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Security enhancement methods for mobile POS system

Published: 16 May 2015 Publication History

Abstract

Nowadays, contactless payment solutions with credit cards based on a mobile phone have significant advantages in transaction speed and users' convenience. Especially, for merchants, a smartphone can be one of an acceptance payment solutions because it is easy for them to use with little additional price if they could use their own smartphone as it is. However, there are still many concerns on using NFC-enabled smartphone as a mobile POS, e.g. security concerns. In this paper, we proposed new security enhancement methods for the mobile POS system with a new S/W layers based on pre-existing H/W. As a result, we could see the possibility of building a mobile POS system based on existing mobile phones with proposed methods.

References

[1]
PCI SSC, Accepting mobile payments with a smartphone or tablet, https://www.pcisecuritystandards.org/documents/accepting_mobile_payments_with_a_smartphone_or_tablet.pdf (2012)
[2]
EMV® Contactless Specifications for Payment Systems
[3]
ETSI, TS102705V9.3.0 Smart Cards (2012)
[4]
ETSI, TS102622V7.0.0 HCI (2008)
[5]
American National Standards Institute, ANS X 9.24-1 Retail Financial Services Symmetric Key Management (2009)
[6]
PCI SSC, PCI Point-to-Point Encryption V1.1 (2012)

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Published In

cover image ACM Conferences
MOBILESoft '15: Proceedings of the Second ACM International Conference on Mobile Software Engineering and Systems
May 2015
194 pages
ISBN:9781479919345

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IEEE Press

Publication History

Published: 16 May 2015

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Author Tags

  1. mobile POS
  2. mobile security
  3. payment system

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