and transparent as possible. Here are some resources to support business preparation and growth.
For Businesses
Your Business Journey
We hope this business journey worksheet helps you think about your next steps and anticipate potential setbacks.
For Businesses
Business Plan Template
A simple guide from the U.S. Small Business Administration to developing a business plan, an essential document for all startup businesses.