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Investigating the balance of privacy versus security in online family banking.

Published: 17 June 2024 Publication History

Abstract

The use of digital banking has increased over the last decade, with children's banking services and apps now being offered by both digital and traditional banks. However, no academic research has explored how the design of digital banking has influenced family financial behaviour or evaluated how these online family banking services are meeting the needs of their customers. To address this research gap, an exploratory study has been designed to develop an understanding of children's online financial behaviour. The study will conduct at least 30 semi-structured interviews with adolescents (between the ages of 13-17), as well as parents and guardians, to gain insight into their experiences and challenges when using digital banking services. Furthermore, this study is the first step in understanding how families use online banking services and identifying potential limitations in their current designs.

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    cover image ACM Conferences
    IDC '24: Proceedings of the 23rd Annual ACM Interaction Design and Children Conference
    June 2024
    1049 pages
    ISBN:9798400704420
    DOI:10.1145/3628516
    Permission to make digital or hard copies of part or all of this work for personal or classroom use is granted without fee provided that copies are not made or distributed for profit or commercial advantage and that copies bear this notice and the full citation on the first page. Copyrights for third-party components of this work must be honored. For all other uses, contact the Owner/Author.

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    Published: 17 June 2024

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    IDC '24: Interaction Design and Children
    June 17 - 20, 2024
    Delft, Netherlands

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