Female Access to Credit in France: How Microfinance Institutions Import Disparate Treatment from Banks

Anastasia Cozarenco () and Ariane Szafarz

Abstract: This paper compares the loans granted to male and female entrepreneurs by a French microfinance institution (MFI). The sample period is split in two: before and after the MFI implemented France's regulatory EUR 10,000 loan ceiling. In the first period, the MFI does not co-finance projects with mainstream banks and loan size is gender-insensitive. In the second period, the MFI does co-finance above-ceiling projects with mainstream banks, and we observe a gender gap in loan size. The results suggest that co-financing leads the originally gender-neutral MFI to import disparate treatment from mainstream banks.

Keywords: gender; France; microcredit; bank; loan ceiling (search for similar items in EconPapers)
Date: 2013-12
New Economics Papers: this item is included in nep-ban, nep-ent and nep-mfd
Note: View the original document on HAL open archive server: https://shs.hal.science/halshs-00874448v2
References: Add references at CitEc
Citations: View citations in EconPapers (2)

Downloads: (external link)
https://shs.hal.science/halshs-00874448v2/document (application/pdf)

Related works:
Working Paper: Female Access to Credit in France: How Microfinance Institutions Import Disparate Treatment from Banks (2013)
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:hal:wpaper:halshs-00874448

Access Statistics for this paper

More papers in Working Papers from HAL
Bibliographic data for series maintained by CCSD ().